 |
Nevada FHA Mortgage Loan Limits
Thousands of Nevada homeowners should benefit from the new increased FHA mortgage loan limits with fixed rate refinance loans up to $468,750 in designated high cost areas. Refinance your 1st and 2nd Mortgage together for one low payment with a reduced rate mortgage that carries a fixed rate for 30 years. Home refinancing has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Nevada mortgage maximum limits for 2012 and the loan changes can be seen below by county.
Many real estate analysts forecast a slight housing recovery in 2013 and 2014. Competitive Nevada mortgage rates and aggressive lending guidelines could lend a helping hand to the housing crisis that has crippled the State over the last few years.
MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
FERNLEY , NV (MICRO) |
LYON |
NV |
$331,250 |
$424,050 |
$512,600 |
$637,000 |
GARDNERVILLE RANCHOS, NV (MICRO) |
DOUGLAS |
NV |
$468,750 |
$600,100 |
$725,350 |
$901,450 |
CARSON CITY , NV (MSA) |
CARSON CITY |
NV |
$398,750 |
$510,450 |
$617,050 |
$766,850 |
PAHRUMP , NV (MICRO) |
NYE |
NV |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
LAS VEGAS-PARADISE, NV (MSA) |
CLARK |
NV |
$400,000 |
$512,050 |
$618,950 |
$769,250 |
NON-METRO |
LANDER |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
LINCOLN |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
MINERAL |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
HUMBOLDT |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
PERSHING |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
ESMERALDA |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WHITE PINE |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FALLON , NV (MICRO) |
CHURCHILL |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
RENO-SPARKS , NV (MSA) |
STOREY |
NV |
$403,750 |
$516,850 |
$624,750 |
$776,450 |
RENO-SPARKS , NV (MSA) |
WASHOE |
NV |
$403,750 |
$516,850 |
$624,750 |
$776,450 |
ELKO , NV (MICRO) |
ELKO |
NV |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
ELKO , NV (MICRO) |
EUREKA |
NV |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
 |
|
|
|
|
