Washington FHA Mortgage Loan Limits
Low Rate Home Refinance and Purchase Loans

Washington homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $567,500 in designated high cost areas. Home refinancing has never been easier with cash out loans available up to 95% for qualified borrowers. Washington home values remained flat in 2008 but many real estate experts are predicting rebounding property values in 2009 and 2010.

Borrowers can consolidate their high rate debts cost effectively, because the mortgage rates for the FHA loans are low and fixed for 30 year terms. The Housing of Urban Development raised the Washington mortgage maximum limits for 2008 and the loan changes can be seen below by county.

Having Problems Qualifying for 2nd Mortgage Loans?
  • FHA Loans enable Cash Back to 95%
  • Fixed Rate 30 Year Mortgage Loans
  • Rate & Term Refinancing to 97% Loan to Value
  • Competitive Low Rates with FHA Home Loans
  • FHA Home Refinance Loans

>> Get Current FHA Mortgage Rates


MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

KENNEWICK-RICHLAND-PASCO , WA

BENTON

WA

$275,000

$352,050

$425,550

$528,850

KENNEWICK-RICHLAND-PASCO

FRANKLIN

WA

$275,000

$352,050

$425,550

$528,850

ELLENSBURG , WA

KITTITAS

WA

$328,750

$420,850

$508,700

$632,200

YAKIMA

YAKIMA

WA

$271,050

$347,000

$419,400

$521,250

MOUNT VERNON-ANACORTES

SKAGIT

WA

$373,750

$478,450

$578,350

$718,750

SPOKANE

SPOKANE

WA

$271,050

$347,000

$419,400

$521,250

LONGVIEW

COWLITZ

WA

$271,050

$347,000

$419,400

$521,250

BELLINGHAM

WHATCOM

WA

$375,000

$480,050

$580,300

$721,150

LEWISTON , ID-WA

ASOTIN

WA

$271,050

$347,000

$419,400

$521,250

WALLA WALLA, WA

WALLA WALLA

WA

$271,050

$347,000

$419,400

$521,250

CENTRALIA , WA

LEWIS

WA

$271,050

$347,000

$419,400

$521,250

MOSES LAKE , WA

GRANT

WA

$271,050

$347,000

$419,400

$521,250

BREMERTON-SILVERDALE

KITSAP

WA

$475,000

$608,100

$735,050

$913,450

OLYMPIA

THURSTON

WA

$361,250

$462,450

$559,000

$694,700

ABERDEEN

GRAYS HARBOR

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

ADAMS

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

FERRY

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

LINCOLN

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

PACIFIC

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

STEVENS

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

COLUMBIA

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

GARFIELD

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

OKANOGAN

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

SAN JUAN

WA

$593,750

$760,100

$918,800

$1,141,850

NON-METRO

JEFFERSON

WA

$437,500

$560,050

$677,000

$841,350

NON-METRO

KLICKITAT

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

WAHKIAKUM

WA

$271,050

$347,000

$419,400

$521,250

NON-METRO

PEND OREILLE

WA

$271,050

$347,000

$419,400

$521,250

PORT ANGELES , WA

CLALLAM

WA

$383,750

$491,250

$593,800

$738,000

SEATTLE-BELLEVUE-EVERETT , WA

KING

WA

$567,500

$726,500

$878,150

$1,091,350

SEATTLE-BELLEVUE-EVERETT

SNOHOMISH

WA

$567,500

$726,500

$878,150

$1,091,350

TACOMA , WA

PIERCE

WA

$567,500

$726,500

$878,150

$1,091,350

WENATCHEE

CHELAN

WA

$323,750

$414,450

$500,950

$622,600

WENATCHEE

DOUGLAS

WA

$323,750

$414,450

$500,950

$622,600

OAK HARBOR , WA

ISLAND

WA

$381,250

$488,050

$589,950

$733,150

SHELTON

MASON

WA

$310,000

$396,850

$479,700

$596,150

PORTLAND-VANCOUVER-BEAVERTON , OR -WA

CLARK

WA

$418,750

$536,050

$648,000

$805,300

PORTLAND-VANCOUVER-BEAVERTON , OR -WA

SKAMANIA

WA

$418,750

$536,050

$648,000

$805,300

PULLMAN

WHITMAN

WA

$271,050

$347,000

$419,400

$521,250


 

Podcast: Loan Talk "Refinancing with FHA Mortgage Loans"

Press Play To Hear Podcast

Nationwide Mortgage Loans rolls out new refinance loans with FHA Mortgage Programs that allow higher home loan limits with additional cash out options for refinancing to 95%.


Resource Tools


ARM vs. Fixed Rate Calculator
How does a fixed rate 1st mortgage compare to a variable rate mortgage or an interest only home loan?

Best Time to Refinance
How to Refinance a Mortgage

When to Refinance a Home


Find the best loan in your state

Additional FHA Refinancing Pages:
FHA Refinancing Loans | Secure FHA Refinance | 203K FHA Home Improvement Loans | FHA Streamline Refinance | 100% Refinancing | FHA Home Loans | Bad Credit Refinance | FHA Bad Credit Refinancing | FHA Refinancing Loans | When to Refinance a Home | Refinance with No Closing Costs | FHA Mortgage Limits by State | FHA Home Financing | Texas Home Equity Loans | Why The FHA Home Loan Programs Are Safe | How Rising Home Mortgage Rates Could Affect The Housing Market | Will New FHA Mortgage Requirements Hinder Home Buying In 2014 | How Increased Mortgage Delinquencies Could Mean Higher Home Loan Rates | Mortgage Refinance Loans for Self Employed | How A Military Veteran Can Buy A Home With No Down Payment | FHA Rules For Gift Funds And Down Payments | How FHA Mortgages May Burden US Tax Payers | How FHA Financing Could Slow Housing Recovery | How to Know When to Refinance or Pre Pay Your Mortgage | Application for FHA Loan | Get Pre-Qualified for a FHA Mortgage | Down Payment Requirements on a FHA Loan | Pre-Approval Letter for a Home Loan with FHA | FHA Loan Qualification | CALHFA Down Payment Assistance for First Time Home Buyers in California | Mortgage Loans for First Time Home Buyers
FHA Mortgage Loans by State:
Alabama | Alaska | Arkansas | California | Colorado | Connecticut | Delaware | Georgia | Idaho | Indiana | Illinois | Louisiana | Maryland | Maine | Massachusetts | Minnesota | Missouri | Montana | Nebraska | Nevada | New Jersey | New York | New Mexico | North Carolina | North Dakota | Oklahoma | Oregon | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin |
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved.