FHA Home Refinance Loans in Colorado
Colorado FHA Mortgage Loan Limits Increase up to $729,750

Nationwide has extended mortgage refinance specials to Colorado homeowners seeking cash out for refinancing and consolidating debts or financing a home renovation. Nationwide has been helping borrowers in the Mid-West with high LTV loans for many years with countless happy customers coming back to us for refinancing and purchasing new homes. Our reputation is strong because we always put the borrower first. Take advantage of our FHA home mortgage refinance loans that have no pre-payment penalties for early pay-offs.

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

SILVERTHORNE,

SUMMIT

CO

$729,750

$934,200

$1,129,250

$1,403,400

DENVER-AURORA,

DENVER

CO

$406,250

$520,050

$628,650

$781,250

EDWARDS

LAKE

CO

$729,750

$934,200

$1,129,250

$1,403,400

EDWARDS,

EAGLE

CO

$729,750

$934,200

$1,129,250

$1,403,400

FORT COLLINS-LOVELAND

LARIMER

CO

$312,500

$400,050

$483,550

$600,950

MONTROSE

MONTROSE

CO

$271,050

$347,000

$419,400

$521,250

COLORADO SPRINGS

TELLER

CO

$325,000

$416,050

$502,900

$625,000

NON-METRO

DELTA

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

GRAND

CO

$356,250

$456,050

$551,250

$685,100

NON-METRO

OURAY

CO

$482,500

$617,700

$746,650

$927,900

NON-METRO

ROUTT

CO

$675,000

$864,100

$1,044,550

$1,298,100

NON-METRO

PITKIN

CO

$729,750

$934,200

$1,129,250

$1,403,400

NON-METRO

GARFIELD

CO

$425,000

$544,050

$657,650

$817,300

NON-METRO

HINSDALE

CO

$557,500

$713,700

$862,700

$1,072,150

NON-METRO

ARCHULETA

CO

$317,500

$406,450

$491,300

$610,550


Colorado Mortgage Rates Update:  Home Refinance Options with FHA Loans

In Colorado, with one of the nation's highest foreclosure rates, the housing slump has caused pain for entire communities, including the business community. Adjustable rate mortgages are coming due and residents in the state have very few refinance solutions. The rise in mortgage rates has people scrambling for solutions. Nationwide, problems include loss of home equity because property values have been dropping across the country, loss of local lending programs, tighter mortgage guidelines leaving very few 100% refinancing options.

Colorado homeowners are trying to find refinancing solutions for their adjustable rate mortgage payments. And, subprime mortgage lenders going out of business have not helped. With no secondary market, Colorado home refinancing has become a nightmare, especially for those with low FICO credit scores. As you know, decreasing property values may limit your ability in the future, so fixed rate refinance loans are critical while you have value. So, where do you turn, especially if you have bad credit scores?

According to a Google News article from the Colorado Gazette entitled "Mortgage Mess - Helping homeowners is the right thing to do", there is something that can be done to halt the slide. Among the solutions cited is President Bush's new FHA Secure, which plan helps homeowners who found themselves in default after their adjustable interest rates reset by enabling them to refinance through the Federal Housing Administration (FHA).

The problem with the program though, is that only families with a history of on-time mortgage payments under the original interest rates, plus a good debt-to-income ratio and a stable employment history, can qualify. But, there are other government loans available through the FHA and the VA for those with bad credit scores. Residents of Denver, Colorado Springs, Aurora, Lakewood, Fort Collins, Arvada, Pueblo, Westminster, Boulder and other Colorado areas should consult with a qualified lender to see what FHA or VA government loan programs have to offer. They could be pleasantly surprised.

Colorado mortgage rates are still pretty reasonable, with rates ranging between 5.91 and 6.02 according to BankRate.com. Now is the time to refinance while you still have value in your home.

  • Refinance with a Fixed Rate

  • Fixed Home Equity Loans

  • Jumbo Home Loans to 100%

  • Debt Consolidation Loans

  • FHA Cash Out Refinancing

  • Option ARM Home Refinance

  • Flexible Home Equity Credit Lines

Colorado residents can take advantage of monthly loan specials that are offered exclusively to homeowners residing in the Mountain States. Ask your FHA refinancing specialist about state specific guidelines and APR restrictions. Mortgages rates that can vary depending upon credit score, state, loan amount and combined loan to value.

 

Resource Tools

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Second Mortgage Guide


Free Finance Guides & Helpful Consumer Reports

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Understanding Credit Scores
ARM Rate Mortgage- Guide
More Related Colorado Pages:
Debt Consolidation Colorado | Colorado Mortgage Refinance | Colorado Home Equity Rates | Colorado Second Mortgage | State Guide Second Mortgages | State Guide Home Equity | FHA Mortgage Refinance
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