Nationwide Mortgage Refinance and Home Equity Loans
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Nationwide Mortgage Lender offers exclusive mortgage rate refinancing, home loan rates, VA & FHA mortgages, 2nd mortgage & bad credit equity loans. We are a prime lender that specializes in cash out refinance loans, best rate home loans, 100% financing, fixed home refinancing and guarantee the lowest VA and FHA mortgage rates online! Home loan and mortgage refinance rates have never been more attractive, so seize the opportunity to save money with Nationwide!

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Mortgage Refinance Loans – Home Loan Rates – Refinancing – FHA Mortgages

Take advantage of our unique programs like the no cost mortgage and the FHA loan for refinancing for debt consolidation, cash out and new home financing. VA and FHA mortgage rates have fallen to the 4% range on thirty-year fixed mortgage rate refinancing and 5/1 ARM rates start at 3.25% for home purchase and refinance loans! We are pleased to announce discounted VA mortgages with low home loan rates now available to eligible veterans with no down-payment required on the 100% loan. Our lenders continue to report that the hottest mortgage loan products are the VA and FHA mortgage programs because of the low or no down-payment requirements on purchase loans and the record low mortgage rate refinancing. 2nd mortgage programs have changed dramatically, but conforming and FHA loan products now offer 100% and 125% loan refinancing through the government backed program. The DU refinance loan enables refinancing up to 105%. With refinance rates this low it would be very risky to assume that interest rates will drop any further. Standard FHA refinance loans with cash options limit borrowing to 85 or 95% loan to value. While the streamline refinance are rate and term refinance loans that are capped at 97% loan to value. (Ask your loan officer for specific product requirements, eligibility and FHA guidelines, limits and current FHA rates).

Get the Best Mortgage Refinance and Home Equity Loans for All Types of Credit!

Nationwide Mortgage has maintained its corporate headquarters in Southern California since 2001, but we recently expanded our prime, jumbo, FHA, VA, home equity, subprime mortgage loan services to consumers nationally. We recommend that homeowners take advantage of discount refinance rates for equity loans, credit lines, second mortgage refinancing and loan modification plans. In most cases, borrowers significantly benefit from refinancing adjustable rate mortgages and consolidating high interest credit card debt. Many homeowners are realizing additional saving from refinancing their variable home equity line of credit rate into a tax deductible equity loan that guarantees a fixed interest rate for the life of the loan. If your home has lost some of its value, ask one of our lending specialists about the latest underwater mortgage refinancing solutions. Whether you need to purchase a new home, secure a fixed mortgage rate refinancing or negotiate a loan modification, Nationwide has the lending experience you need when choosing the best lender online. Take advantage of wholesale home loan rates on fixed refinancing, equity loans, FHA loan programs and VA mortgage loans.
Refinancing

Refinance Loans: Nationwide Mortgage Loans is an experienced mortgage banker that assembled a talented refinance team in an effort to meet your financing needs. Our lenders provide "outside of the box" first and second mortgage loan opportunities that maximize the best finance programs in the marketplace. If you are shopping online for home refinance loans, then consider Nationwide's low rate guarantee. Many of our clients have significantly improved their financial state after refinancing their high interest revolving credit cards and consolidating their adjustable loans together into a reduced payment guaranteed by a fixed rate. Borrowers who have VA and FHA loans may qualify for a streamline refinance that requires no equity and no income documentation. Refinance rates have declined to the lowest level in 30-years but many economists warn that the Federal Reserve will likely begin a trend of rate hikes that would make home refinancing less affordable, so submit your application and take advantage of Nationwide's excellent customer service. We take great pride in mortgage refinance loan programs and our goal is to always provide you with the best opportunities to save money while meeting your needs with diverse loan products.

No Cost Refinance Loans with Low Rate Mortgage Lender Guarantees

FHA Mortgage: First time homebuyers are encouraged to compare our competitive loan products like the 96.5% FHA loan. If you are seeking to refinance your variable rate loans or bad credit mortgages but your credit scores are low or no equity left in your home, we encourage you to apply online because our FHA lenders can make exceptions for compensating factors. FHA mortgage loan programs continue to expand, so even if you were turned down from a lender in the past, there still may be hope. You will benefit from our low rate guarantee and choose from our competitive 15 or 30-year fixed rate mortgage terms.

VA Home Loans: Military veterans may be eligible for 100% refinancing with low VA mortgage rates. The VA program is special because it the last 100% loan in the U.S. New home buyers may be eligible for the no money down loan and veteran homeowners should consider the VA streamline for quick and easy refinancing. Choose from VA mortgage rate refinancing, streamline and zero down home loans.

Home Equity Loan: If you have a variable rate home equity credit line, we recommend a second mortgage refinance. According to Kevin Margulies, an IHE executive, "Now more than ever, homeowners should seek the expert refinancing advice from the 'Mortgage Loan Originators' at Nationwide." Get the best home equity loan rate possible with our volume discounts for credit lines and second mortgages.

Low Rate Loans

Refinance ARM with Fixed Mortgage Loans

Fixed Mortgage Refinance Rates: If your mortgage loan payment is about to adjust, we suggest discussing a refinance with your friendly neighborhood loan officer at Nationwide. If your mortgage is an Option ARM Mortgage Refinance or variable interest rate connected to with the LIBOR, MTA, COFI, COSI, or COSI the time has come to refinance. However, Government bailout plans, like the Home Affordable Refinance Program, do offer Mortgage Refinancing relief and modifications.

FHA Mortgage Loans Provide New Opportunities

FHA Loan: In 1934, the US government created FHA mortgage loans to help homeowners lock in a guaranteed fixed and affordable mortgage rate. FHA mortgage rates remain low, but most real estate analysts predict more rate hikes in the next few years. Take advantage of the FHA refinance opportunities that feature cash out for debt consolidation or home improvements and no equity loan programs for fixed rate refinancing. See the latest FHA loan limits by State: California Mortgage.

5 Most Popular Home Equity & Refinance Loans

Cash Out RefinanceHome Equity Refinance: Nationwide Mortgage Loans offers a multitude of home equity, second mortgages, refinance loans and equity credit lines to maintain a competitive edge. We offer the best refinance options online.

Our mortgage company continues to be an industry leader for high LTV, no equity, refinance and second mortgage loans that allow first time homebuyers or distressed homeowners that are unable to refinance out of their existing mortgage to qualify for loans without having any equity in their home.

1. FHA Refinancing Loans
2. 125 Home Equity Loan
3. Refinance Second Mortgage
4. Home Equity Line of Credit
5. 125% Second Mortgage

Top 5 Rated Loans for Mortgage Refinancing

Mortgage Refinance RatesMortgage Refinancing: Our refinance lenders offer over 100 mortgage refinance programs with loans for refinancing, bill consolidation and home purchase.

Consumers across the nation are lining up to lock in low fixed rate mortgages because they enable homeowners to realize significant savings with lower monthly payments while increasing cash flow. Conventional, VA and FHA loans all offer fixed rates that are guaranteed for thirty years.
 

1. FHA Refinance Loans
2. No Cost Mortgage Refinance Loans
3. VA Streamline Refinance
4. FHA Streamline Refinance
5. Jumbo Mortgage Refinance

Free Home Financing Guides & Consumer Reports

No Cost Home Loan Help: Take advantage of our free guides and disclosures that help 1st time homebuyers. We'll help you balance budgets and teach you tips for maintaining good credit scores. If you are behind on your loan payments, or late on credit card bills, consider refinancing with FHA loans because they allow bad credit with cash out refinancing up to 95% loan to value. Veterans can get 100% financing with Zero Down Home Loan options and VA home loans.

Home Equity Credit Line Fed Tips
Home Purchase Guide
No money mortgage products are hard to find in this market. The VA mortgage program still features a no down-payment loan at 100% Loan to Value.
FHA Home Loans

Professional Rate Advice From Home Loan Experts

Low Mortgage Rates: Our lending team offers both traditional home refinancing and conventional purchase mortgages, but our niche remains with cash out refinance loans and prime rate home equity lines of credit. These equity loans are perfect for financing home improvements, swimming pool construction and consolidating adjustable rate debt in an effort to maximize savings. Secure your future now and lock into a fixed rate mortgage loan that saves you money and protects you from rising rates and inflation.
Mortgage refinance rates will be on the rise as US inflation begins to see the effects of the recent mortgage bail-outs and high rate government debt.

Get a Free, No-Hassle Quote and Find out today 's interest rates for conforming, FHA mortgage refinancing, second mortgages and financing specials for first time homebuyers.

No Cost Loan Quote

Home Purchase Loan Programs

• Property values dropped significantly over the last few years and this has created new opportunities for first home buying and real estate investments with short sales and foreclosures nationally. Nationwide provides low rate home purchase loans for all types of borrowers with a wide variety of mortgage loan solutions.

Find the Best Loan

Fixed Rate Mortgage Refinance Loans

• Nationwide meets the growing demand of fixed mortgage rate refinancing for borrowers with rising adjustable rate mortgage payments. Many homeowners have fair or poor credit because they can't afford the loan payment.
• We'll get you fixed rate mortgage refinance solutions even if your credit score is low. We offer subprime mortgage and FHA home loan refinancing products for borrowers with good and bad credit.

Fixed Home Equity Loans

Mortgage Loan Calculators

Mortgage Refinancing Calculator - Analyze the benefits of refinancing. Calculate the monthly payment while displaying the net savings for refinance loans and second mortgages. Understand how much interest you can save by consolidating, FHA Refinancing and paying off debt.
Debt Investment Calculator - Understand how much interest you can save by consolidating, refinancing and paying off debt.

Loan Calculators

Saving Testimonials

According to the Wall Street Journal, "Consolidating compounding interest debt into a fixed loan refinance with simple interest can save you thousands of dollars a year."

"I got a mortgage refinance loan that made my credit card debt disappear and I was still able to get cash in my hand. Thanks for your help!" J. Thompson

"Refinancing my ARM was a priority, but Nationwide helped be roll in my other high rate loans as well. We closed quickly and
I saved almost $1,000 a month!"
The Bedford Family

Nationwide mortgage lenders offer conforming, FHA, VA home equity and down-payment assistance loans to help people secure low rate loan payments. Our refinance lenders specialize in no equity refinancing with first and second mortgages, hard money loans and all types of non-conforming home refinance loans for homeowners in all 50 states. Maximize your home equity to get cash with the lowest mortgage rate for the most affordable monthly payment possible. Take a moment and compare mortgage refinance loans and conventional loan options online.

Military borrowers should be excited because VA rates have dipped to all-time lows. Compare 100% home buying and mortgage refinance offers now while rates are hot! VA refinance products have never been more appealing.

Home Financing Tips & Loan Articles *Exclusive mortgage refinance options that require less home equity. Choose from first or second mortgage loan options.

Home Mortgage Interest Rates | Best Fixed Mortgage Rates
Home Refinance Rates | Home Loan Interest Rates

It's no secret that mortgage rates are rising, so discuss your loan eligibility for home buying or refinancing. Home purchase and refinance programs can change without notice, so verify your eligibility with a loan officer today. Conforming, VA and FHA rates remain affordable and easily accessible. Our lenders are licensed and approved to offer you the best home loan financing and mortgage refinancing opportunities that are available in the marketplace.

Company Press Releases

Home Equity Loan Broker Awarded Preferred Mortgage Broker Status for Second Consecutive Year from IHE.

We offer up to the minute news for mortgage loan companies, FHA lenders and wholesale home loan brokers.

Borrowers can sign up for mortgage rate alerts for VA, FHA loans, home equity loans, credit lines and prime rates. Enjoy good lending advice because our mortgage loan lenders will help you secure the lowest mortgage rate available online!

Second Mortgage Rates

Best Home Refinance Loan Blog with new insight every day about home loans. Sign up for updates on rates, home equity loans, VA and FHA mortgage rates. Home Refinance Blog

Mortgage News and Loan Program Updates
No cost mortgage loans enable borrowers with good credit to refinance into a low fixed rate mortgage paying no fees. There is no lending fees, origination fees or closing costs with no cost refinancing. Many new homeowners may be eligible for FHA refinance benefits because the maximum loan amounts were raised. Check with your lender for FHA limits in your region.
> No Cost Mortgage Refinancing
> Federal Mortgage Programs
> Emergency Homeowner Loan Program
> How to Refinance a Mortgage

If you have had trouble getting approved in the past because of a past bankruptcy or low credit score, we provide a new opportunity for home refinancing. Consider a loan refinance with a simple interest or a fixed rate FHA loan for securing bad credit consolidation and credit card debt. If you can't get approved from any lender, we will direct you to alternative financing relief with debt settlement or loan modification programs. The sub-prime lending rules have changed recently, but you may still qualify for a home purchase loan with very little money down required.

About Nationwide Mortgage Loans

• Since 2001, Nationwide has brokered nearly $1 Billion in home refinance loans. Our knowledge helps consumers find mortgage loan solutions for complex financing problems at a competitive interest rate.
• The Nationwide Lending Commitment provides "out of the box" loan products that help homeowners consolidate debt, lower their payments, leverage home equity and maximize savings. We guarantee the best home loans to qualified borrowers online.

Low Rate Refinancing

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Home loans will be made or arranged pursuant to lending laws for mortgage bankers. Nationwide Mortgage Loans is affiliated with a federally chartered bank. This is not an offer to enter into a financing agreement; BDNationwidemortgage.com is website and an online marketplace where you can research and compare rates and loan programs. California Department of Real Estate for CA Mortgage Lender; Colorado Supervised Mortgage Lender License; FL State Florida Mortgage Lender; MD Maryland Mortgage Lender; Registered in Michigan as Second Mortgage Broker; Utah Consumer Credit Notification, Home Equity Loan License; We do not make mortgage loans in Pennsylvania. WA Washington Mortgage Broker; Loan products and services offered may not be available to residents in certain states. State restrictions may apply. For Adjustable rate mortgage loans and home equity lines of credit, APR calculations are based from the index and Lender based margins. All loan programs are subject to lending & underwriting approval. Unfortunately, not all home loans, second mortgage, refinance loans, debt relief products or loan modification applicants will be approved. For updated licensing info please mail request to Nationwide Mortgage Loans, 545 Second St, Encinitas CA 92024.

"No fees prior to closing" means that Nationwide Mortgage Loans does not charge up-front fees for a loan application. No Cost Loans means the borrowers pays no origination or lending fees in their loan. No Cost Refinancing may have a higher rate than home refinancing products in which lender fees are paid. The No Cost Mortgage is subject to underwriter approval. No Hidden Fees means that Nationwide Mortgage Loans or participating lenders will disclose any and all fees associated with a loan transaction. Interest Rate Locks are not allowed on the following lien/loan types in the noted states: On 1st lien loans, interest rate locks are not permitted in Alaska, Colorado, Connecticut, Nebraska, and Virginia. 1st and Second Mortgage Rate locks are not permitted on any loans in Georgia, Maine, and Massachusetts. Terms of the Standard Home Equity Line of Credit Program: The HELOC APR is based upon an Index value (the highest prime rate published in the Wall Street Journal Money Rates table) and is subject to change based upon a change in the Index rate. The maximum combined loan to value ratio is 125% for fixed rate FHA home loans that are subordinated. For specific purchase or refinance program requirements, disclosures and update licensing information for all 50 states, contact Nationwide lenders directly.