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Alabama FHA Mortgage Loan Limits
BD Nationwide is a FHA approved Alabama mortgage lender that offers a wide variety of government home loans. Alabama homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $285,000 in designated high cost areas. FHA offers more flexible refinancing guidelines that are less strict than your traditional Fannie Mae or Freddie Mac loan programs. Credit scores are not a factor with FHA loans, so if your credit score is bad, then consider refinancing with a FHA loan. We are local lenders that extend home refinancing offers that have never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Alabama mortgage limits for 2012 and the loan changes can be seen below by county.

MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
DECATUR , AL (MSA) |
MORGAN |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DECATUR , AL (MSA) |
LAWRENCE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALEXANDER CITY , AL (MICRO) |
COOSA |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALEXANDER CITY , AL (MICRO) |
TALLAPOOSA |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CULLMAN , AL (MICRO) |
CULLMAN |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DOTHAN , AL (MSA) |
HENRY |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DOTHAN , AL (MSA) |
GENEVA |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DOTHAN , AL (MSA) |
HOUSTON |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FORT PAYNE , AL (MICRO) |
DE KALB |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
COLUMBUS , GA -AL (MSA) |
RUSSELL |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MONTGOMERY , AL (MSA) |
ELMORE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MONTGOMERY , AL (MSA) |
AUTAUGA |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MONTGOMERY , AL (MSA) |
LOWNDES |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MONTGOMERY , AL (MSA) |
MONTGOMERY |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SELMA , AL (MICRO) |
DALLAS |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DAPHNE-FAIRHOPE , AL (MICRO) |
BALDWIN |
AL |
$285,000 |
$364,850 |
$441,000 |
$548,050 |
MOBILE , AL (MSA) |
MOBILE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
TALLADEGA-SYLACAUGA , AL (MICRO) |
TALLADEGA |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
EUFAULA , AL -GA (MICRO) |
BARBOUR |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
TUSCALOOSA , AL (MSA) |
HALE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
TUSCALOOSA , AL (MSA) |
GREENE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
TUSCALOOSA , AL (MSA) |
TUSCALOOSA |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
VALLEY, AL (MICRO) |
CHAMBERS |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
TROY , AL (MICRO) |
PIKE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CLAY |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
LAMAR |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
PERRY |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
BUTLER |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CLARKE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
MARION |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
MONROE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
SUMTER |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WILCOX |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
BULLOCK |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CHOCTAW |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CONECUH |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
FAYETTE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
MARENGO |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
PICKENS |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WINSTON |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CHEROKEE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CLEBURNE |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CRENSHAW |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
ESCAMBIA |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
FRANKLIN |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
RANDOLPH |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
COVINGTON |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WASHINGTON |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
GADSDEN , AL (MSA) |
ETOWAH |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
TUSKEGEE , AL (MICRO) |
MACON |
AL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
Compare Rates on Alabama Mortgage Loans Today
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Client Testimonials |
"After spinning our wheels with mortgage brokers online, it was nice to find a lender that met our needs with a low rate refinance that even gave us cash back. Thanks for all your help!"
– The Cassidy Family
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