Home Equity

Home improvement loans have been helping American consumers brighten their neighborhoods and increase their wealth for decades. With every passing day, our needs and priorities change.  When you’re young and living with your parents you never think of purchasing a home or a car but as you grow up, you’re more mature and you start … Read more

Buying a home is an investment, and equity is an indicator of financial stability. However, the hefty cost of refinancing often makes it difficult for people to choose it as an option. Borrowers now have the ability to get cash out without refinancing with programs such as home equity loans and lines of credit. You … Read more

Wondering whether you should go for a home equity loan or a home equity line of credit (HELOC)? We’ve got you covered! While both home equity loans and lines of credit allow homeowners to access their property’s value for cash, they function differently and are suitable for varying circumstances. With interest rates trending higher in … Read more

Rising interest rates have made the HELOC loan a popular choice in 2024 for homeowners to tap home equity and get cash without breaking the bank. We will explore the HELOC loan requirements for credit scores, DTI and cash out, so you can take out a home equity line of credit and borrow with confidence … Read more