Texas Mortgage Lenders for FHA


Texas Mortgage Lenders for FHA


Shop Texas Mortgage Mortgage Lenders for FHA Loan Limits

Many Texas homeowners will benefit from new increased FHA loan limits with purchase money and mortgage refinance loans up to $498,257 in designated high cost areas. Texas loan limits will start at $498,257 for a 1-unit property in 2024.

Buying a home in Texas with little or no money down has never been more accessible for qualified first time home buyers. Home refinancing has never been easier with cash out loans available up to 85% for qualified borrowers. For fair or less than perfect credit, consider getting cash out with a FHA refinance loan that requires very little equity.

Texas FHA loan limits are much higher than USDA home loans. Get a free FHA home loan analysis today from our competitive Texas mortgage lenders online.

Compare Texas FHA mortgage lenders that are HUD approved and in a position to offer deeper discounts with lower interest rates across the board for 15 and 30-year amortizations schedules. The Housing of Urban Development kept the Texas mortgage limits at current levels and the loan changes can be seen below by county. FHA mortgage rates have been falling in 2024. Get more information on FHA loans in Texas from competitive lenders.

What Are Today’s Texas FHA Loan Limits?

On November 28, 2023, the Federal Housing Administration announced new FHA loan limits for Texas, outlining the 2024 FHA loan limits for Texas. This announcement outlined the National Forward Mortgage Limits. and Mortgagee Letter 2023-22, specifying the 2024 National Home Equity Conversion Mortgage (HECM) Limits for case numbers assigned on or after January 1, 2024.  Check out FHA’s national forward loan limit “floor” and “ceiling” for a one-unit property in 2024 are $498,257 and $1,149,825, respectively.

MSA NameCounty NameStateOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
PALESTINE, TXANDERSONTX$498,257$637,950$771,125$958,350$169,000
ANDREWS, TXANDREWSTX$498,257$637,950$771,125$958,350$379,000
LUFKIN, TXANGELINATX$498,257$637,950$771,125$958,350$201,000
ROCKPORT, TXARANSASTX$498,257$637,950$771,125$958,350$298,000
WICHITA FALLS, TXARCHERTX$498,257$637,950$771,125$958,350$224,000
AMARILLO, TXARMSTRONGTX$498,257$637,950$771,125$958,350$250,000
SAN ANTONIO-NEW BRAUNFELS, TXATASCOSATX$557,750$714,000$863,100$1,072,600$485,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TXAUSTINTX$498,257$637,950$771,125$958,350$382,000
NON-METROBAILEYTX$498,257$637,950$771,125$958,350$139,000
SAN ANTONIO-NEW BRAUNFELS, TXBANDERATX$557,750$714,000$863,100$1,072,600$485,000
AUSTIN-ROUND ROCK-GEORGETOWN, TXBASTROPTX$571,550$731,700$884,450$1,099,150$482,000
NON-METROBAYLORTX$498,257$637,950$771,125$958,350$104,000
BEEVILLE, TXBEETX$498,257$637,950$771,125$958,350$158,000
KILLEEN-TEMPLE, TXBELLTX$498,257$637,950$771,125$958,350$293,000
SAN ANTONIO-NEW BRAUNFELS, TXBEXARTX$557,750$714,000$863,100$1,072,600$485,000
NON-METROBLANCOTX$498,257$637,950$771,125$958,350$384,000
NON-METROBORDENTX$498,257$637,950$771,125$958,350$274,000
NON-METROBOSQUETX$498,257$637,950$771,125$958,350$185,000
TEXARKANA, TX-ARBOWIETX$498,257$637,950$771,125$958,350$169,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TXBRAZORIATX$498,257$637,950$771,125$958,350$382,000
COLLEGE STATION-BRYAN, TXBRAZOSTX$498,257$637,950$771,125$958,350$310,000
NON-METROBREWSTERTX$498,257$637,950$771,125$958,350$261,000
NON-METROBRISCOETX$498,257$637,950$771,125$958,350$125,000
NON-METROBROOKSTX$498,257$637,950$771,125$958,350$47,000
BROWNWOOD, TXBROWNTX$498,257$637,950$771,125$958,350$167,000
COLLEGE STATION-BRYAN, TXBURLESONTX$498,257$637,950$771,125$958,350$310,000
NON-METROBURNETTX$498,257$637,950$771,125$958,350$318,000
AUSTIN-ROUND ROCK-GEORGETOWN, TXCALDWELLTX$571,550$731,700$884,450$1,099,150$482,000
PORT LAVACA, TXCALHOUNTX$498,257$637,950$771,125$958,350$165,000
ABILENE, TXCALLAHANTX$498,257$637,950$771,125$958,350$225,000
BROWNSVILLE-HARLINGEN, TXCAMERONTX$498,257$637,950$771,125$958,350$210,000
MOUNT PLEASANT, TXCAMPTX$498,257$637,950$771,125$958,350$206,000
AMARILLO, TXCARSONTX$498,257$637,950$771,125$958,350$250,000
NON-METROCASSTX$498,257$637,950$771,125$958,350$156,000
NON-METROCASTROTX$498,257$637,950$771,125$958,350$157,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TXCHAMBERSTX$498,257$637,950$771,125$958,350$382,000
JACKSONVILLE, TXCHEROKEETX$498,257$637,950$771,125$958,350$169,000
NON-METROCHILDRESSTX$498,257$637,950$771,125$958,350$94,000
WICHITA FALLS, TXCLAYTX$498,257$637,950$771,125$958,350$224,000
NON-METROCOCHRANTX$498,257$637,950$771,125$958,350$104,000
NON-METROCOKETX$498,257$637,950$771,125$958,350$135,000
NON-METROCOLEMANTX$498,257$637,950$771,125$958,350$125,000
DALLAS-FORT WORTH-ARLINGTON, TXCOLLINTX$563,500$721,400$872,000$1,083,650$490,000
NON-METROCOLLINGSWORTHTX$498,257$637,950$771,125$958,350$93,000
NON-METROCOLORADOTX$498,257$637,950$771,125$958,350$196,000
SAN ANTONIO-NEW BRAUNFELS, TXCOMALTX$557,750$714,000$863,100$1,072,600$485,000
NON-METROCOMANCHETX$498,257$637,950$771,125$958,350$143,000
NON-METROCONCHOTX$498,257$637,950$771,125$958,350$127,000
GAINESVILLE, TXCOOKETX$498,257$637,950$771,125$958,350$264,000
KILLEEN-TEMPLE, TXCORYELLTX$498,257$637,950$771,125$958,350$293,000