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Adjustable Rate Mortgages
Adjustable rate mortgages should be refinanced with a fixed rate FHA loan before the ARM rate recasts and the mortgage payment increases. Borrowers across the country are rushing to the banks and lenders to refinance their adjustable rate mortgage loans that are scheduled to adjust to a higher payment in 2008 and 2009. Our refinance lenders offer fixed rate refinancing, FHA refinance loans, interest only second mortgages, home equity loans and variable lines of credit for borrowers seeking to lower their payments and consolidate revolving debt. When the market is good for hybrid ARM's is often the time when the 30 year mortgage is below 6% and the prime rate drops below 5%. In the past these market conditions have cause mortgage lenders to offer very appealing adjustable rate mortgages.
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| Are you Looking for a Fixed Rate Mortgage Refinance Loan? |
If you currently have an adjustable rate mortgage that has an increasing monthly payment, do not wait to refinance. Now is time to secure a fixed rate loan and refinance while the interest rates are still near record lows. Call Nationwide at 1-800-242-6986 and lock a fixed rate mortgage that saves you money!
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Get a Fixed Rate before Interest Rates Rise!
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Refinance and Save with a Fixed Rate First or Second Mortgage:
- Pay off Revolving Credit Cards
- Refinance Variable Rate Loans
- Convert Credit Lines to Fixed Interest
- Get a Fixed Payment
Fixed Rate Home Equity Loans - Lock into a fixed rate equity loan that features simple interest, fixed terms, and cash out opportunities. |
No Equity is required to refinance! Apply for a Fixed Rate Loan and Borrow up to 110% of your home's appraised value.

Our focus at Nationwide remains centered on providing consumers extensive options for lower payment mortgages with reduced interest rates. Now more than ever, we recommend converting offer the biggest variety for home equity loan products online.
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| Resource Tools |

Refinancing Calculator
Analyze the benefits of refinancing. Get help calculating the monthly payment and discover the net interest savings. It will also calculate how many months it will take to get a return on investments for the mortgage loan costs.
ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?
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