Nevada FHA Mortgage Loan Limits
Low Rates on Home Loans in Las Vegas, Carson City, Reno & More

Thousands of Nevada homeowners should benefit from the new increased FHA mortgage loan limits with fixed rate refinance loans up to $468,750 in designated high cost areas. Refinance your 1st and 2nd Mortgage together for one low payment with a reduced rate mortgage that carries a fixed rate for 30 years. Home refinancing has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Nevada mortgage maximum limits for 2012 and the loan changes can be seen below by county.

Many real estate analysts forecast a slight housing recovery in 2013 and 2014. Competitive Nevada mortgage rates and aggressive lending guidelines could lend a helping hand to the housing crisis that has crippled the State over the last few years.

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

FERNLEY , NV (MICRO)

LYON

NV

$331,250

$424,050

$512,600

$637,000

GARDNERVILLE RANCHOS, NV (MICRO)

DOUGLAS

NV

$468,750

$600,100

$725,350

$901,450

CARSON CITY , NV (MSA)

CARSON CITY

NV

$398,750

$510,450

$617,050

$766,850

PAHRUMP , NV (MICRO)

NYE

NV

$325,000

$416,050

$502,900

$625,000

LAS VEGAS-PARADISE, NV (MSA)

CLARK

NV

$400,000

$512,050

$618,950

$769,250

NON-METRO

LANDER

NV

$271,050

$347,000

$419,400

$521,250

NON-METRO

LINCOLN

NV

$271,050

$347,000

$419,400

$521,250

NON-METRO

MINERAL

NV

$271,050

$347,000

$419,400

$521,250

NON-METRO

HUMBOLDT

NV

$271,050

$347,000

$419,400

$521,250

NON-METRO

PERSHING

NV

$271,050

$347,000

$419,400

$521,250

NON-METRO

ESMERALDA

NV

$271,050

$347,000

$419,400

$521,250

NON-METRO

WHITE PINE

NV

$271,050

$347,000

$419,400

$521,250

FALLON , NV (MICRO)

CHURCHILL

NV

$271,050

$347,000

$419,400

$521,250

RENO-SPARKS , NV (MSA)

STOREY

NV

$403,750

$516,850

$624,750

$776,450

RENO-SPARKS , NV (MSA)

WASHOE

NV

$403,750

$516,850

$624,750

$776,450

ELKO , NV (MICRO)

ELKO

NV

$325,000

$416,050

$502,900

$625,000

ELKO , NV (MICRO)

EUREKA

NV

$325,000

$416,050

$502,900

$625,000


 

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Additional FHA Refinancing Pages:
FHA Refinancing Loans | 203K FHA Home Improvement Loans | FHA Streamline Refinance | 100% Refinancing | HARP Lenders
Best Time to Refinance | FHA Mortgage Limits by State | FHA Home Financing | Get Pre-Qualified for a FHA Mortgage | Down Payment Requirements on a FHA Loan | Pre-Approval Letter for a Home Loan with FHA | FHA Loan Qualification
Alternative Financing Info:
Bad Credit Mortgage | Bad Credit Refinance | Home Loan for Bad Credit | Bad Credit Refinancing with FHA
See More FHA Limits by State:
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