Pennsylvania FHA Mortgage Loan Limits
Low Interest Refinance and Home Purchase Loans

Many Pennsylvania homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $420,000 in designated high cost areas. Refinancing experts suggest that current FHA interest rates may be at the lowest point of interest for the next decade. Home refinancing has never been easier with cash out loans available up to 85% for qualified borrowers. There are many exciting Pennsylvania FHA mortgage programs that are helping local residents' secure affordable home financing. The Housing of Urban Development raised the Pennsylvania mortgage maximum limits for 2014 and the loan changes can be seen below by county.

FHA mortgage programs offer refinancing guidelines that are less strict than your traditional Fannie Mae or Freddie Mac loan programs. With FHA loans, credit scores are not the primary factor, so if your credit score is low, consider refinancing your home with a FHA insured mortgage.

Pennsylvania FHA Loan Limits remain available in high cost regions in 2014!

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

WARREN

WARREN

PA

$271,050

$347,000

$419,400

$521,250

ALTOONA

BLAIR

PA

$271,050

$347,000

$419,400

$521,250

STATE COLLEGE

CENTRE

PA

$280,000

$358,450

$433,250

$538,450

BLOOMSBURG-BERWICK

MONTOUR

PA

$271,050

$347,000

$419,400

$521,250

BLOOMSBURG-BERWICK

COLUMBIA

PA

$271,050

$347,000

$419,400

$521,250

BRADFORD

MCKEAN

PA

$271,050

$347,000

$419,400

$521,250

SELINSGROVE

SNYDER

PA

$271,050

$347,000

$419,400

$521,250

NEWARK-UNION , NJ -PA METROPOLITAN

PIKE

PA

$729,750

$934,200

$1,129,250

$1,403,400

ST. MARYS

ELK

PA

$271,050

$347,000

$419,400

$521,250

SCRANTON --WILKES-BARRE

LUZERNE

PA

$271,050

$347,000

$419,400

$521,250

SCRANTON --WILKES-BARRE

WYOMING

PA

$271,050

$347,000

$419,400

$521,250

SCRANTON --WILKES-BARRE

LACKAWANNA

PA

$271,050

$347,000

$419,400

$521,250

LEWISBURG

UNION

PA

$271,050

$347,000

$419,400

$521,250

READING

BERKS

PA

$300,000

$384,050

$464,200

$576,900

WILLIAMSPORT

LYCOMING

PA

$271,050

$347,000

$419,400

$521,250

HARRISBURG-CARLISLE

PERRY

PA

$271,050

$347,000

$419,400

$521,250

HARRISBURG-CARLISLE

DAUPHIN

PA

$271,050

$347,000

$419,400

$521,250

HARRISBURG-CARLISLE

CUMBERLAND

PA

$271,050

$347,000

$419,400

$521,250

GETTYSBURG , PA (MICRO)

ADAMS

PA

$271,050

$347,000

$419,400

$521,250

PHILADELPHIA

BUCKS

PA

$420,000

$537,650

$649,900

$807,700

PHILADELPHIA

CHESTER

PA

$420,000

$537,650

$649,900

$807,700

PHILADELPHIA

DELAWARE

PA

$420,000

$537,650

$649,900

$807,700

PHILADELPHIA , PA METROPOLITAN DIVISION

MONTGOMERY

PA

$420,000

$537,650

$649,900

$807,700

PHILADELPHIA , PA METROPOLITAN DIVISION

PHILADELPHIA

PA

$420,000

$537,650

$649,900

$807,700

LANCASTER

LANCASTER

PA

$383,750

$491,250

$593,800

$738,000

LOCK HAVEN

CLINTON

PA

$271,050

$347,000

$419,400

$521,250

HUNTINGDON

HUNTINGDON

PA

$271,050

$347,000

$419,400

$521,250

JOHNSTOWN

CAMBRIA

PA

$271,050

$347,000

$419,400

$521,250

SAYRE

BRADFORD

PA

$271,050

$347,000

$419,400

$521,250

ALLENTOWN-BETHLEHEM-EASTON , PA -NJ

CARBON

PA

$402,500

$515,250

$622,850

$774,050

ALLENTOWN-BETHLEHEM-EASTON , PA -NJ

LEHIGH

PA

$402,500

$515,250

$622,850

$774,050

ALLENTOWN-BETHLEHEM-EASTON , PA -NJ

NORTHAMPTON

PA

$402,500

$515,250

$622,850

$774,050

POTTSVILLE , PA (MICRO)

SCHUYLKILL

PA

$271,050

$347,000

$419,400

$521,250

CHAMBERSBURG

FRANKLIN

PA

$271,050

$347,000

$419,400

$521,250

PITTSBURGH

BEAVER

PA

$327,500

$419,250

$506,800

$629,800

PITTSBURGH

BUTLER

PA

$327,500

$419,250

$506,800

$629,800

PITTSBURGH

FAYETTE

PA

$327,500

$419,250

$506,800

$629,800

PITTSBURGH

ALLEGHENY

PA

$327,500

$419,250

$506,800

$629,800

PITTSBURGH

ARMSTRONG

PA

$327,500

$419,250

$506,800

$629,800

PITTSBURGH

WASHINGTON

PA

$327,500

$419,250

$506,800

$629,800

PITTSBURGH

WESTMORELAND

PA

$327,500

$419,250

$506,800

$629,800

NON-METRO

TIOGA

PA

$271,050

$347,000

$419,400

$521,250

NON-METRO

WAYNE

PA

$271,050

$347,000

$419,400

$521,250

NON-METRO

FOREST

PA

$271,050

$347,000

$419,400

$521,250

NON-METRO

FULTON

PA

$271,050

$347,000

$419,400

$521,250

NON-METRO

GREENE

PA

$271,050

$347,000

$419,400

$521,250

NON-METRO

POTTER

PA

$271,050

$347,000

$419,400

$521,250

NON-METRO

BEDFORD

PA

$271,050

$347,000

$419,400

$521,250

NON-METRO

CAMERON

PA

$271,050

$347,000

$419,400

$521,250

NON-METRO

CLARION

PA

$271,050

$347,000

$419,400

$521,250



What is the best way to time the market for the
lowest rate mortgage refinance?

Timing the market to get the lowest Pennsylvania mortgage rate is nearly impossible. There are so many external factors involved with home mortgage rates for that we strongly suggest not trying to time the market. In most cases, consumers end up getting a loan with higher interest rates, because they waited too long for the home loan rates to drop.

If you can save money today and refinance with a fixed rate that lowers your payment and gets you the cash you need now, then talk with a loan officer today about locking your rate.

 

Resource Tools


Refinancing Calculator
Analyze the benefits of refinancing. Get help calculating the monthly payment and discover the net interest savings. It will also calculate how many months it will take to get a return on investments for the mortgage loan costs.

Pennsylvania Mortgage


Client Testimonials

"The mortgage loan process was pretty smooth because our loan officer at Nationwide took care of us from the beginning. We saved money by reducing the interest rate on our 1st mortgage and consolidated some credit cards as well. Thanks for all your hard work!" – The Bates Family

Interest rates could be on the rise. Find out today’s 2nd mortgage rates and lock into a fixed rate loan that saves you money.

Additional FHA Refinancing Pages:
FHA Refinancing Loans | Secure FHA Refinance | 203K FHA Home Improvement Loans | FHA Streamline Refinance | 100% Refinancing | FHA Home Loans | Bad Credit Refinance | FHA Bad Credit Refinancing | FHA Refinancing Loans | When to Refinance a Home | Refinance with No Closing Costs | FHA Mortgage Limits by State | FHA Home Financing | Texas Home Equity Loans | Why The FHA Home Loan Programs Are Safe | How Rising Home Mortgage Rates Could Affect The Housing Market | Will New FHA Mortgage Requirements Hinder Home Buying In 2014 | How Increased Mortgage Delinquencies Could Mean Higher Home Loan Rates | Mortgage Refinance Loans for Self Employed | How A Military Veteran Can Buy A Home With No Down Payment | FHA Rules For Gift Funds And Down Payments | How FHA Mortgages May Burden US Tax Payers | How FHA Financing Could Slow Housing Recovery | How to Know When to Refinance or Pre Pay Your Mortgage | Application for FHA Loan | Get Pre-Qualified for a FHA Mortgage | Down Payment Requirements on a FHA Loan | Pre-Approval Letter for a Home Loan with FHA | FHA Loan Qualification | CALHFA Down Payment Assistance for First Time Home Buyers in California | Mortgage Loans for First Time Home Buyers
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