125 Second Mortgage
Low Rate Home Equity Loan Modifications to 125% - Fixed Refinancing

Borrowers with no equity look to 125 second mortgage loans for consolidating high rate credit card debt. Nationwide Mortgage Loans offers mortgage refinancing, fixed rate second mortgages and no equity mortgage loan modifications from 90 to 125% for refinance and debt settlement. We are a 2nd mortgage lender from California who remains an industry leader for high LTV second mortgages that allow homeowners to borrow money without having any equity in their home. Take a minute and compare our 2nd mortgage and refinance loans if you need quick access to cash.

Most banks require 10-20% equity in your home to even consider allowing you to refinance or get cash out with a home equity loan. Our second mortgage modifications not only do not require equity and they refinance 1st and 2nd mortgages from 90 to 125% of what your home is worth, depending on your credit score.

Preferred Loan Type Select ---------------> Mortgage Refinance Cash Out Refinance Home Equity New Home Purchase Property Type Select One-----------> Single-Family Detached Condominium Cooperative Multi-Family Dwelling Modular Mobile Home Manufactured Home Property Value Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 Over 800,000 Credit Rating Select ---------------> Excellent Good Fair Poor

If you are a homeowner who has high rate credit card bills and adjustable rate lines of credit, you may be a good candidate for a 125% second mortgage that can refinance and consolidate everything into one reduced fixed payment loan. Our clients continue to report significant savings with our debt consolidation loans that now allow you to take out loans for more than your house is worth. If you can save $500 a month with our 125% mortgages then you can save $30,000 in five years with us. If you invest that $30,000 in conservative mutual funds and money market accounts you could have well over $100,000 in next ten years just by consolidating your high interest debt into a fixed rate simple interest second mortgage with Nationwide.

Find out how the Matson family saved over $700 a month with a 125% second mortgage loan that provided debt consolidation and cash out that financed their home remodel.

Our refinance team specializes in "out of the box" home equity loans and 2nd mortgage refinancing. Consider our low rate options for equity lines of credit and 125% 1st-2nd combo loans to consolidate credit card debt or refinancing your any existing adjustable rate loans into a lower fixed rate payment.

Our no equity refinance loans can save you money while offering cash out to finance home improvements and remodeling. Nationwide Mortgage Loans has been helping homeowners maximize their home equity for over a decade now. Our experienced loan team will help you qualify for a 125% 2nd mortgage so you can lock into a fixed interest rate loan with simple interest.

Debt Consolidation Finance Home Improvements Get Access to Cash Lower Monthly Payments Fixed Interest Rates No Equity Required No Mortgage Insurance No 1st Refinance Required Eliminate Adjustable Interest

Take advantage of today's low rates, and consider a home equity loan that allows you to keep your existing low rate 1st mortgage. Our second mortgage loans will be a new loan secured in addition to the mortgage you already have.

We are one of the few loan companies to offer no equity loans. The 125% second mortgage allows you to exceed the value of your property. Nationwide offers low rate home loan modifications to maximize your home financing without requiring any equity.

If you are looking for a home equity loan to help lower your monthly payments by consolidating credit cards and refinancing other debts, then ask your loan officer about our limited time Free Appraisal offer.

125% Home Equity Loans Qualify for a great equity loan that requires no equity earned with your home appreciation. Consolidate bills or finance home improvement projects with a fixed rate home equity loan from Nationwide Mortgage Loans. 2nd Mortgage Debt Consolidation Pay off variable rate credit card balances and consolidate your debt into a fixed rate second mortgage that saves you money every month.

First time homebuyers now have a great loan solution with the 125% second mortgage. No equity is needed to qualify for this loan, because this home equity program allows you to borrow up to 125% of your home's value. Nationwide offers the most competitive 125% equity loans in the country. Ask your loan officer for more information.

The 125 loan allows you to exceed the appraised value and borrow an additional 25% worth of equity. The popularity of this no equity mortgage continues to rise, as the demand for debt consolidation continues to grow as well. Homeowners are able to pay off credit cards, installment loans, and unsecured loans as well. Consolidating your debts into one mortgage payment can reduce your monthly expenses by a few hundred dollars.

Take Advantage of our High LTV Experience High LTV Second Mortgage Loans 125 Concurrent 1st & 2nd Mortgage Refinance No Cash at Closing Second Mortgages Financing a New Business with a 2nd Mortgage In a recent article, Irwin Home Equity Executive Kevin Margulies stated, "No mortgage broker is more focused than Nationwide for introducing no equity second mortgage loans to homeowners."

Our Home Equity Team will help you access your debts and forecast interest rates so you can create a plan to maximize your savings!

Click Here for a Free 125% Second Mortgage Quote

Have you been waiting to remodel your kitchen, take a much-needed vacation, or consolidate all of those high-interest credit cards? The time is now to take advantage of historically low interest rates before a rate hike occurs that could cost you lots of money! A 125% Second Mortgage is an ideal loan option for those that want to take advantage of the equity in their home to make improvements, fund projects or dream purchases, or pay down high-interest debts.

A 125% Second Mortgage allows you to access up to 125% of the equity in their home. This type of loan is also a good choice because it can be available at substantially lower rates than other types of borrowing and it may also provide substantial tax benefits. You can finally access the funds to finance all of those projects that you've been dreaming about!

Don't let the low interest era pass you by! There's still time to find a low-interest loan package specifically designed for your ideal lending needs that will allow you one low monthly payment. Let us help you find the right 125% Second Mortgage today and say goodbye to high-interest debt!

Second Mortgage Refinancing Debt Consolidation Loans Home Improvement Loans 125% Second Mortgage 100% Fixed Rate Home Equity Loans 100% Home Equity Line of Credit
Are you Looking for Cash without Refinancing your Negative Amortization Pay Option 1st Mortgage?
If you already have an "Option ARM 1st Mortgage" you may have learned that most lenders will not allow a second mortgage behind a 1st loan that has a potential for negative amortization. If you need access to cash but do not want to refinance your current home loan, Call Nationwide at 1-877-212-9478 and find out if you qualify for a home equity loan behind your negative amortization 1st loan.

It may be a good decision to consolidate your high-interest credit card bills and installment debts. In most cases your total monthly payments can be reduced substantially and may even be tax deductible.

Second Mortgage up to 100%: Fixed rates and fixed monthly payments.
Includes additional options for lower monthly payments or lower interest rates, and potential tax savings. This fixed rate second mortgage allows customers to know what the payment will be for the entire life of the mortgage.
---     Second Mortgage Loans up to $500,000 
Click Here for a Fixed Rate Second Mortgage

Second Mortgage up to 125%: Fixed rates and fixed monthly payments.
Includes additional options for lower monthly payments or lower interest rates, and potential tax savings. This fixed rate second mortgage allows customers to know what the payment will be for the entire life of the mortgage.
---     125% Second Mortgages Loans up to $150,000
Click Here for a Second Mortgage w/ No Equity Required

Home Equity Line of Credit up to 125%: Adjustable rates and the flexibility to use and reuse the line of credit for the 1st 10 years of the loan. Interest Only monthly payment options offer lower payments.
Click Here for a Flexible Equity Line of Credit

• First-time Homeowners OK  
• Competitive 2nd mortgage rates
• No Mortgage Insurance Required   
• Second Mortgages for All Types of Credit

Second Mortgage Checklist

Consumer Credit Bureaus

• Learn more about your credit history & how it may affect your ability to finance
• visit the credit bureaus equifax.com, experian.com and transunion.com