Fixed Rate Home Equity Loans

Fixed Home Equity Loan
Fixed rate home equity loans and mortgages from our company provides simple interest refinancing solutions with lower rates and monthly mortgage payments. BD Nationwide offers fixed rate refinancing for homeowners who need to lock in a mortgage rate that is affordable and makes sense for their financial direction. Borrowers can find peace of mind when securing revolving debt and adjustable interest loans with fixed rate home loans.

Fixed Home Equity Loan Rates Have Never Been this Low & Accessible!

Both Home equity loans and refinancing with FHA feature a fixed interest rate and they have been the most sought after loans in 2012. Many of the industry insiders are suggesting that these affordable government mortgages may continue to be popular through 2013 and 2014. This year we have noticed the resurgence of the fixed home equity loan, as many homeowners seek simple interest equity loan solutions for home remodeling and bill consolidation. The fixed home equity rates continue to lure consumers because the record low interest has become so attractive.

What's your credit score?
Click HERE to find out now!

Our mortgage bankers recommend them to their clientele because the fixed rate offers a hedge against inflation. Our mortgage lenders offers fixed rate home equity loans and cash back loans with various mortgage loan options for refinancing, consolidating debt and lowering monthly payments for increased.

Home Loan Options with Fixed Rate Refinancing to Lower Payments

When taking cash out, Nationwide recommends home equity loans or FHA refinancing with fixed interest rates when consumers need cash or simple rate and term home equity refinancing. We provide multiple home equity and second mortgage programs for homeowners who need to access money, but prefer not to pay off their existing mortgage in the process. Home equity loans have proven to be the most popular structure of secondary financing over the last decade and with fixed interest rates actually dropping below the adjustable rates, it's no wonder why the loan's popularity has soared. We strongly suggest you take advantage of these low rate home equity loans and refinance your home equity line of credit and convert the adjustable rate to fixed interest that have set payments for a specified term.

Fixed Rate Home Refinance Loans with Simple Interest Amortization

The Federal Reserve reported that Americans are lugging around thousands of dollars in credit card debt month to month, and fixed home equity loans offer homeowners the ability to convert their adjustable rate revolving debt into a fixed rate with lower monthly payments.

If you find yourself paying the bills each month and only covering the minimum interest then consider consolidating that debt to a simple interest 2nd mortgage that usually allows additional tax deductions as well.

  • 97% FHA Home Refinance Loans with Fixed Rates
  • Debt Consolidation with Fixed Rate Equity Loans
  • Stated Income Home equity Loans with Fixed Interest
  • Fixed Rate Home Equity Loan Refinancing

Whether you are making home improvements or consolidating high interest credit card debt, Nationwide offers many fixed rate solutions, that don't require you to refinance your first home loan.  We offer competitive second mortgages that will assist you in reducing your monthly expenses for big savings. Wouldn't you like to put more money in your pocket each month? Our home equity loan programs were created so people with less than perfect credit, can pay off debts, make improvements to their home, and offer access to additional funds for a multitude of reasons.

Refinance Adjustable Rate Debt and Lower Your Monthly Payments with a Fixed Home Loan that offer More Tax Deductibility
Loan Amount
Current Payments
Home Equity Payment*
Monthly Payment Savings
$30,000
$695
$262
$433
$50,000
$1,145
$436
$709
$80,000
$1,792
$699
$1,093
* This is a sample of refinanced credit debt to and assumes interest rate for the second mortgage at 9.5%.
Apply Now and find out how much you can save!

Should I Get a Home Equity Mortgage With a Fixed or Adjustable Rate?

The second mortgage choices of which kind of loan are easy. It really comes down to two home equity options: a fixed rate loan or an adjustable rate loan. Fixed rates are stable because the payment stays the same for the entire term. Home equity lines of credit feature an adjustable rate and offer a revolving line similar to a credit card. Fixed interest rates should always be chosen when borrowing money for a longer duration.

Before the rates get too high, Apply for a Fixed Rate Home Equity Loan. We offer free loan quotes, so complete the simple form and one of our experienced loan professionals will follow up with you shortly.

Fixed Rate FHA Mortgage Spotlight

FHA Home Loan with Fixed Interest Rate

FHA is a government insured loan option that does not require much equity. Borrowers can find 97% LTV rate and term or 85 -95% LTV for refinancing terms with cash out. (credit scores are not a factor, but mortgage history is critical) The FHA Secure loan was recently discontinued, but HUD just announced the Emergency Homeowner Loan that has been getting a lot of press from lenders and distressed homeowners.

 

Resource Tools

Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of 4 types of loans.

Debt Investment Calculator
Understand how much interest you can save by eliminating debt.

Exclusive Loan Videos


Home Equity News

Mortgage Refinance News

5 Tips for a Home Equity Loan Refinance – Did you know that 2nd mortgages provide the ability to save money by refinancing variable rate debt while also extending tax advantages because the interest is deductible in most cases.

Cash Out Refinance Vs. Home Equity Loans – Let our lenders help you determine whether a 2nd loan or a refinance is the best option to get you money.

Best Home Refinance Advice
It’s not easy to get good advice online from mortgage companies, but BD Nationwide has gone to great lengths to staff their loan offices with experienced lending professionals that want to help you maximize homeonership.

Free Finance Guides & Helpful Consumer Reports

Take advantage of our free guides and disclosures that help 1st time homebuyers.

Equity Credit Line Fed Tips
Understanding Credit Scores
Consumer Guide - Rate Locks
ARM Rate Mortgage- Guide


Work with an Experienced Mortgage Lender


2008 FHA Mortgage Loan Limits

Premium Home Equity Products:
125 Home Equity Loans | Home Improvement Loan | Home Equity Refinance | Stated Income Home Equity Loans | Swimming Pool Construction | Finance a Home Remodel | Home Renovation | Home Equity Loans for First time Homebuyers | No Income-No Asset Home Equity Loan | Cash-Out Home Equity loans for Investing | Home Equity Credit Lines | FHA Streamline Refinance |  Home Affordable Refinance Program | Refinance | Second Chance Mortgage | Home Equity Mortgage Loan Demand Soars | Home Improvement Loan Programs
Apply Now | Disclosures and Terms | About Us
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2012 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans.
All rights reserved.