Washington Mortgage Loans
Low Rate Mortgage Refinance & FHA Home Loan Offers

Washington mortgage lenders provide local incentives for low rate refinance, FHA home loans with fixed rate offers. Homeowners residing in Washington benefit with discount mortgage rates for adjustable refinancing and home equity loans with reduced and no cost loan offers. Borrowers continue to refinance with fixed rate mortgages that lock in fixed payment and interest with cash out features available with our FHA, VA, conforming and home equity loans offered exclusively to Pacific North West residents. Homeowners in Washington have been migrating towards fixed rate home financing. Washington homeowners continue to take advantage of the special incentives offered to qualified residents in the state.

Since the subprime mortgage crash of 2007, FHA, VA, Fannie Mae and Freddie Mac sponsored mortgage loans have been all the rage for borrowers who need a low rate refinance. Jumbo home mortgage have been difficult to find for borrowers residing in Washington, Oregon and California. FHA mortgage loan limits have finally been approved with increases from $271,050 to $567,500.

Preferred Loan Type Select ---------------> Mortgage Refinance Cash Out Refinance Home Equity New Home Purchase Property Type Select One-----------> Single-Family Detached Condominium Cooperative Multi-Family Dwelling Modular Mobile Home Manufactured Home Property Value Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 Over 800,000 Credit Rating Select ---------------> Excellent Good Fair Poor

FHA Mortgage Loan Limits Rise in Washington!

Nationwide Mortgage Loans provides low rate home purchase loans, second mortgages, refinance and debt consolidation loans with fixed interest rates for homeowners from Washington seeking 100% financing. Stated Income, No Assets/No Reserves to 95% (Home Purchase or Refinance) Full Document Refinancing for Fico Scores 525 - 600 100% One Mortgage, Full Documentation up to $600,000 in WA (Purchase and Refinancing) Full Doc Non-Owner-Occupied properties

Many Washington homeowners are finding better ways to consolidate their credit card debt by refinancing their existing loan or taking out a 2nd mortgage.

Local Tips From The Underwriting Mortgage Pros: Did you know that you can qualify for a zero down loan and not have perfect credit? Many subprime lenders are offering programs for first time homebuyers and the traditional 20% down is not required. - K. Hinkley, Washington Mortgage Broker at WA Home Equity inc.

What "points" and fees are associated with this loan and being charged? Find out if the fees are being charged to you up front when the loan closes or if these loan fees will be added to principal balance of the new loan. Remember that every point charged equates to 1% of the mortgage loan amount. Make sure you have evaluated the costs, interest rate and terms for the loan to determine if the loan offers you significant benefits like, lower monthly payments, reduced interest rates, etc. Read More >>>

Lending Assistance For Washington Consumers
State of Washington Advice for Predatory Lending - Online publication that explains what predatory lending is and how to spot a predatory loan. dfi.wa.gov/consumers/education/predatory_lending.htm
Radio: Tips for Borrowing Wisely >>MP3 File - Financing advice from the Washington State Department of Financial Institutions that reminds you to borrow wisely. dfi.wa.gov/consumers/audio/Ernestine & Jeanie 60.mp3

WA State Facts: Washington Homeownership Rate 64.6%

For more information please visit commerce.gov/states/washingtonstate.html

Facts from The Mortgage Broker Practices Act

"The legislature finds and declares that the brokering of residential real estate loans substantially affects the public interest. The practices of mortgage brokers and loan originators have had significant impact on the citizens of the state and the banking & real estate industries."

For more information, please visit wamb.org