Refinance Loans

If you own a home and have a mortgage with a rate above 5%, getting a refinance loan should be a priority. Even if homeowners that got refinance loans last year are reconsidering their existing lien, because with 30-year fixed rates available at 4%, opportunities to reduce housing expenses and increase cash flow still exist. The Federal Reserve once again committed to keep key rates low for the next two years. This should help keep mortgage refinance rates below 5% for the next eighteen months.

Fixed Rate Refinance Loans Starting at 4% for Qualified Homeowners

Refinance Loan
  • Fixed Rate Refinance Loan Programs
  • Military Refinance Loans
  • FHA Loan Refinancing
  • No LTV Restrictions with HARP Refinance
  • Refinance and Get Money Back
  • Consolidate 1st and 2nd Loans with a Refinance
  • Alternative Refinancing for All Types of Credit
  • Refinance Loan Terms from 5 to 30-Years
  • Get Cash Back and Lower Your Rate

Borrowers are able to save hundreds of dollars a month by getting fixed refinance loans that ensure a set payment for three hundred and sixty months. How much money would you save monthly if you refinanced into a mortgage with a 4% fixed interest rate? How would you invest the money you were saving? Today's low rate refinance loans have helped millions of Americans get out of debt.

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Nationwide offers many types of low rate refinance loans to borrowers in all 50 states. We offer unique refinancing with low mortgage rates and flexible guidelines. While most lenders are tightening their refinancing requirements, we are loosening our refinance loan requirements.

Traditional refinance loans: Seize the opportunity to get the lowest mortgage rates recorded since Freddie Mac started recording interest rates.

Cash refinance loans. Since equity loans are more difficult to qualify for these days, homeowners are rushing back to cash refinancing with lenders like Nationwide. Conforming lenders are offering cash out to 80%, FHA 85% and VA 90% loan to value.

  Refinance Savings

FHA refinance loans are popular for people that have little equity. We offer unique FHA refinancing and you only need 3.5% equity in your home. FHA mortgages are approved regularly for borrowers with less than perfect credit.

VA refinance loans offer military veterans superior financial solutions. Qualified VA borrowers are able to get a 100% refinance with no mortgage insurance requirement. That means that VA homeowners are able to get a low rate refinance loan with no equity required.

HARP refinance is a government initiative to help homeowners who are strapped with an underwater mortgage. The Home affordable refinance program allows people who have a Fannie Mae or Freddie Mac lien an opportunity to refinance up to 125%. Obama just announced that he will be extending the HARP program for another few years. The new refinance guidelines have no loan to value restrictions, so underwater borrowers now have a genuine opportunity to get a better refinance loan regardless of their equity status.

 

Resource Tools

Refinance Calculator
Refinancing Calculator
Find out how low your monthly payment will fall with a fixed refinance loan from Nationwide.

ARM vs. Fixed Rate Calculator
Compare fixed and adjustable rate loans. Consider the 3/1, 5/1 or 7/1 hybrid ARM that ensures a fixed rate for 3, 5 or 7 years. Compare the hybrid ARMs to the 30-year fixed rate mortgage.



Other Popular Refinance Loans to Consider
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Nationwide Mortgage Loans, 515 Encinitas Blvd. Ste 100, Encinitas CA 92024
Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states.
Copyright © 2001-2011 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. Home refinance loans are subject to lender approval. Mortgage refinance rates are subject to change. All rights reserved.