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Louisiana FHA Mortgage Loan Limits
Louisiana homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $287,500 in designated high cost areas. Louisiana lenders continue to report that refinancing applications are on the rise again. With FHA, home loans are easier with cash out available up to 95% for qualified borrowers. The Housing of Urban Development raised the Louisiana mortgage maximum limits for 2008 and the loan changes can be seen below by county.
Home construction is beginning to rebuild and Louisiana home values should be coming back to the level they were prior to Hurricane Katrina.
MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
HOUMA-BAYOU CANE-THIBODAUX , LA (MSA) |
LAFOURCHE |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
HOUMA-BAYOU CANE-THIBODAUX , LA (MSA) |
TERREBONNE |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
JENNINGS , LA (MICRO) |
JEFFERSON DAVIS |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NEW IBERIA , LA (MICRO) |
IBERIA |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BASTROP , LA (MICRO) |
MOREHOUSE |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALEXANDRIA , LA (MSA) |
GRANT |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALEXANDRIA , LA (MSA) |
RAPIDES |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ABBEVILLE , LA (MICRO) |
VERMILION |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DE RIDDER, LA (MICRO) |
BEAUREGARD |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NEW ORLEANS-METAIRIE-KENNER, LA (MSA) |
ORLEANS |
LA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
NEW ORLEANS-METAIRIE-KENNER, LA (MSA) |
JEFFERSON |
LA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
NEW ORLEANS-METAIRIE-KENNER, LA (MSA) |
PLAQUEMINES |
LA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
NEW ORLEANS-METAIRIE-KENNER, LA (MSA) |
ST. BERNARD |
LA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
NEW ORLEANS-METAIRIE-KENNER, LA (MSA) |
ST. CHARLES |
LA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
NEW ORLEANS-METAIRIE-KENNER, LA (MSA) |
ST. TAMMANY |
LA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
NEW ORLEANS-METAIRIE-KENNER, LA (MSA) |
ST. JOHN THE BA |
LA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
OPELOUSAS-EUNICE , LA (MICRO) |
ST. LANDRY |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
PIERRE PART, LA (MICRO) |
ASSUMPTION |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FORT POLK SOUTH, LA (MICRO) |
VERNON |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SHREVEPORT-BOSSIER CITY , LA (MSA) |
CADDO |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SHREVEPORT-BOSSIER CITY , LA (MSA) |
BOSSIER |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SHREVEPORT-BOSSIER CITY , LA (MSA) |
DE SOTO |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MINDEN , LA (MICRO) |
WEBSTER |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
RUSTON , LA (MICRO) |
JACKSON |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
RUSTON , LA (MICRO) |
LINCOLN |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
HAMMOND , LA (MICRO) |
TANGIPAHOA |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BATON ROUGE, LA (MSA) |
ASCENSION |
LA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
BATON ROUGE, LA (MSA) |
IBERVILLE |
LA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
BATON ROUGE, LA (MSA) |
LIVINGSTON |
LA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
BATON ROUGE, LA (MSA) |
ST. HELENA |
LA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
BATON ROUGE, LA (MSA) |
POINTE COUPEE |
LA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
BATON ROUGE, LA (MSA) |
EAST FELICIANA |
LA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
BATON ROUGE, LA (MSA) |
WEST FELICIANA |
LA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
BATON ROUGE, LA (MSA) |
EAST BATON ROUG |
LA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
BATON ROUGE, LA (MSA) |
WEST BATON ROUG |
LA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
BOGALUSA , LA (MICRO) |
WASHINGTON |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
LAKE CHARLES , LA (MSA) |
CAMERON |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
LAKE CHARLES , LA (MSA) |
CALCASIEU |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WINN |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
ALLEN |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
SABINE |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
TENSAS |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CALDWELL |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
FRANKLIN |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
LA SALLE |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
RICHLAND |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
AVOYELLES |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
BIENVILLE |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CATAHOULA |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CLAIBORNE |
LA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
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| Client Testimonials |
"After spinning our wheels with mortgage brokers online, it was nice to find a lender that met our needs with a low rate refinance that even gave us cash back. Thanks for all your help!"
– The Cassidy Family
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