85% Cash Out with FHA Refinance Loans for Bad Credit
Payment Relief for Homeowners with Late Mortgage Payments

Recently, our mortgage lenders introduced new FHA refinance loans with low rate cash out options for people with bad credit scores up to 85% Loan to Value. Whether you have collections or multiple late payments being reported by the credit bureaus, we may be able to get you approved for a great loan if we can document a willingness and ability to repay the mortgage back.

Refinance and Pay off your Chapter 13 Bankruptcy. Are you a homeowner who is struggling with an ARM payment you can't afford? Government lending may be right direction for trusting your home financing. FHA refinance loans have helped thousands of homeowners with less than perfect credit convert their variable interest rate loans into a competitive mortgage rate fixed for 30 years. 85% Cash Refinancing is more forgiving of derogatory credit and collections.

Ask your FHA specialist about your qualifications and the potential benefits available for refinancing into a 30-year FHA mortgage loan that provides an affordable monthly payment with no pre-payment penalty.

FHA home refinancing is an excellent way to retire your adjustable rate mortgage for good. FHA enables homeowners with bad credit a new opportunity to refinance with an aggressive interest rate and less equity is required than conventional loans. Our FHA mortgage lenders can help you understand the qualification process for 85% cash out loans.

FHA mortgage insurance is tax deductible and in most cases the monthly MI payments are much less than the standard PMI you may be more familiar with.