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Refinance Rates
Nobody can accuse the U.S. government of not increasing affordability for housing as refi rates have been at record lows for several years now. The housing market continued to struggle, but the Federal Reserve, Fannie Mae, Freddie Mac, VA and FHA have made great measures to keep home refinance rates at the lowest levels in 50-years. The current refinance rates have motivated millions of homeowners to get a new mortgage with a lower monthly payment featuring a fixed interest rate. Nationwide lenders provide excellent service and the best refinance rates for government and private money programs. Take advantage of our low interest rates and refinance today!
Get the Best Refinance Rates in Decades & Maximize Your Savings with Lower Payments
With Refinance Rates falling to a generation low, the time for acting is now. Nobody knows exactly when interest rates will start rising, but most economists agree that we may never see mortgage rates this low for refinancing ever again.
- Fixed Mortgage Rates for Thirty Years
- Fixed Mortgage Rates for Fifteen Years
- Refinance with No Pre-Payment Penalty
Today's refinance rates are available in the 4% range for borrowers with all types of credit. One of the obstacles many homeowners have struggles with is the deflated property values that have caused over 30% of American homeowners now have underwater mortgages. The FHA refinance has been the most popular loan for homeowners with less than perfect credit. In an effort to help these people who need no equity refinancing, Fannie Mae and Freddie Mac introduced the Home Affordable Refinance Program for to qualified borrowers that have mortgages that are greater than their house's value. Nationwide provides expert advice while guaranteeing the lowest refi rates online.
Nationwide recommends that when home refinance rates reach the point in which you are saving money that you lock the loan to protect yourself against the potential rate hikes in the future. Nationwide is a lending company that prides itself in providing innovative refinance solutions for homeowners with all types of credit. If you have the ability to get fixed refinance rates that reduce your monthly payments, we recommend that you seize the opportunity because it's no secret that the Federal Reserve will be raising key interest rates in an effort to curb inflation.
Ask About Nationwide with Guaranteed Lowest Rates for Refinancing! |
The mortgage industry contracted a few years ago as many banks and loan companies went out of business. After the finance sector consolidated, most banks tightened their refinance guidelines drastically and most homeowners no longer qualified for home refinancing.
Get Approved for Current Refinance Rates
Nationwide continues to provide alternative refinance solutions for homeowners with credit and equity concerns. Select one of the refi rates links below that best meet your needs.
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Save Money with Today’s
Current Refinance Rates

Recent Blog Posts
Home Loan Refinance Tips
Refinance with a Government Mortgage
Benefits of Mortgage Refinancing
Please note that refi rates are subject to change without notice. Check with your Nationwide loan officer for program eligibility and current refinance rates.
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| Resource Tools |

Loan Comparison Calculator
This refinancing calculator will assist you in comparing home refinance rates online. You can also analyze the total interest charges for a variety of home mortgages. |
| Nationwide Testimonial |

"We were tired of getting the run-around from loan companies online, but a friend whom we trust recommended we discuss refi rates with Nationwide before giving up. The loan officer and processors that we worked with were knowledgeable and professional and many times they held our hands during the process of refinancing our home. We closed our loan in less than 30-days and were blessed with a 4.5% fixed refinance rate for thirty years and our credit scores were not even that good. We will definitely be referring our friends to Nationwide in the future. Thanks again for all your efforts, we really appreciate it."
- The Bachman Family
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| Free Finance Guides |
Take advantage of our free guides and disclosures that help homeowners make good decisions in regards to home refinancing.
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