Minnesota FHA Mortgage Loan Limits

Minnesota homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $296,250 in designated high cost areas. Home refinancing has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Minnesota mortgage maximum limits for 2008 and the loan changes can be seen below by county.

Top Five Reasons Why People Refinance
If mortgage rates have dropped since you purchased your home, or if you choose a lower-rate adjustable mortgage, refinancing will lower your monthly payment, allowing you to save, spend or invest more money each month.

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

FARGO , ND-MN

CLAY

MN

$271,050

$347,000

$419,400

$521,250

DULUTH , MN-WI

CARLTON

MN

$271,050

$347,000

$419,400

$521,250

DULUTH , MN -WI (MSA)

ST. LOUIS

MN

$271,050

$347,000

$419,400

$521,250

FARIBAULT-NORTHFIELD , MN

RICE

MN

$271,050

$347,000

$419,400

$521,250

WAHPETON, ND-MN

WILKIN

MN

$271,050

$347,000

$419,400

$521,250

ALEXANDRIA , MN

DOUGLAS

MN

$271,050

$347,000

$419,400

$521,250

BRAINERD , MN

CASS

MN

$271,050

$347,000

$419,400

$521,250

BRAINERD , MN (MICRO)

CROW WING

MN

$271,050

$347,000

$419,400

$521,250

OWATONNA , MN (MICRO)

STEELE

MN

$271,050

$347,000

$419,400

$521,250

AUSTIN , MN (MICRO)

MOWER

MN

$271,050

$347,000

$419,400

$521,250

FAIRMONT , MN (MICRO)

MARTIN

MN

$271,050

$347,000

$419,400

$521,250

ST. CLOUD, MN (MSA)

BENTON

MN

$271,050

$347,000

$419,400

$521,250

ST. CLOUD, MN (MSA)

STEARNS

MN

$271,050

$347,000

$419,400

$521,250

BEMIDJI , MN (MICRO)

BELTRAMI

MN

$271,050

$347,000

$419,400

$521,250

MANKATO-NORTH MANKATO , MN

NICOLLET

MN

$271,050

$347,000

$419,400

$521,250

MANKATO-NORTH MANKATO , MN

BLUE EARTH

MN

$271,050

$347,000

$419,400

$521,250

MARSHALL , MN (MICRO)

LYON

MN

$271,050

$347,000

$419,400

$521,250

ROCHESTER , MN (MSA)

DODGE

MN

$271,050

$347,000

$419,400

$521,250

ROCHESTER , MN (MSA)

OLMSTED

MN

$271,050

$347,000

$419,400

$521,250

ROCHESTER , MN (MSA)

WABASHA

MN

$271,050

$347,000

$419,400

$521,250

GRAND FORKS , ND -MN (MSA)

POLK

MN

$271,050

$347,000

$419,400

$521,250

HUTCHINSON , MN (MICRO)

MCLEOD

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

COOK

MN

$296,250

$379,250

$458,400

$569,700

NON-METRO

LAKE

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

PINE

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

POPE

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

ROCK

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

TODD

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

GRANT

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

SWIFT

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

AITKIN

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

BECKER

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

ITASCA

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

MEEKER

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

MURRAY

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

NORMAN

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

ROSEAU

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

SIBLEY

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

WADENA

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

WASECA

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

HUBBARD

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

JACKSON

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

KANABEC

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

KITTSON

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

LINCOLN

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

REDWOOD

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

STEVENS

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

CHIPPEWA

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

FILLMORE

MN

$271,050

$347,000

$419,400

$521,250

NON-METRO

LE SUEUR

MN

$271,050

$347,000

$419,400

$521,250


 

Resource Tools


ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?

Best Time to Refinance
How to Refinance a Mortgage

When to Refinance a Home


Find the best loan in your state


Client Testimonials

"After spinning our wheels with mortgage brokers online, it was nice to find a lender that met our needs with a low rate refinance that even gave us cash back. Thanks for all your help!"
The Cassidy Family

Additional FHA Refinancing Pages:
FHA Refinancing Loans | Secure FHA Refinance | 203K FHA Home Improvement Loans | FHA Streamline Refinance | 100% Refinancing | FHA Home Loans | Bad Credit Refinance | FHA Bad Credit Refinancing | FHA Refinancing Loans | Home Loan for Bad Credit | Best Time to Refinance | FHA Mortgage Limits by State | FHA Home Financing | Get Pre-Qualified for a FHA Mortgage | Down Payment Requirements on a FHA Loan | Pre-Approval Letter for a Home Loan with FHA | FHA Loan Qualification
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