 |
Washington Home Loan Rates
Washington consumers enjoy low rate home refinance and equity loans with local specials for cash out refinancing and competitive credit lines.
Nationwide offers Washington homeowners local refinancing incentives with flexible HELOC's that provide cash to borrowers when they need it most. Our Washington lenders provide unique home equity offers with favorable refinancing loans with fixed or adjustable interest rates. We offer loans for Washington residents seeking cash or simple rate and term refinancing.
|
Call your Washington Account Executive and find out about the latest loan incentives by state. |
We offer a wide variety of mortgage refinance loan programs for homeowners who need to access money, but prefer not to pay off their existing mortgage in the process. At this time, the sub-prime market is suffering, but prime rate FHA home loans are still available at affordable interest rates.
The guidelines for many of the programs are beginning to tighten, but we still offer low rate mortgages to 100% to qualified borrowers who have good credit scores and a healthy amount of disposable income each month.
Home equity products have been the most popular form of subordinate financing in the Pacific North West in 2007 and most forecasts indicate that 2008 and 2009 should be strong years for the home equity sector. Most experts believe the reason to be linked to the fact that fixed rates lower are actually lower than the adjustable rates of credit lines.
|
**Special Home Equity Incentives for Washington Homeowners Online** |
Nationwide extending special loan incentives to Washington homeowners who are cashing in with a home equity loan or credit line. This is for refinance transactions only. 80-20 home loans do not qualify for this limited time promotion.
Nationwide is excited to offer residents in the Pacific Northwest reduced closing cost option that is offered to each qualified applicant who has a middle credit score over 680 and who 's CLTV does not exceed 95%.
When borrowers complete the loan request form online they will be contacted by one of our experienced loan professionals who will help them complete the application and update them about any new financing specials that may be applicable. |
Washington homeowners save money with our No Point Home Equity Loans to Qualified Borrowers |
| Don't wait any longer, Call 1-800-242-6986 to speak with a seasoned loan professional live. We offer a helpful consultation that includes a free loan quotes with no obligation. |
New Washington Loan Limits for FHA, Fannie Mae and Freddie Mac home loans.
MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
KENNEWICK-RICHLAND-PASCO |
BENTON |
WA |
$275,000 |
$352,050 |
$425,550 |
$528,850 |
YAKIMA |
YAKIMA |
WA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SPOKANE |
SPOKANE |
WA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
LONGVIEW |
COWLITZ |
WA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BELLINGHAM |
WHATCOM |
WA |
$375,000 |
$480,050 |
$580,300 |
$721,150 |
CENTRALIA |
LEWIS |
WA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BREMERTON-SILVERDALE |
KITSAP |
WA |
$475,000 |
$608,100 |
$735,050 |
$913,450 |
OLYMPIA |
THURSTON |
WA |
$361,250 |
$462,450 |
$559,000 |
$694,700 |
PORT ANGELES |
CLALLAM |
WA |
$383,750 |
$491,250 |
$593,800 |
$738,000 |
SEATTLE-BELLEVUE-EVERETT |
KING |
WA |
$567,500 |
$726,500 |
$878,150 |
$1,091,350 |
SEATTLE-BELLEVUE-EVERETT |
SNOHOMISH |
WA |
$567,500 |
$726,500 |
$878,150 |
$1,091,350 |
TACOMA |
PIERCE |
WA |
$567,500 |
$726,500 |
$878,150 |
$1,091,350 |
WENATCHEE |
DOUGLAS |
WA |
$323,750 |
$414,450 |
$500,950 |
$622,600 |
PORTLAND-VANCOUVER-BEAVERTON , OR -WA |
CLARK |
WA |
$418,750 |
$536,050 |
$648,000 |
$805,300 |
PORTLAND-VANCOUVER-BEAVERTON , OR -WA |
SKAMANIA |
WA |
$418,750 |
$536,050 |
$648,000 |
$805,300 |
PULLMAN |
WHITMAN |
WA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
Washington Home Equity and Refinance Loan Applications Rise!
| • |
Washington 1st Refinancing to 100% |
| • |
Fixed Second Mortgage Refinancing |
| • |
Tax Deductible Second Mortgages |
| • |
Low Rate Interest Only HELOC’s |
| • |
Refinance with a Payment Option ARM |
|
|
 - Take advantage of our home equity loans that offer either a fixed rate 2nd mortgage, or a flexible interest only home equity line of credit with prime adjustable rates. We now offer the fixed rate home equity credit lines that allow you to fix the rate for the first five years of the line. Another exclusive second mortgage feature available is the option to fix the rate of designated portions of the line. For example, if you have a $100,000 home equity line of credit, and you already used $40,000 of the line: You can choose to convert the used $40,000 of the equity line to a fixed rate second mortgage, and still keep the remaining $50,000 open as a revolving credit line. Get the best of both worlds with the peace of mind offered with a fixed rate-fixed payment second mortgage and the convenience of an open-end line of credit.
Whether you are purchasing a home in Seattle, Spokane or Tacoma we offer subordinate loans for purchase or refinance. If you need help with a "Zero Down" 80-20 combo loan, then you have found the right lending source.
Our loan team will help you finance new furniture, house improvements and they will show you a solution for consolidating high interest credit card debt. Nationwide offers many fixed rate solutions, that don't require you to refinance your first home loan. We offer competitive 2nd mortgages that will aid you in reducing your monthly expenses while returning you with significant savings.
Wouldn't you like to put more money in your pocket each month? Many of our second mortgage and refinance programs were created so people with less than perfect credit, can pay off debts, make improvements to their home, and offer access to additional funds for a multitude of reasons. |
| Before the rates get too high, Apply for a Fixed Rate Home Equity Loan. Stay online and complete one simple form and one of our experienced loan professionals will follow up with you shortly. |
Relevant Washington Facts:
Pacific North-West Homeowners |
Average home value for owner occupied primary residence, 2000: $168,300
Homeownership rate, 2000: 64.6%
Average household income, 1999: $45,776
Population, 2004 estimate: 6,203,788
% of people living in same home for 5+ years, 2000: 48.6%
Average commute time from home to work (minutes), 2000: 25.5
Click Here for More Washington Loan Info
|
* Loan terms are state and federal fee restrictions. Laws may vary per state.
Data source census.gov |
|
|
|
| Resource Tools |
ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?
Find the best loan in your state
Call for Free Loan Consultation
1-800-242-6986
|
|
|
