125% Concurrent Refinance with a 2nd Mortgage

Concurrent Refinance
Refinance with No Equity before time runs out on your Adjustable Rate Loan.

One of the hottest products in the mortgage refinance market is the concurrent 1st refinance loan that closes simultaneously with a 125% second mortgage. These 1st and 2nd loan combinations are also referred to as "piggy-back loans".

These combination home loans allow borrowers to refinance their adjustable rate mortgages and then tackle their revolving credit card debt with a 125% loan that is needed because the debt balances exceeding the value of the home. Why not eliminate your credit card debt at the same time you refinance your first mortgage loan.

This is a great way to refinance variable interest rates, credit debt, and credit lines into streamlined mortgages. Senior Loan officer, Al Pereida refers to the concurrent 125% loans as the "high LTV Savior Loans," because they are constantly getting borrowers out of stressful predicaments in financing.

Nationwide Mortgage offers primate rate refinance loans from 80-100% and second mortgages that will close concurrently up to 125% of the property's appraised value. Our home equity rates remain the lowest on the market and our equity loan programs are flexible. We recommend that you consider these loans when you are unhappy with your 1st mortgage and you have too much debt to roll it all into 100% mortgage refinancing.

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125% Combination Refinancing


Lock into a fixed rate with 125% Refinance Loan

Fixed Rate Loan Refinancing

2nd Mortgages to 125%

Refinance Jumbo Mortgages

Credit Card Combining

Refinance 1st & 2nd Mortgages

Consolidate all of bills into
one fixed rate mortgage payment.

No PMI or Mortgage Insurance

Full Documentation Required for 125%

Learn more about 125 Mortgage Loan Combination

Nationwide Mortgage Loans offers an array of fixed rate mortgage refinance solutions.  125% mortgage refinancing is a very unique loan program that very few lenders in the country can offer. 

In addition, our lending institution offers home equity credit lines; hard money second mortgages and FHA refinance loans that feature fixed interest rate terms.
Don't wait any longer, Call now to speak with a seasoned loan professional live. We offer a helpful consultation that includes a free loan quotes with no obligation.

 

Resource Tools


ARM vs. Fixed Rate Calculator
How does a fixed rate mortgage compare to an adjustable rate loan or home equity line of credit?


Client Testimonials

"The 125 combo loans helped our family escape some financial hardships. We could not find any brokers who could help us refinance our first mortgage and still get us an equity loan to consolidate our credit card debts.
– The Martinez Family

>> Learn More About High LTV Second Mortgage Loans

>> Consolidating Credit Card Debt with a Mortgage Refinance

Related Second Mortgage Pages:
2nd Loan Closing Costs | Process | Terms | 2nd Mortgage Rates | Affordable Second Mortgage | Specials | Fast & Easy Second Mortgages | Second Mortgage Foreclosure | Second Mortgage Refinancing | 80% | 90% | 95% | 100% | 105% | 115% | 125% | No Cash at Closing Second Mortgages | High LTV Second Mortgage Loans | 2nd Home Construction | Home Equity Accounts

Nationwide Mortgage Loans, 515 Encinitas Blvd. Ste 100, Encinitas CA 92024
Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states.
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