What Is the FHA $100 Down Program?

July 22, 2025 by John Tappan

For many aspiring homeowners, the biggest hurdle isn’t the monthly mortgage—it’s the down payment. That’s where the FHA $100 Down Program steps in. This unique home buyer program was designed to make homeownership more accessible and allows eligible buyers to purchase certain HUD-owned homes with a down payment of just $100. Let’s explore how it … Read more

Can FHA Be Used on Land?

January 21, 2025 by John Tappan

The dream of owning land and building a home from the ground up is one that many Americans share. Whether it’s for a primary residence, a future investment, or simply the freedom of owning property, purchasing land is a significant financial step. Can you buy land with a FHA loan? The answer isn’t as straightforward … Read more

Do FHA Loans Look at Charge-Offs and Collections?

January 21, 2025 by John Tappan

Buying a home can be both exciting and overwhelming, especially if you have charge-offs or collection accounts on your credit report. You may wonder: “Will these past financial missteps stop me from qualifying for an FHA loan?” The answer isn’t a simple yes or no—it depends on several factors, including your overall credit profile, the … Read more

Can I Get an FHA Loan with an Eviction?

January 18, 2025 by John Tappan

When applying for a mortgage, particularly an FHA loan, your financial history plays a crucial role in determining eligibility. If you have an eviction on your record, you might wonder if this will prevent you from securing an FHA loan. The Federal Housing Administration has a history of approving FHA loans with credit problems, late … Read more