FHA Refinance Rates

Since the housing crisis erupted, the low FHA refinance rate has helped drive the mortgage industry with great pricing and aggressive loan programs. With government mortgages applicants can choose from several programs for FHA refinancing. For example borrowers can select from the FHA streamline, rate and term refinance up to 96.5% loan to value and the cash out refinance to 85% loan to value. The Federal Housing Administration insures refinance loans with low interest rates and no pre-payment penalties. If you are searching for the lowest refinance rates today, consider FHA. Refinance rates with FHA are presently at the lowest point of this generation. Many borrowers who don't have much equity have benefitted from aggressive guidelines and affordable interest rates for FHA refinancing.

With FHA refinance rates the only payment option is for principal and interest. There are no longer interest only payment options. Choose from several terms with FHA: 3/1 ARM, 5/1 ARM, 15 year fixed and the 30 year fixed rate mortgage which continues to be the most popular option with the FHA refinance terms. B.D. Nationwide can connect you with lenders that ensure great pricing on current FHA refinance rates.

Today's FHA Refinance Rates Fall Again on Fixed 30-Year Terms

FHA Refinance Rates
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Fixed rate refinancing with FHA is a great way for many borrowers to secure alternative loans with competitive interest rates. Many homeowners were able to save hundreds of dollars each month because the FHA refinance rate fell to an all-time record low. Many homeowners were able to avoid foreclosure and refinance into a more affordable FHA rate.

* Please Note --- The monthly payment on a $200,000 with a 30-year refinance rate at 3.1250% is $856.75 with $1495 in total closing costs that can be rolled into the mortgage.(9-15-12) The Annual Percentage Rate is also 3.356%.

FHA refinance rates are subject to change without notice. Loan approvals are subject to lender guidelines including credit, income and appraisal documentation approved by the direct endorsed underwriter.

 

Refinance Articles

Making Home Affordable

Nationwide publishes award winning articles to help homeowners make better decisions with respect to refinancing with FHA.

FHA Refinance Loan Programs
Today’s FHA rates have never been more attractive. If you have equity or credit issues, then FHA is your best bet for refinancing.

Comparing Conforming and FHA Refinancing

Resource Tools


Refinancing Calculator
Analyze the monthly payments with FHA refinance rates. Our tools can help you calculate and compare the monthly payments of 15 and 30-year mortgages. 

ARM vs. Fixed Rate Calculator
How does a fixed 30-year rate compare with a 5/1 ARM?
Additional Pages to Get Current Mortgage Rates:
30-Year Refinance Rates | 15-Year Refinance Rates | FHA Refinance Rate | FHA Mortgage Rates | VA Refinance Rates | 2nd Mortgage Rates | FHA Streamline Refinance | Conventional Loan | FHA Loan Requirements | Government Loans | Mortgage Help | Bad Credit Home Loan | Home Improvement Loans | No Credit Home Loans | Underwater Mortgage | Top Home Refinance Loans in 2013
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Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site cannot make FHA loans. Approved FHA lenders cannot guarantee FHA refinance rates as they are subject to underwriting approval and are rates are subject to change. BDNationwideMortgage.com does not have an affiliation with any government entities. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2013 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved.