FHA Mortgage Rate Refinance

FHA mortgage lenders provide discount FHA refinance rates for fixed low rate refinancing with cash out with all types of credit. Nationwide is an experienced government lender who specializes in FHA mortgage refinancing for borrowers with good and bad credit seeking payment relief from our fixed rate solutions. FHA rates for refinancing have dropped to historic low levels, as the Federal Reserve continues to drop key interest rates in an effort to fight off the foreclosure epidemic that continues to hinder the U.S. economy.

Compare FHA Loans for Rate and Term Refinancing with No Costs


Nationwide offers three types of FHA mortgage loans, the rate and term refinance, secure refinance and the cash out refinance loan. The rate and term FHA loan allows borrowers to refinance their traditional, conventional or government mortgage into a fixed rate mortgage up to 97% loan to value. The Secure refinance is special rate and term FHA mortgage that the government has backed for a limited time for borrowers who currently have an ARM with a good loan payment history prior to the mortgage resetting to the adjustable rate index.

Lowest Fixed 30-Year FHA Mortgage Rates

The FHA cash out refinance loan is a first mortgage refinance that enables borrowers to refinance, consolidate debt and even get extra cash back when their refinance loan closes. Cash out refinancing is limited to 95% loan to value but that offers much more value than the subprime alternative that will carry a much higher rate with more closing costs and more equity requirements as well.


Get the Best FHA Mortgage Rates for Term Refinance, Cash Out Refinancing

Our mortgage company believes that homeowners will realize more value and save more money with FHA mortgage refinance loans than conventional and subprime home loan products. FHA mortgage loans have no pre-payment penalties and HUD even offers a unique rate and term loan for existing FHA loans, called a streamline. With the FHA mortgage rate fell below the 4% threshold on 30-year terms causing application volumes to sky-rocket nationally.

FHA mortgage refinancing is available to all homeowners who meet the lending criteria set forth by the Housing of Urban Development (HUD). FHA mortgage loan limits were recently increased to loan amounts ranging from $300,000 to $729,750, depending upon the region your property is located in. Economic experts suggest that current rates on FHA mortgage refinancing may be at the lowest point of interest for the next decade. In an effort to curb foreclosures, the Fed has lowered key interest rates again.

Our FHA mortgage lenders are in a position to offer deeper discounts with lower interest rates across the board for 15 and 30-year amortizations schedules. These fixed mortgage rates offer a hedge against inflation because even if the economy tanks and the interest rates spike, you are protected with government insured fixed FHA loans. With FHA mortgage rates dropping again to their lowest levels in 5 years, do your family a favor and refinance into a fixed rate 30 year loan.

Podcast: Mortgage Refinance Talk


Press Play To Hear Podcast
Nationwide Mortgage Loans' spoke to PR Web recently about the positive impact the new FHA mortgage limitations that will have with consumers who have not been able to refinance out of their adjustable rate loan recently because their existing home loan was greater than the loan limits that FHA, Fannie Mae and Freddie Mac set forth for conforming loans.

 

 

Resource Tools


Refinancing Calculator
Calculate the benefits of refinancing. Do the math now and budget the monthly payment and discover the net interest savings. It will also calculate how many months it will take to get a return on investments for the mortgage loan costs.

ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?


Find the best FHA home loan


Mortgage Refinance News

Mortgage Refinance News
Best Home Refinance Advice - Get tips from the Lending pros that understand the availability of home refinancing with respect to the current economy.

FHA Mortgage Loan Programs Expand - Compare the government insured loans for buying or refinancing.

FHA Mortgage Refinancing with No Equity - With only 3.5% down homeowners can lower their payments drastically because FHA mortgage rates are so low for refinancing.

Free Finance Guides & Helpful Consumer Reports

Take advantage of our free guides and disclosures that help 1st time homebuyers.

Equity Credit Line Fed Tips
Understanding Credit Scores
ARM Rate Mortgage- Guide
Consumer Guide -Rate Locks

Additional Refinancing Pages:
Refinancing after a Bankruptcy | Second Mortgage Refinance | Adjustable Rate Refinance | Refinancing Loans | Mortgage Refinance Options | 100% Mortgage Refinancing | Bad Credit Refinance | Cash Out Refinance | Sub-prime Mortgage | Mortgage Refinance Rates | 97% FHA Refinance Loans | FHA Mortgage Loans for Fair Credit Refinancing | FHA Refinance | FHA Mortgage | 85% Cash Out FHA Refinance Loans | Underwater Mortgage | Government Mortgage | Money Mortgage Refinance | Home Refinance Programs | FHA Loan Requirements | 30-Year FHA Rates | Bad Credit FHA Mortgage | FHA Rules For Gift Funds And Down Payments | How FHA Mortgages May Burden US Tax Payers | How FHA Financing Could Slow Housing Recovery | Application for FHA Loan
Apply Now | Disclosures and Terms | Loan Articles | Subprime Loans
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2012 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved. BDNationwideMortgage.com does not have any affiliation with the FHA or any other government entity.