Fixed Rate Second Mortgage

Nationwide Mortgage Loans offers fixed rate second mortgages and FHA mortgage refinance loans designed for borrowers who need a lower fixed rate payment that doesn't adjust as the wind blows. We offer exclusive 95% cash out FHA loans with competitive interest rates for 15 and 30 year terms. For those homeowners who already have a good rate on their first mortgage, we offer convenient 100% and 125% loan programs with no equity required for cash out refinancing. We have become a highly respected home equity loan broker because year in and year out they provide consumers competitive fixed rate second mortgages. Our team of financing consultants will help you choose the right loan, whether it's a FHA home loan or second mortgage, our team of experts will make sure that you can afford the monthly payment at the lowest possible interest rate.

Ask a loan officer to help you get the latest fixed interest rates for FHA cash refinance loans, second mortgage loans, home equity lines of credit, refinance and purchase money 2nd mortgages for people with both good and bad credit scores.

As the Federal Reserve looks to increase HELOC's and adjustable rate second mortgages, it may be in your best interest to lock into a fixed rate 2nd mortgage in 2007.

Compare Mortgage Refinance Offers with Fixed 2nd Mortgage Rates

Refinance your existing equity loan or take out a new 2nd mortgage and lock into a fixed rate loan with fixed terms and fixed payments for the life of the loan. Fixed rate second mortgages are perfect for financing home improvements, consolidating credit card debt or making investments.

Alternative Fixed Rate Refinance Loans

FHA offers 30-year fixed interest rate terms.

Many borrowers do not qualify for a 2nd mortgage because of their low fico scores. FHA allows cash out refinancing with scores as low as 500, so if you may want to consider this type of loan if you were denied for a second mortgage lien recently.

Also see options: Home Improvement Loans
  • Fixed Rate Simple Interest Mortgages to 125%
  • Second Mortgage Refinancing with Fixed Interest Amortization
  • Debt Consolidation Loans with Reduced Rate 2nd Mortgages
  • Pay off Adjustable Rate Credit Lines with Fixed Rate Second Mortgages

Nationwide Mortgage Loans Loan Spotlight

125 Second Mortgages
Fixed rate second mortgages have become helpful refinancing tools for homeowners that have accumulated an excess of credit card debt but don’t happen to have any available equity for refinancing. These 2 nd mortgage loans enable consumers to pay off bills, refinance variable credit card interest and get additional funds to finance some home improvements.

Also see options for No Income Verification, Bill Consolidation and Bad Credit Refinancing.

Fixed Rate Second Mortgage

Fixed interest Rate Guarantee

Second Mortgage to 125%

Convert Adjustable to Fixed Rate

Fixed Payment for Debt Consolidation

Lower Payment Mortgages

Refinance all of your loans into
one Low monthly Payment.

No Mortgage Insurance Required!

First Time Homeowners OK

Refinancing second mortgages with fixed interest rates can save you money, and help you pay back the loan within a reasonable time frame. If you currently have an adjustable rate second mortgage or home equity line of credit, it makes a lot of sense to review your refinance options and lock into a fixed rate loan. Fixing the rate can help you feel secure with your finances because it provides a fixed monthly payment, and a fixed interest rate that has a fixed term for repayment. You can borrow against your home's equity when you need cash, with either a second mortgage or an equity line of credit, depending on your needs. Both offer tax advantages that most other financing options don't offer.

Nationwide 2nd Mortgage Spotlight

Simple Interest Second Mortgages
These 2nd mortgages are tax deductible installment loans that calculate the interest using simple interest amortization.

This type of interest is much better for consumers than compounding interest that increases debt much faster.
Also see options for Debt Consolidation Loans


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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - is a website and cannot make loans. All rights reserved.