Virginia Mortgage, FHA Loan Limits, VA Refinancing



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Virginia Mortgage
FHA Loan Limits, VA Refinancing

Virginia mortgage rates have declined to record levels, so borrowers seeking low rate FHA home loans, VA refinancing and cash out are in the right place at the right time. Virginia homeowners benefitted from increased FHA loan limits in 2008 with loans up to $625,550 in specific high cost areas.

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Refinancing your East Coast property has never been easier with cash out loans available from 85 to 95% for qualified Virginia borrowers. FHA mortgage loans have no pre-payment penalties and HUD even offers a unique rate and term loan for existing FHA loans, called a streamline. Nationwide offers competitive Virginia mortgage loans for refinance, getting cash out, consolidating debts, and making home improvements.

As you may have already learned, very few Virginia mortgage brokers are able to offer the low VA rates and lending attention that you will get from Nationwide.

The Housing of Urban Development reduced the Virginia mortgage maximum limits for 2009 and the FHA loan limit changes can be seen below by county. Fortunately, 2010 FHA loan limits will remain the same for Virginia mortgage transactions.

2009/2010 FHA Limits for Virginia Mortgage Loans
County Name	State	One-Family	Two-Family	Three-Family	Four-Family
SCOTT	VA	$271,050	$347,000	$419,400	$521,250
BRISTOL	VA	$271,050	$347,000	$419,400	$521,250
WASHINGTON	VA	$271,050	$347,000	$419,400	$521,250
CRAIG	VA	$280,000	$358,450	$433,250	$538,450
SALEM	VA	$280,000	$358,450	$433,250	$538,450
ROANOKE	VA	$280,000	$358,450	$433,250	$538,450
FRANKLIN	VA	$280,000	$358,450	$433,250	$538,450
BOTETOURT	VA	$280,000	$358,450	$433,250	$538,450
ROANOKE IND	VA	$280,000	$358,450	$433,250	$538,450
CLARKE	VA	$625,500	$934,200	$1,129,250	$1,403,400
WARREN	VA	$625,500	$934,200	$1,129,250	$1,403,400
FAIRFAX	VA	$625,500	$934,200	$1,129,250	$1,403,400
LOUDOUN	VA	$625,500	$934,200	$1,129,250	$1,403,400
FAUQUIER	VA	$625,500	$934,200	$1,129,250	$1,403,400
MANASSAS	VA	$625,750	$934,200	$1,129,250	$1,403,400
STAFFORD	VA	$625,500	$934,200	$1,129,250	$1,403,400
ARLINGTON	VA	$625,500	$934,200	$1,129,250	$1,403,400
ALEXANDRIA	VA	$625,750	$934,200	$1,129,250	$1,403,400
FAIRFAX IND	VA	$625,500	$934,200	$1,129,250	$1,403,400
FALLS CHURCH	VA	$625,500	$934,200	$1,129,250	$1,403,400
SPOTSYLVANIA	VA	$625,500	$934,200	$1,129,250	$1,403,400
MANASSAS PARK	VA	$625,500	$934,200	$1,129,250	$1,403,400
FREDERICKSBURG	VA	$625,500	$934,200	$1,129,250	$1,403,400
PRINCE WILLIAM	VA	$625,500	$934,200	$1,129,250	$1,403,400
HENRY	VA	$271,050	$347,000	$419,400	$521,250
MARTINSVILLE	VA	$271,050	$347,000	$419,400	$521,250
TAZEWELL	VA	$271,050	$347,000	$419,400	$521,250
DANVILLE	VA	$271,050	$347,000	$419,400	$521,250
PITTSYLVANIA	VA	$271,050	$347,000	$419,400	$521,250
CULPEPER	VA	$382,500	$489,650	$591,900	$735,600
AMHERST	VA	$271,050	$347,000	$419,400	$521,250
BEDFORD	VA	$271,050	$347,000	$419,400	$521,250
CAMPBELL	VA	$271,050	$347,000	$419,400	$521,250
LYNCHBURG	VA	$271,050	$347,000	$419,400	$521,250
APPOMATTOX	VA	$271,050	$347,000	$419,400	$521,250
BEDFORD IND	VA	$271,050	$347,000	$419,400	$521,250
AMELIA	VA	$528,750	$676,900	$818,200	$1,016,850
LOUISA	VA	$528,750	$676,900	$818,200	$1,016,850
SUSSEX	VA	$528,750	$676,900	$818,200	$1,016,850
HANOVER	VA	$528,750	$676,900	$818,200	$1,016,850
HENRICO	VA	$528,750	$676,900	$818,200	$1,016,850
CAROLINE	VA	$528,750	$676,900	$818,200	$1,016,850
HOPEWELL	VA	$528,750	$676,900	$818,200	$1,016,850
NEW KENT	VA	$528,750	$676,900	$818,200	$1,016,850
POWHATAN	VA	$528,750	$676,900	$818,200	$1,016,850
DINWIDDIE	VA	$528,750	$676,900	$818,200	$1,016,850
GOOCHLAND	VA	$528,750	$676,900	$818,200	$1,016,850
CUMBERLAND	VA	$528,750	$676,900	$818,200	$1,016,850
PETERSBURG	VA	$528,750	$676,900	$818,200	$1,016,850
CHARLES CITY	VA	$528,750	$676,900	$818,200	$1,016,850

Resource Tools

ARM vs. Fixed Rate Calculator
Low Virginia mortgage rates have stimulated a revived housing market across the state. Use this calculator to compare fixed and variable rate home loans.

Best Time to Refinance
How to Refinance a Mortgage
When to Refinance a Home

Find the best home loan in Virginia, Maryland and Washington DC.

Ask about our streamline options for FHA and VA home loans.

Additional VA Loan Pages
Virginia Mortgage Loans
Virginia Home Mortgage Rate Updates
Virginia Second Mortgage
Virginia Beach Home Loans
Virginia Home Equity Loan

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