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New Mexico FHA Mortgage Loan Limits
New Mexico homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $427,500 in designated high cost areas. Home refinancing has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the New Mexico mortgage maximum limits for 2008 and the loan changes can be seen below by county. 
MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
TAOS , NM (MICRO) |
TAOS |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ROSWELL , NM (MICRO) |
CHAVES |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
LAS CRUCES , NM (MSA) |
DONA ANA |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
RUIDOSO , NM (MICRO) |
LINCOLN |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
GRANTS, NM (MICRO) |
CIBOLA |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ESPANOLA , NM (MICRO) |
RIO ARRIBA |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
LAS VEGAS , NM (MICRO) |
SAN MIGUEL |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
LOS ALAMOS, NM (MICRO) |
LOS ALAMOS |
NM |
$347,500 |
$444,850 |
$537,750 |
$668,250 |
FARMINGTON , NM (MSA) |
SAN JUAN |
NM |
$281,250 |
$360,050 |
$435,200 |
$540,850 |
PORTALES , NM (MICRO) |
ROOSEVELT |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
GALLUP , NM (MICRO) |
MCKINLEY |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SANTA FE , NM (MSA) |
SANTA FE |
NM |
$427,500 |
$547,250 |
$661,500 |
$822,100 |
NON-METRO |
MORA |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
QUAY |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
UNION |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CATRON |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
COLFAX |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
SIERRA |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
DE BACA |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
HARDING |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
HIDALGO |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
SOCORRO |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
GUADALUPE |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
HOBBS , NM (MICRO) |
LEA |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CLOVIS , NM (MICRO) |
CURRY |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALAMOGORDO , NM (MICRO) |
OTERO |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CARLSBAD-ARTESIA , NM (MICRO) |
EDDY |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SILVER CITY , NM (MICRO) |
GRANT |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALBUQUERQUE , NM (MSA) |
SANDOVAL |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALBUQUERQUE , NM (MSA) |
TORRANCE |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALBUQUERQUE , NM (MSA) |
VALENCIA |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALBUQUERQUE , NM (MSA) |
BERNALILLO |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DEMING , NM (MICRO) |
LUNA |
NM |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
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