Want to learn how to get pre-approved for a mortgage? Check out our detailed guide and find the answers to your questions on mortgage loan pre-approvals. You can follow several strategies to boost your preapproval loan amount. These encompass increasing your down payment, extending your loan term, securing a co-signer, and potentially seeking preapproval from … Read more
For borrowers who may not qualify for traditional mortgage loans, portfolio loans offer a unique and flexible financing option. These unique home loans are originated and held by lenders rather than being sold on the secondary market, allowing for custom underwriting criteria. But are portfolio loans a good idea? Like any financial product, they come … Read more
For many aspiring homeowners, the biggest hurdle isn’t the monthly mortgage—it’s the down payment. That’s where the FHA $100 Down Program steps in. This unique home buyer program was designed to make homeownership more accessible and allows eligible buyers to purchase certain HUD-owned homes with a down payment of just $100. Let’s explore how it … Read more
Investing in rental property can be a lucrative endeavor, offering both a steady income stream and potential tax benefits. Understanding how rental income is taxed, especially when you have a mortgage, is crucial for effective financial planning. This article evaluates the taxation of rental income, the deductibility of mortgage interest, and other related tax considerations. … Read more
Many Americans own investment properties for extra income. There is nothing like getting income from properties without having to do day in and day out work. However, many wonder if it’s possible to qualify for a home loan with rental property income. VRBO financing is a hot market but not all mortgage lenders approve this … Read more
For homebuyers purchasing high-value properties, interest-only jumbo mortgage loans offer a unique financing solution. These loans provide lower initial payments by allowing borrowers to pay only the interest for a set period before principal payments begin. They are particularly appealing to high-income professionals, investors, and those seeking financial flexibility. Let’s consider the benefits of interest-only … Read more
When leveraging home equity, borrowers often consider Debt Service Coverage Ratio or DSCR home equity loans and Non-Qualified Mortgage or Non-QM Home Equity Lines of Credit or HELOCs. Both financing options provide liquidity using home equity but cater to different borrowers and financial situations. Understanding their differences helps investors and homeowners choose the right option. … Read more
When purchasing a property, selecting the right home financing option is crucial to ensuring financial stability and long-term success. Two common types of home mortgages that real estate investors and homebuyers consider are Debt Service Coverage Ratio (DSCR) loans and conventional mortgages. BD Nationwide has been helping home buyers and real estate investors find the … Read more
Investing in rental properties is one of the best ways to build long-term wealth and passive income. However, the biggest barrier for most investors is the initial down payment. Traditional lenders often require 20-25% down on investment properties, making it difficult for beginners to enter the real estate market. BD Nationwide matches borrowers with banks … Read more
Purchasing a home is one of the most significant financial decisions a person can make. For many, saving for a down payment or finding financing options can be challenging. One potential source of funds is an Individual Retirement Account (IRA). People ask us all the time if they are allowed to use an IRA to … Read more
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BD Nationwide Mortgage
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Quick Links
Loan Types
BD Nationwide Mortgage
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024