40 Year Fixed Rate Mortgage

The 40 year fixed rate mortgage loans have extended terms with low payments for refinance and home purchase with fixed monthly payments. Nationwide Mortgage Loans offers many fixed rate loan programs with amortization schedules ranging from fifteen to forty years. The 40-year home mortgage provides a payment reduction because it spreads the payments out 10 years longer than 30-year loans.

Consumers like ten year extension beyond the traditional thirty year loans. Homeowners benefit from a payment reduction that guarantees a fixed interest rate for the entire term of the loan.

40 Year Loans offer low payments and fixed rates.

Nationwide continues to provide superior home financing consultation and premium loan products for home equity, second mortgage and jumbo refinance loans.

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With the 40 year fixed rate, you can benefit from a low rate and low payment that is stretched out over 40 years. Top loan experts believe that it is important for borrowers to be confident when taking a loan on against your home.  40 years of fixed payments is a responsible mortgage, because you are making payments towards paying down the principal, and interest.

Finance Tips and Loan Advice

Lower rate for 40 years can save you thousands of dollars. 
Low payments with fixed rates
Increased Purchase Power

Monthly payments are quite a bit higher than a 30 year Fixed Payment.
Reduced Cash Flow

  • Refinance for Lower Rate
  • Low Rate 125% Second Mortgages
  • Debt Consolidation of High Rate Credit
  • 100% Home Equity Loans

40 Year Payment Example:
$400,000 40 Year Fixed at 6%
480 Monthly Payments at $ 2,338.41

Don't wait any longer, Call 1-877-212-9478 to speak with a seasoned loan professional live. We offer a helpful consultation that includes a free loan quotes with no obligation.


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Resource Tools

ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?

Additional Home Loan Pages:
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