Virginia Mortgage
FHA Loan Limits, VA Refinancing

Virginia mortgage rates have declined to record levels, so borrowers seeking low rate FHA home loans, VA refinancing and cash out are in the right place at the right time. Virginia homeowners benefitted from increased FHA loan limits in 2008 with loans up to $625,550 in specific high cost areas.

Refinancing your East Coast property has never been easier with cash out loans available from 85 to 95% for qualified Virginia borrowers. FHA mortgage loans have no pre-payment penalties and HUD even offers a unique rate and term loan for existing FHA loans, called a streamline. Nationwide offers competitive Virginia mortgage loans for refinance, getting cash out, consolidating debts, and making home improvements.

As you may have already learned, very few Virginia mortgage brokers are able to offer the low VA rates and lending attention that you will get from Nationwide.

The Housing of Urban Development reduced the Virginia mortgage maximum limits for 2009 and the FHA loan limit changes can be seen below by county. Fortunately, 2010 FHA loan limits will remain the same for Virginia mortgage transactions.

2009/2010 FHA Limits for Virginia Mortgage Loans

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

SCOTT

VA

$271,050

$347,000

$419,400

$521,250

BRISTOL

VA

$271,050

$347,000

$419,400

$521,250

WASHINGTON

VA

$271,050

$347,000

$419,400

$521,250

CRAIG

VA

$280,000

$358,450

$433,250

$538,450

SALEM

VA

$280,000

$358,450

$433,250

$538,450

ROANOKE

VA

$280,000

$358,450

$433,250

$538,450

FRANKLIN

VA

$280,000

$358,450

$433,250

$538,450

BOTETOURT

VA

$280,000

$358,450

$433,250

$538,450

ROANOKE IND

VA

$280,000

$358,450

$433,250

$538,450

CLARKE

VA

$625,500

$934,200

$1,129,250

$1,403,400

WARREN

VA

$625,500

$934,200

$1,129,250

$1,403,400

FAIRFAX

VA

$625,500

$934,200

$1,129,250

$1,403,400

LOUDOUN

VA

$625,500

$934,200

$1,129,250

$1,403,400

FAUQUIER

VA

$625,500

$934,200

$1,129,250

$1,403,400

MANASSAS

VA

$625,750

$934,200

$1,129,250

$1,403,400

STAFFORD

VA

$625,500

$934,200

$1,129,250

$1,403,400

ARLINGTON

VA

$625,500

$934,200

$1,129,250

$1,403,400

ALEXANDRIA

VA

$625,750

$934,200

$1,129,250

$1,403,400

FAIRFAX IND

VA

$625,500

$934,200

$1,129,250

$1,403,400

FALLS CHURCH

VA

$625,500

$934,200

$1,129,250

$1,403,400

SPOTSYLVANIA

VA

$625,500

$934,200

$1,129,250

$1,403,400

MANASSAS PARK

VA

$625,500

$934,200

$1,129,250

$1,403,400

FREDERICKSBURG

VA

$625,500

$934,200

$1,129,250

$1,403,400

PRINCE WILLIAM

VA

$625,500

$934,200

$1,129,250

$1,403,400

HENRY

VA

$271,050

$347,000

$419,400

$521,250

MARTINSVILLE

VA

$271,050

$347,000

$419,400

$521,250

TAZEWELL

VA

$271,050

$347,000

$419,400

$521,250

DANVILLE

VA

$271,050

$347,000

$419,400

$521,250

PITTSYLVANIA

VA

$271,050

$347,000

$419,400

$521,250

CULPEPER

VA

$382,500

$489,650

$591,900

$735,600

AMHERST

VA

$271,050

$347,000

$419,400

$521,250

BEDFORD

VA

$271,050

$347,000

$419,400

$521,250

CAMPBELL

VA

$271,050

$347,000

$419,400

$521,250

LYNCHBURG

VA

$271,050

$347,000

$419,400

$521,250

APPOMATTOX

VA

$271,050

$347,000

$419,400

$521,250

BEDFORD IND

VA

$271,050

$347,000

$419,400

$521,250

AMELIA

VA

$528,750

$676,900

$818,200

$1,016,850

LOUISA

VA

$528,750

$676,900

$818,200

$1,016,850

SUSSEX

VA

$528,750

$676,900

$818,200

$1,016,850

HANOVER

VA

$528,750

$676,900

$818,200

$1,016,850

HENRICO

VA

$528,750

$676,900

$818,200

$1,016,850

CAROLINE

VA

$528,750

$676,900

$818,200

$1,016,850

HOPEWELL

VA

$528,750

$676,900

$818,200

$1,016,850

NEW KENT

VA

$528,750

$676,900

$818,200

$1,016,850

POWHATAN

VA

$528,750

$676,900

$818,200

$1,016,850

DINWIDDIE

VA

$528,750

$676,900

$818,200

$1,016,850

GOOCHLAND

VA

$528,750

$676,900

$818,200

$1,016,850

CUMBERLAND

VA

$528,750

$676,900

$818,200

$1,016,850

PETERSBURG

VA

$528,750

$676,900

$818,200

$1,016,850

CHARLES CITY

VA

$528,750

$676,900

$818,200

$1,016,850


 

Resource Tools

ARM vs. Fixed Rate Calculator
Low Virginia mortgage rates have stimulated a revived housing market across the state. Use this calculator to compare fixed and variable rate home loans.

Best Time to Refinance
How to Refinance a Mortgage

When to Refinance a Home

Find the best home loan in Virginia, Maryland and Washington DC.

Ask about our streamline options for FHA and VA home loans.

Additional VA Loan Pages
Virginia Mortgage Loans
Virginia Home Mortgage Rate Updates
Virginia Second Mortgage
Virginia Beach Home Loans
Virginia Home Equity Loan


Additional FHA Refinancing Pages:
FHA Refinancing Loans | Secure FHA Refinance | 203K FHA Home Improvement Loans | FHA Streamline Refinance | 100% Refinancing | FHA Home Loans | Bad Credit Refinance | FHA Bad Credit Refinancing | FHA Refinancing Loans | When to Refinance a Home | Refinance with No Closing Costs | FHA Mortgage Limits by State | FHA Home Financing | Texas Home Equity Loans | Why The FHA Home Loan Programs Are Safe | How Rising Home Mortgage Rates Could Affect The Housing Market | Will New FHA Mortgage Requirements Hinder Home Buying In 2014 | How Increased Mortgage Delinquencies Could Mean Higher Home Loan Rates | Mortgage Refinance Loans for Self Employed | How A Military Veteran Can Buy A Home With No Down Payment | FHA Rules For Gift Funds And Down Payments | How FHA Mortgages May Burden US Tax Payers | How FHA Financing Could Slow Housing Recovery | How to Know When to Refinance or Pre Pay Your Mortgage | Application for FHA Loan | Get Pre-Qualified for a FHA Mortgage | Down Payment Requirements on a FHA Loan | Pre-Approval Letter for a Home Loan with FHA | FHA Loan Qualification | CALHFA Down Payment Assistance for First Time Home Buyers in California | Mortgage Loans for First Time Home Buyers
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