Refinance? Equity Home Loans…or Personal Unsecured Consumer Loan?
Uncover the Best Loans for Homeowners to Cash Out
By Maria Ny

People need or want extra cash for a variety of reasons. For some, the extra cash provide them with a feasible way to pay off high-interest debts and loans, for others the extra money offers them a way to improve or build onto their primary homes, or buy second homes for investment properties or vacation homes.

Both mortgage refinancing and home equity loans allow homeowners to choose between a fixed mortgage rate and one of several adjustable rate mortgages (ARMs). But, home equity loans give you more flexibility on how much equity you want to cash out and loan repayment time options than mortgage refinances. The interest rates are lower for both these types of loans than personal loans because they are secured loans. This means you can lose your home if you can't keep up with the payments. However, both offer the tax advantages of being able to deduct the interest paid on the loan.



Nationwide Mortgage Loans Offers a Convertible Home Equity Line of Credit with Options to Refinance Portions to a Fixed Rate Second Mortgage Loan
Nationwide Mortgage Loans now offers a convertible home equity line of credit that provides borrowers options for turning their variable interest rates to a fixed rate second mortgage loan. This unique home equity program allows homeowners to convert portions of their adjustable rate equity line into fixed rate home equity loans. Another key feature is that this second mortgage allows you to keep the unused portion of the home equity line open.

If you own a home and have credit card debt...give us a call at 1-877-212-9478


Preferred Loan Type
Property Type
Property Value
Credit Rating

BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright © 2001-2010 and Beyond, Nationwide Mortgage Loans - is a website and cannot make loans. All rights reserved.