Best Rate Mortgage Refinance
Discount Rates for FHA and Conforming Refinancing

B.D. Nationwide offers the best rates for mortgage loans with low interest rate offers every month. Our lenders offer premiere home refinancing online for homeowners with all types of credit. We provide discounted mortgage rates for FHA mortgage loans and conforming refinance mortgages. Borrowers can choose from rate and term or cash out options with 15 and 30-year terms. Refinance up to 97% when just refinancing mortgages. If you need cash out, consider the FHA loans that enable cash out up to 95%.

We offer cost effective home mortgage solutions online. Our mortgage lenders provide competitive rate second mortgages for homeowners with all types of credit. We offer a comprehensive variety of mortgage loans to maximize the equity in your house. If you are considering taking out a new refinance loan for cash out, but don't want to take on another ARM, consider our FHA loans with a thirty year fixed interest rate.

At Nationwide, we remain centered on providing consumers extensive options for mortgage refinancing at reduced interest rates. Now more than ever, we offer the biggest variety for home refinance loan products online. Very little equity is required to qualify for a low rate refinance!

  • 97% FHA Mortgage Loans
  • Good Credit Home Refinance
  • Low Payment Choices
  • Fixed No Equity Home Loans
  • Lowest Mortgage Refinance Rates
  • Tax Deductible Mortgage Interest
  • Refinance ARM Rates
  • Sub-Prime Mortgage Refinancing
  • Convert HELOC to Fixed Rate
  • No Pre-Payment Penalty Options
  • Finance House Improvements
  • Combine 1st and 2nd Mortgages
  • 100% VA Mortgage loans

Do you need money but you can't qualify for a 2nd mortgage?

Find out how much you can get cash without be required to refinance your existing first mortgage. Nationwide is considered by thousands of homeowners to be the "Mortgage Refinancing Authority" because for the last ten years they have the leading refinance loan team online. Find out why their clients keep coming back to them for mortgage loans. Their team of experts will help you save each year by refinancing your revolving debt into a better home mortgage with increased tax advantages and reduced monthly payments.

Consolidate Your Debt & Lower Monthly Payments with a Fixed Mortgage

Loan Amount
Current Payments
Refinance Payment*
Monthly Payment Savings

$150,000

$1,399

$695

$704

$250,000

$2,185

$1,158

$1,027

$350,000

$3,094

$1,621

$1,473

* This is a sample of refinanced credit debt to and assumes interest rate for the mortgage refinance loan at 3.75% on a 30-year term with no lending fees because of lender paid credit applied to cover the closing costs. Apply Now and find out how much you can save!


Take advantage of low rate guarantees and friendly service!

Best Rate Refinance Mortgages

  • Low Rate Mortgage Refinancing

  • 97% FHA Mortgage Refinance

  • Cash for Bill Consolidation

  • Refinance Loans for All Types of Credit

  • Refinancing 1st and 2nd Mortgages together

  • Past Bankruptcy OK- Low Credit OK

  • Interest Only Options for Conventional Refinancing

Preferred Loan Type
Property Type
Property Value
Credit Rating


Resource Tools


Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of four different types of mortgage loans.


Free Finance Guides & Helpful Consumer Reports

Take advantage of our free guides and remember that disclosures are important for every borrower.

ARM Rate Mortgage- Guide
Consumer Guide -Rate Locks

Additional Refinancing Pages:
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Popular FHA Loan Products:
95% FHA Cash Out Refinance Loans | 100% Refinance Loans | 97% FHA Mortgage Refinance | Fixed Rate Refinancing
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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved.