FHA Mortgage Rate Refinance

FHA mortgage lenders provide discount FHA refinance rates for fixed low rate refinancing with cash out with all types of credit. Nationwide is an experienced government lender who specializes in FHA mortgage refinancing for borrowers with good and bad credit seeking payment relief from our fixed rate solutions. FHA rates for refinancing have dropped to historic low levels, as the Federal Reserve continues to drop key interest rates in an effort to fight off the foreclosure epidemic that continues to hinder the U.S. economy.

Compare FHA Loans for Rate and Term Refinancing with No Costs

Preferred Loan Type Select ---------------> Mortgage Refinance Cash Out Refinance Home Equity New Home Purchase Property Type Select One-----------> Single-Family Detached Condominium Cooperative Multi-Family Dwelling Modular Mobile Home Manufactured Home Property Value Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 Over 800,000 Credit Rating Select ---------------> Excellent Good Fair Poor

Nationwide offers three types of FHA mortgage loans, the rate and term refinance, secure refinance and the cash out refinance loan. The rate and term FHA loan allows borrowers to refinance their traditional, conventional or government mortgage into a fixed rate mortgage up to 97% loan to value. The Secure refinance is special rate and term FHA mortgage that the government has backed for a limited time for borrowers who currently have an ARM with a good loan payment history prior to the mortgage resetting to the adjustable rate index. Lowest Fixed 30-Year FHA Mortgage Rates The FHA cash out refinance loan is a first mortgage refinance that enables borrowers to refinance, consolidate debt and even get extra cash back when their refinance loan closes. Cash out refinancing is limited to 95% loan to value but that offers much more value than the subprime alternative that will carry a much higher rate with more closing costs and more equity requirements as well.

Get the Best FHA Mortgage Rates for Term Refinance, Cash Out Refinancing

Our mortgage company believes that homeowners will realize more value and save more money with FHA mortgage refinance loans than conventional and subprime home loan products. FHA mortgage loans have no pre-payment penalties and HUD even offers a unique rate and term loan for existing FHA loans, called a streamline. With the FHA mortgage rate fell below the 4% threshold on 30-year terms causing application volumes to sky-rocket nationally.

FHA mortgage refinancing is available to all homeowners who meet the lending criteria set forth by the Housing of Urban Development (HUD). FHA mortgage loan limits were recently increased to loan amounts ranging from $300,000 to $729,750, depending upon the region your property is located in. Economic experts suggest that current rates on FHA mortgage refinancing may be at the lowest point of interest for the next decade. In an effort to curb foreclosures, the Fed has lowered key interest rates again.

Our FHA mortgage lenders are in a position to offer deeper discounts with lower interest rates across the board for 15 and 30-year amortizations schedules. These fixed mortgage rates offer a hedge against inflation because even if the economy tanks and the interest rates spike, you are protected with government insured fixed FHA loans. With FHA mortgage rates dropping again to their lowest levels in 5 years, do your family a favor and refinance into a fixed rate 30 year loan.