FHA Secure Refinance Loans
New Home Refinancing Loans with Bad Credit
Fixed Rate Government Mortgage Solutions

Now you can refinance your adjustable rate mortgage with the FHA Secure home loans, the lenders allow bad credit and late payments. Our FHA lenders can help you get up to speed with the entire new FHA loan programs. Our FHA refinance team will help you evaluate the benefits of refinancing with the latest government loan product. FHA home loans continue to help borrowers rebound from their high rate adjustable loans. If you find yourself behind on mortgage payments because your payment recently adjusted, you may qualify for a low fixed rate refinance saving you hundreds of dollars a month.


What are FHA Secure Loans?
Recently the president announced a new mortgage initiative called the FHA Secure Loan. This government secure FHA loan product was designed to reduce the number of mortgage foreclosures stemming from the significant adjustable rate hike that millions of Americans are not prepared to pay. The FHA Secure is a new refinance option that is being offered to borrowers who have a stellar credit history with their variable rate mortgage. Qualifying borrowers will have to show the lenders that they have been making the house loan payments in a timely manner for the last twelve months or more. Rumor has it that this FHA product will have tighter underwriting guidelines. Qualifying FHA Secure borrowers will be required to pay the usual mortgage insurance premium.

Call Now & Learn More 1-877-212-9478

The Housing of Urban Development made recent comments regarding the eligibility and standards for the FHA Secure Loan Program:

  • Interest rates must have or will reset between 5/2005 & 12/2009
  • 3% cash or Maximum of 97% CLTV
  • No Late Payments for Mortgage Payment History
  • Consistent employment history must be established
  • Credible income to afford paying the new mortgage payment.

Where do I find an FHA approved lender?
To find an FHA and HUD approved lender, check out HUD-approved lenders. Submit the information regarding what state and area you live in and you will find a list of lenders in your vicinity.

 

Resource Tools

Refinancing Calculator
Analyze the benefits of refinancing. Get help calculating the monthly payment and discover the net interest savings. It will also calculate how many months it will take to get a return on investments for the mortgage loan costs.

Best Time to Refinance
How to Refinance a Mortgage

When to Refinance a Home


Find the best loan in your state

Take advantage of our expanded FHA home refinancing and benefit from our experience with Secure home refinancing loans.

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Additional Refinancing Pages:
FHA Home Loan | 203K FHA Home Improvement Loans | FHA Streamline Refinance | 100% Refinancing | Bad Credit Refinance | FHA Mortgage Loans for Fair Credit Refinancing | FHA Refinance | 85% Cash Out FHA Refinance Loans | FHA Mortgage Loan State Guidelines | FHA Rates | Streamline Refinance | FHA Loan Requirements
Other Popular FHA Mortgage Loans:
FHA Refinance | 95% FHA Cash Refinance Loans | 97% FHA Refinance Loans | FHA Mortgage Rate Refinance | FHA Streamline Refinance
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2011, Nationwide Mortgage Loans, BDnationwidemortgage.com. All rights reserved. Do not duplicate in any form.