How to Lower Your Mortgage Payments

September 18, 2024July 15, 2024 by BD Nationwide Team

A mortgage is expensive, and often leaves you with a very tight budget to live on. With the cost of living increasing, it’s smart to consider ways to lower your mortgage payment. A mortgage is represented by four standard components, PITI, which stands for principal, interest, taxes, and insurance. Therefore, reducing mortgage payments is about … Read more

What Is a Bank Statement Loan?

September 18, 2024July 11, 2024 by Bryan

A bank statement loan is a flexible financing option designed primarily for individuals with non-traditional income sources who might struggle to secure a conventional mortgage. Unlike conventional loans, which typically require W-2 forms and pay stubs, bank statement loans rely on you guessed it bank statements to verify your income. This loan is helpful for … Read more

Can I Get a HELOC Loan in Texas?

September 17, 2024May 2, 2024 by BD Nationwide Team

If you live in Texas and own a home, you may want to take out equity for a major purchase, such as home renovations. In the Loan Star State, you can get a Texas HELOC or home equity loan to access the cash you need, but there are certain rules that lenders must follow that … Read more

How to Get Pre-Approved for a Mortgage

September 18, 2024April 24, 2024 by BD Nationwide Team

Want to learn how to get pre-approved for a mortgage? Check out our detailed guide and find the answers to your questions on mortgage loan pre-approvals. You can follow several strategies to boost your preapproval loan amount. These encompass increasing your down payment, extending your loan term, securing a co-signer, and potentially seeking preapproval from … Read more