Colorado FHA Mortgage Loan Limits

Thousands of Colorado homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $729,050 in designated high cost areas. FHA mortgages offer refinancing guidelines that are less strict than your traditional Fannie Mae or Freddie Mac loan product. Credit scores are not a factor with FHA loans, so if your credit scores are low, then consider refinancing with a FHA mortgage. Home refinancing in the Rocky Mountain State has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Colorado mortgage maximum limits for 2008 and the loan changes can be seen below by county.

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

SILVERTHORNE,

SUMMIT

CO

$729,750

$934,200

$1,129,250

$1,403,400

DENVER-AURORA,

PARK

CO

$406,250

$520,050

$628,650

$781,250

DENVER-AURORA,

ADAMS

CO

$406,250

$520,050

$628,650

$781,250

DENVER-AURORA,

DENVER

CO

$406,250

$520,050

$628,650

$781,250

DENVER-AURORA,

ELBERT

CO

$406,250

$520,050

$628,650

$781,250

DENVER-AURORA,

GILPIN

CO

$406,250

$520,050

$628,650

$781,250

DENVER-AURORA,

DOUGLAS

CO

$406,250

$520,050

$628,650

$781,250

DENVER-AURORA,

ARAPAHOE

CO

$406,250

$520,050

$628,650

$781,250

DENVER-AURORA,

JEFFERSON

CO

$406,250

$520,050

$628,650

$781,250

DENVER-AURORA,

BROOMFIELD

CO

$406,250

$520,050

$628,650

$781,250

DENVER-AURORA,

CLEAR CREEK

CO

$406,250

$520,050

$628,650

$781,250

FORT MORGAN , CO

MORGAN

CO

$271,050

$347,000

$419,400

$521,250

EDWARDS, C

LAKE

CO

$729,750

$934,200

$1,129,250

$1,403,400

EDWARDS,

EAGLE

CO

$729,750

$934,200

$1,129,250

$1,403,400

FORT COLLINS-LOVELAND

LARIMER

CO

$312,500

$400,050

$483,550

$600,950

MONTROSE

MONTROSE

CO

$271,050

$347,000

$419,400

$521,250

COLORADO SPRINGS

TELLER

CO

$325,000

$416,050

$502,900

$625,000

COLORADO SPRINGS , CO (MSA)

EL PASO

CO

$325,000

$416,050

$502,900

$625,000

NON-METRO

BACA

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

BENT

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

YUMA

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

DELTA

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

GRAND

CO

$356,250

$456,050

$551,250

$685,100

NON-METRO

KIOWA

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

OTERO

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

OURAY

CO

$482,500

$617,700

$746,650

$927,900

NON-METRO

ROUTT

CO

$675,000

$864,100

$1,044,550

$1,298,100

NON-METRO

CUSTER

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

MOFFAT

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

PITKIN

CO

$729,750

$934,200

$1,129,250

$1,403,400

NON-METRO

ALAMOSA

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

CHAFFEE

CO

$280,000

$358,450

$433,250

$538,450

NON-METRO

CONEJOS

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

CROWLEY

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

DOLORES

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

JACKSON

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

LINCOLN

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

MINERAL

CO

$300,000

$384,050

$464,200

$576,900

NON-METRO

PROWERS

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

CHEYENNE

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

COSTILLA

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

GARFIELD

CO

$425,000

$544,050

$657,650

$817,300

NON-METRO

GUNNISON

CO

$350,000

$448,050

$541,600

$673,050

NON-METRO

HINSDALE

CO

$557,500

$713,700

$862,700

$1,072,150

NON-METRO

HUERFANO

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

PHILLIPS

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

SAGUACHE

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

SAN JUAN

CO

$425,000

$544,050

$657,650

$817,300

NON-METRO

SEDGWICK

CO

$271,050

$347,000

$419,400

$521,250

NON-METRO

ARCHULETA

CO

$317,500

$406,450

$491,300

$610,550


 

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