Jumbo Mortgage Refinance
Low Rate Jumbo Loans for Non-Conforming Refinancing

Low Rate Jumbo Home Loan
Refinancing to 2.5 Million

Our jumbo mortgage lenders offer new loan limits with low interest refinance programs with non-conforming rates for refinancing in high cost states. Our jumbo mortgage loans include many competitive refinance programs for people who need low payment mortgages. Jumbo refinancing became quite a commodity in 2010. With the loss of home equity gains in the last five years, many borrowers find themselves in desperate need of a low rate refinance program designed for jumbo loans. Now more than ever, borrowers need million dollar loans to finance their dream home in the high cost neighborhoods across the country.

Jumbo mortgage programs are needed for loan amount greater than $417,500 in most states and more than $729,750 in high cost areas like California, New Jersey and Colorado.

Fixed Rate Jumbo Mortgage Loans from $700,000 to $2,500,000

California Mortgage Refinance Loans - We offer California borrowers jumbo mortgage loans to nearly 3 million dollars with refinancing options for non-conventional mortgages. Homeowners in other states like Oregon, Florida and Virginia may qualify for jumbo home loans that can be financed in excess of 2 million dollars. Like conventional lending, borrowers can select a 15, 30, or 40 year term with fixed or adjustable rates. Interest only options may also be available for qualifying borrowers.

Preferred Loan Type Select ---------------> Mortgage Refinance Cash Out Refinance Home Equity New Home Purchase Property Type Select One-----------> Single-Family Detached Condominium Cooperative Multi-Family Dwelling Modular Mobile Home Manufactured Home Property Value Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 Over 800,000 Credit Rating Select ---------------> Excellent Good Fair Poor

Whether you need some cash out or just want to lower their payment with a rate and term refinance, our mortgage lenders offer great jumbo loans for everyone. Jumbo Mortgage Refinance loans are offered up 95% loan to value. The most popular 1st mortgage refinance is the 30 Year fixed rate loan.

Side by Side Analysis of Fixed & Adjustable Rate Jumbo Mortgage Loans
Fixed Rate Jumbo Refinance Terms 80-100 Refinancing loan to value. First Time Home-buyers can refinance with appraised value after 6 months.	Adjustable Rate & Term Jumbo Refinancing 80-95% combined loan to value. First Time Home-buyers can refinance with appraised value after 1 year.
15 Year Fixed Rate 20 Year Fixed Rate 25 Year Fixed Rate 30 Year Fixed Rate 40 Year Fixed Rate	1 Year Fixed Interest Only (Draw 10 yr.) 3/1 Year Fixed Interest Only (Draw 10 yr.) 5/1 Year Fixed Interest Only (Draw 10 yr.) 7/1 Year Fixed Interest Only (Draw 10 yr.) 10/1 Year Fixed Interest Only(Draw 10 yr.) 30 Year Interest Only Refinance
It's not too late for you to lower the payments by refinancing into a lower rate loan. Many homeowners are looking to refinance their existing mortgage & home equity loan, because it has a variable rate. Nationwide provides affordable non-conforming loans at a time when many mortgage lenders are penalizing jumbo loans with 1% add-ons to the interest rate. The secondary market has struggled of late, but we have partnered with portfolio lending institutions that are not as affected by the subprime crisis.	Competitive Jumbo Mortgage Rates with Cash Out
Credit Rating:	Poor, Fair, Good or Excellent
Key Qualifiers:	Property Value, Credit Score
Income Documentation:	Full Doc or Stated Income OK