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Utah FHA Mortgage Loan Limits
Many Utah homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $729,050 in designated high cost areas. Financial experts suggest refinancing 1st and 2nd mortgages together to save thousands of dollars a year simply by combining both loans into one mortgage with better terms. Refinancing in the Salt Lake City area has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Utah mortgage maximum limits for 2008 and the loan changes can be seen below by county.

MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
VERNAL, UT (MICRO) |
UINTAH |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
PRICE, UT (MICRO) |
CARBON |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BRIGHAM CITY , UT (MICRO) |
BOX ELDER |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
HEBER, UT (MICRO) |
WASATCH |
UT |
$431,250 |
$552,050 |
$667,350 |
$829,350 |
CEDAR CITY , UT (MICRO) |
IRON |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
LOGAN , UT -ID (MSA) |
CACHE |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ST. GEORGE , UT (MSA) |
WASHINGTON |
UT |
$372,500 |
$476,850 |
$576,400 |
$716,350 |
SALT LAKE CITY , UT (MSA) |
SUMMIT |
UT |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SALT LAKE CITY , UT (MSA) |
TOOELE |
UT |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SALT LAKE CITY , UT (MSA) |
SALT LAKE |
UT |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NON-METRO |
KANE |
UT |
$383,750 |
$491,250 |
$593,800 |
$738,000 |
NON-METRO |
RICH |
UT |
$286,250 |
$366,450 |
$442,950 |
$550,450 |
NON-METRO |
EMERY |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
GRAND |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
PIUTE |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WAYNE |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
BEAVER |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
SEVIER |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
DAGGETT |
UT |
$292,500 |
$374,450 |
$452,600 |
$562,500 |
NON-METRO |
MILLARD |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
SANPETE |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
DUCHESNE |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
GARFIELD |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
SAN JUAN |
UT |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
OGDEN-CLEARFIELD , UT (MSA) |
DAVIS |
UT |
$397,500 |
$508,850 |
$615,100 |
$764,400 |
OGDEN-CLEARFIELD , UT (MSA) |
WEBER |
UT |
$397,500 |
$508,850 |
$615,100 |
$764,400 |
OGDEN-CLEARFIELD , UT (MSA) |
MORGAN |
UT |
$397,500 |
$508,850 |
$615,100 |
$764,400 |
PROVO-OREM , UT (MSA) |
JUAB |
UT |
$323,750 |
$414,450 |
$500,950 |
$622,600 |
PROVO-OREM , UT (MSA) |
UTAH |
UT |
$323,750 |
$414,450 |
$500,950 |
$622,600 |
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