Articles
Private Money Loan Guide
A private money loan is a home loan funded by a private individual or company, not a bank, credit union, or traditional lender. Private lenders can approve loans in just 3 to 10 days because they focus mostly on the property’s value, not on your credit score or income history. This makes private money loans ... Read more
California Dream for All Shared Appreciation Loans Program
With all media outlets talking about home buyers incentives in the the fast-paced world of real estate, the question on many prospective homeowners’ minds is: Is California really giving away $150,000 for first-time home buyers? With skyrocketing housing prices in the Golden State, the prospect of receiving such a substantial sum to help with a ... Read more
What Is Fix and Flip Loan Financing?
What is a fix and flip loan? It’s short-term real estate financing designed specifically for investors buying, renovating, and reselling distressed properties. Unlike conventional mortgages, these loans close in 7-14 days. They fund both the purchase and renovation in a single deal. And they qualify you on the property, not your personal income or tax ... Read more
How to Lower Your Mortgage Payments
A mortgage is expensive, and often leaves you with a very tight budget to live on. With the cost of living increasing, it’s smart to consider ways to lower your mortgage payment. A mortgage is represented by four standard components, PITI, which stands for principal, interest, taxes, and insurance. Therefore, reducing mortgage payments is about ... Read more