Jumbo Mortgage Refinance
Low Rate Jumbo Loans for Non-Conforming Refinancing


Low Rate Jumbo Home Loan
Refinancing to 2.5 Million

Our jumbo mortgage lenders offer new loan limits with low interest refinance programs with non-conforming rates for refinancing in high cost states. Our jumbo mortgage loans include many competitive refinance programs for people who need low payment mortgages. Jumbo refinancing became quite a commodity in 2010. With the loss of home equity gains in the last five years, many borrowers find themselves in desperate need of a low rate refinance program designed for jumbo loans. Now more than ever, borrowers need million dollar loans to finance their dream home in the high cost neighborhoods across the country.

Jumbo mortgage programs are needed for loan amount greater than $417,500 in most states and more than $729,750 in high cost areas like California, New Jersey and Colorado.

Fixed Rate Jumbo Mortgage Loans from $700,000 to $2,500,000

California Mortgage Refinance Loans - We offer California borrowers jumbo mortgage loans to nearly 3 million dollars with refinancing options for non-conventional mortgages. Homeowners in other states like Oregon, Florida and Virginia may qualify for jumbo home loans that can be financed in excess of 2 million dollars. Like conventional lending, borrowers can select a 15, 30, or 40 year term with fixed or adjustable rates. Interest only options may also be available for qualifying borrowers.

Whether you need some cash out or just want to lower their payment with a rate and term refinance, our mortgage lenders offer great jumbo loans for everyone. Jumbo Mortgage Refinance loans are offered up 95% loan to value. The most popular 1st mortgage refinance is the 30 Year fixed rate loan.

Side by Side Analysis of Fixed & Adjustable Rate Jumbo Mortgage Loans

Fixed Rate Jumbo Refinance Terms

80-100 Refinancing loan to value.

First Time Home-buyers can refinance with appraised value after 6 months.

Adjustable Rate & Term Jumbo Refinancing

80-95% combined loan to value.

First Time Home-buyers can refinance with appraised value after 1 year.
  • 15 Year Fixed Rate
  • 20 Year Fixed Rate
  • 25 Year Fixed Rate
  • 30 Year Fixed Rate
  • 40 Year Fixed Rate
  • 1 Year Fixed Interest Only (Draw 10 yr.)
  • 3/1 Year Fixed Interest Only (Draw 10 yr.)
  • 5/1 Year Fixed Interest Only (Draw 10 yr.)
  • 7/1 Year Fixed Interest Only (Draw 10 yr.)
  • 10/1 Year Fixed Interest Only(Draw 10 yr.)
  • 30 Year Interest Only Refinance

It's not too late for you to lower the payments by refinancing into a lower rate loan. Many homeowners are looking to refinance their existing mortgage & home equity loan, because it has a variable rate.

Nationwide provides affordable non-conforming loans at a time when many mortgage lenders are penalizing jumbo loans with 1% add-ons to the interest rate. The secondary market has struggled of late, but we have partnered with portfolio lending institutions that are not as affected by the subprime crisis.

Competitive Jumbo Mortgage Rates with Cash Out
Credit Rating: Poor, Fair, Good or Excellent
Key Qualifiers: Property Value, Credit Score
Income Documentation: Full Doc or Stated Income OK

 

Resource Tools

ARM vs. Fixed Rate Calculator
How does a fixed rate jumbo mortgage compare to a variable rate jumbo loan?

What Clients Say About Our Loan Services:
Loan Services Testimonial
"Right from the start, Nationwide devised a plan to meet our financing needs. A few years ago the home values in Southern California tanked and our neighborhood really took a hit. Nationwide found a loan program that was created to help borrowers like us refinance their underwater mortgage. Our loan officer, Daniel went out of his way to update us on our loan status and make us feel comfortable through the loan process." - J. Stephens, Anaheim, CA.

 


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