Mortgage Refinance Rates
Low Mortgage Refinance Rate Quotes

According to Freddie Mac, mortgage refinance rates hit an all-time low in 2010. The Fed has played a role in keeping the current home mortgage refinance rates at affordable pricing in an effort to stimulate the housing recovery nationally. With federal pressure, refinance rates have become more affordable than ever.

Lock your loan while fixed refinance rates are available below 5%. Nationwide offers reduced mortgage refinance rates for FHA, jumbo and conventional loan offers for fixed and interest only rate home mortgage loans. Borrowers can refinance with cash out or simply with rate and term refinancing.

Ask About No Cost Refinance Loans with Low Rate Guarantee!

If you have stellar credit you may be eligible for our no cost mortgage refinance opportunities that are reserved for borrowers with prime credentials. Our home refinancing lenders believe that homeowners have the right to secure the lowest possible interest rate when refinancing their home. We believe in quoting accurate interest rates and the importance of rate locks. FHA home loans continue to offer homeowners the best mortgage rates for refinancing with flexible credit guidelines and very little equity required.

VA mortgages allow veterans to lock in low mortgage rates at a 100% loan to value. VA mortgage rates are low and veterans who already have a VA loan may qualify for VA refinancing with the VA streamline program. Mortgage refinance rates fluctuate daily, so if there is an opportunity to lock in a low rate refinance, we recommend you talk to our refinance lenders right away.
Mortgage Refinance Rates
Save Money with the Best Mortgage Refinance Rates

Get the Current Mortgage Rates for Refinancing Your Home Mortgage

Our goal is to provide accurate interest rates based on your qualifications! Our loan officers will put your goals first and help you find a loan that saves you money every month. We will assist you in understanding the various refinance programs in order to determine which program best suits your needs. Unlike most mortgage brokers and banks, we do not answer the telephone promising interest rates without accessing your credit, income or evaluating you're combined loan-to-value.

Nationwide will examine your goals and qualifications, while researching the best mortgage refinance rate options so you can compare costs and benefits until you are ready to pull the trigger on a mortgage refinance loan. Our refinance team will help you secure the best possible rate for the loan that meets your goals today and tomorrow. Combined loan to value, fico score, and debt to income ratio are the three most critical factors for determining the interest rate you qualify for.

Please complete this simple form to receive a personalized rate request from Nationwide Mortgage Loans. Once you have completed this request for a rate quote, your information will be sent to a professional loan officer affiliated with Nationwide. One of our friendly loan professionals will contact you by telephone or email.

Quick Rate Quote For a Mortgage Refinance Loan – No Cost
Home Loan Purpose:
* Interest Rate on Current Mortgage: %
* Estimated Home Value
* Estimated Balance on Current Mortgage:
* Type of Current Home Loan:
* Credit Rating
* First Name:
* Last Name:
* Home Phone:
Work - Mobile Phone:
* Email Address (No - Spam):
Property Address:
Property City:
* Property State:
Property Zip:

Comments and Requests:

I, understand that by clicking the "Complete my Request" button below and authorizing this submission, I am not obligated financially, but I agree to the general terms of this site. (This prequalification request is for a rate quote on a mortgage refinance. This not a loan application. Your loan officer will complete a loan application for you.) Our refinance lenders are authorized to contact you in connection with this request, and to disclose information interest rates and loan programs that you may qualify for.

Nationwide Mortgage Loans is a home refinancing originator who offers a multitude of mortgage loans that maintain a competitive edge with affordable low mortgage rates to meet the growing needs of homeowners across the country. Our commitment provides homeowners with "out of the box" home refinancing that help consolidate debt, lower payments and maximize monthly savings.

Check Out these other Popular Mortgage Refinance Programs

Fixed Mortgage Refinance Rates - Convert your escalating adjustable rate mortgage to a fixed rate 1st mortgage or refinance your equity credit lines to a fixed rate 2nd mortgage. Choose from conventional, government, rate and term and cash out refinancing options.

FHA Home Loan Rates – Borrowers with bad credit can now refinance their adjustable rate mortgages and get cash out up to 95% of their home’s value. The mortgage rates are very competitive with prime conventional rates, but good credit scores are not required for FHA refinancing.

Home Equity Rates – Borrow against your home without refinancing your first mortgage. Fixed rate equity loans are great for refinancing revolving credit lines into a simple interest fixed rate loan with a set monthly payment.

Second Mortgage Rates – 2nd mortgage loans allow borrowers to access cash quickly with competitive interest rates. Excellent credit and full documentation is a plus. Stated income loans will require some equity.

Mortgage refinance rates are subject to change. Discuss a rate lock with your loan officer when you submit your documentation and disclosures to underwriting for approval. VA and FHA mortgage rates are government insured loans. The government does not make loans or issue mortgage rates for refinancing. Check with FHA loan limits to verify the proposed mortgage refinance falls within the FHA loan limits in your county.

 

Preferred Loan Type
Property Type
Property Value
Credit Rating


"After many failed attempts to refinance our ARM into a better fixed rate, we found Nationwide. They were friendly and assisted us with a rate lock and we were able to close on a mortgage in less than three weeks."
The Cordova Family


Resource Tools


See how much refinancing saves you!

Loan Comparison Calculator
This refinancing calculator will assist you in comparing the total mortgage interest charges of several types of home loans.

Debt Investment Calculator
Understand how much interest you can save by eliminating debt.


Nationwide Mortgage Blog

North Carolina Mortgage Rates Decline for FHA Loans

When FHA Streamline Makes Sense for Mortgage Refinancing

Which Mortgage Refinance Loan is the Best for You?

Streamline Refinance with Low Mortgage Rates

Fed Committed to Low Mortgage Rates for Refinancing

Additional Refinancing Pages:
Adjustable Rate Refinance | Refinancing Loans | Refinance Options | 100% Refinancing | Bad Credit Refinance | Loan Refinance | No Cost Refinancing | Home Affordable Refinance Program | Home Refinance Loans
Mortgage Rate Links:
Mortgage Rates | Home Equity loan Rates | Second Mortgage Loan Rates | FHA Mortgage Rates | VA Mortgage Rates
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