Fixed Rate Mortgage Refinancing
Fixed Refinance Rates for All 50 States

Our lenders provide fixed rate mortgage refinancing with FHA, conforming and jumbo loans for rate refinance and debt consolidation. Nationwide Mortgage Loans offers premium discounted rates for mortgage refinance and home equity loans for borrowers seeking to eliminate high rate debt and adjustable rate mortgages. Fixed rate refinancing is the most popular type of a refinance mortgage for consumers who originally took out a loan with a variable interest rate.

Get Approved for Fixed Refinance Rates Starting at 3.75%

We continue to provide many competitive fixed rate mortgage loans up to 100% combined loan to value. One of the most popular home refinance loans today is the cash out FHA mortgage for refinancing to 85%. This government mortgage is for homeowners who do not have much or any equity in their home. Our conforming refinance loans typically require 90% loan to value with good credit and 80% loan to value for fair credit scores.

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Fixed Rate Refinancing Loans

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Up to 100% combined loan to value.

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First Time Home-buyers OK

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Credit Rating: Fair Good or Excellent.

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Key qualifiers: property value, credit score

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Income Documentation: Full Documentation only for cash out FHA loan options: Borrowers will need to supply W2's, paystubs, etc.

A fixed rate mortgage usually requires a higher payment than the teaser rate ARM loans, but after a few years you will have principal paid down on the mortgage and increased home equity as well. Interest rates are on the way up, so don't wait too long to apply for a low rate mortgage refinance, because of income verification concerns. Our experienced team of loan professionals can help you find the best mortgage that you can afford today and you won't have to worry about your payment rising. Our fixed rate loans are guaranteed with set monthly payments for the term of the mortgage.

 

Preferred Loan Type
Property Type
Property Value
Credit Rating


Resource Tools


Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of 4 types of loans.

Best Time to Refinance
How to Refinance a Mortgage

When to Refinance a Home


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Additional Refinancing Pages:
Refinancing after a Bankruptcy | Second Mortgage Refinance | Adjustable Rate Refinance | Refinancing Loans | FHA Mortgage Refinancing | Mortgage Refinance Options | 100% Mortgage Refinancing | Bad Credit Refinance | Cash Out Refinance | Sub-Prime Mortgage Refinancing | Mortgage Refinance Rates | Mortgage Refinance Rental Properties | Mortgage Refinance Second Home | Loan Refinance |
Home Affordable Refinance Program | Home Refinance Loans | Mortgage Refinance Guidelines | Money Mortgage Refinance | Home Refinance Programs | Conventional Loan | Home Loan for Bad Credit | Refinance Rates | How to Refinance a Mortgage | Home Loan Interest Rates | Best Refinance | Refinance Programs
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