Zero Down Home Loans
Home Purchase Loans - 100% Home Financing - No Money Down

Whether you are trying to buy a home in Atlanta Georgia, or Laguna Beach, California, Nationwide Mortgage Loans offers people the opportunities to become homeowners with zero down home loans for qualifying borrowers. We practice fair lending with 100% financing for conventional, home purchase loans, sub-prime, pick a payment loans, jumbo mortgages, negative amortization and interest only loans with 30 and 40-year fixed or adjustable rate loans for all types of credit.

Buy a Home with 100% Home Financing!

With home values reaching million dollar levels, it is important that you secure low interest home loans with affordable monthly payments. If you want more purchase power or lower payments then talk to your loan officer about the payment option ARM or 40-year mortgage that stretches the term to minimize the monthly payments. Many people in California are finding the best way to get a low monthly payment is with the 1.25% negative amortization loans that allow borrowers to defer the interest until the end of the year. These payment option loans offer borrowers a payment that is even lower than the interest only payment. The negative amortization option is only available until the mortgage balance reached a 115% or 125% of the original mortgage balance depending upon the lender.

Preferred Loan Type Select ---------------> Mortgage Refinance Cash Out Refinance Home Equity New Home Purchase Property Type Select One-----------> Single-Family Detached Condominium Cooperative Multi-Family Dwelling Modular Mobile Home Manufactured Home Property Value Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 Over 800,000 Credit Rating Select ---------------> Excellent Good Fair Poor

No Money Down Home Loans • Payment Option ARM • 100% Home Financing • Fixed Rate Payment Option • Stated Income Purchase Loans • 1.25% Start Rate Loans • Conventional or Jumbo Mortgage • 30 or 40-Year Loan Terms • Low Payment Deferred Interest Loans Home Equity Loan Refinancing

Are you a first time homebuyer looking to get approved for a low rate home purchase loan? Are you looking for a home loan that requires No Money Down for a home purchase? Are you looking to finance a second home or investment property? Would you like a purchase mortgage that allows you to keep all of your hard earned in saving in your bank account without needing to deposit it on a home?

If you answered, "yes" to any of the questions above, then you are a great candidate for a Zero Down Home Loan from Nationwide Mortgage Loans.

We offer several different no money down home loans:

100% Purchase Mortgage -
This home purchase loan offers a simple financing solution with one mortgage and one payment.

Select from 15, 30 & 40 year fixed rate mortgages or a ARM with fixed rates for 3,5,7 or 10 years.

80-20 Piggy-Back Purchase Loan -
This 1st-2nd combo is our most popular zero down home loan. 80% first mortgage and 20% second mortgage - Two loans and No mortgage insurance is required!

1st Loan: Select from 15, 30 & 40 year fixed rate mortgages or a ARM with fixed rates for 3,5,7 or 10 years.

2nd Loan: Select from 15, 20, 25 year fixed rate mortgages or a variable rate credit lines that have a 10-year draw period.

Need A Lower Payment? Check out our Interest Only Mortgages
Get lower monthly payment for your purchase or refinance loans!

Nationwide Mortgage Loans is helping Americans become homeowners with loans for buying the home they want. Get a quick quote from the team at Nationwide. Whether you want to purchase, or get a cash out refinance for paying off high interest loans and credit card debt, now is the time to consolidate your debt.

Take advantage of our reduced cost mortgage options. For more details, call your Nationwide Account Executive at 1-800-242-6986.

Get Pre-Approved to Buy a Home

Pre Approvals are offered from the lender and specifically the underwriting dept. Underwriters analyze the risk factor for potential borrowers.

If you are interested in buying a house, Call us at 1-800-242-6986 to get a pre approval in writing. We will just ask you a few questions and then access your credit, income, and hopefully you will be approved!

Nationwide Testimonials

"Nobody said being a first time home buyer would be piece of cake, but Nationwide definitely made it as easy as possible." There is a lot to think about when you are buying a home, and to know someone has your back on the financing side is a real blessing. Your team was always there to answer our questions, and these days that means a lot. We now have a peace of mind and a fresh start. Once again, Thanks!"
Davia & Brett Matson - New York , NY & San Diego , CA.

Fannie Mae Announces 2006 Conforming Loan Limit of $417,000

Fannie Mae today announced that it will apply new conforming loan limits, as determined by the Office of Federal Housing Enterprise Oversight (OFHEO) based on federal data on mean (average) home prices, to increase its single-family mortgage loan limit to $417,000 for 2006. As a result of the new loan limit, Fannie Mae estimates that in 2006, as many as an additional 466,326 homeowners would be eligible for a conforming loan. Conforming loan limits may adjust annually. The conforming loan limits adjustments are based on the October-to-October changes in the mean (average) home price, as published by the Federal Housing Finance Board (FHFB). The FHFB figures come from its monthly survey of lenders. Both new and existing homes are included in the survey. Limits for multi-unit loans for 2006 will be as follows: two-family loans $533,850, three-family loans $645,300, and four-family loans $801,950. The 2006 loan limit for second mortgages will be $208,500.

The maximum amounts for one-to-four-family mortgages and second mortgages in Alaska, Hawaii, Guam and the U.S. Virgin Islands are 50 percent higher than the limits for the rest of the country. Most loans Fannie Mae purchases are well below the conforming limit. Our average loan size for single-family properties in the first three quarters of 2005 is about $172,000.

For more information Please visit fanniemae.com