Many Texas homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $271,050 in designated high cost areas. Home refinancing has never been easier with cash out loans available up to 95% for qualified borrowers. For fair or less than perfect credit, consider getting cash out with a FHA home refinance loan that requires very little equity.
Our FHA mortgage lenders are in a position to offer deeper discounts with lower interest rates across the board for 15 and 30-year amortizations schedules. The Housing of Urban Development raised the Texas mortgage maximum limits for 2008 and the loan changes can be seen below by county.
MSA Name
County Name
State
One-Family
Two-Family
Three-Family
Four-Family
BAY CITY , TX (MICRO)
MATAGORDA
TX
$271,050
$347,000
$419,400
$521,250
LAREDO , TX (MSA)
WEBB
TX
$271,050
$347,000
$419,400
$521,250
LONGVIEW , TX (MSA)
RUSK
TX
$271,050
$347,000
$419,400
$521,250
LONGVIEW , TX (MSA)
GREGG
TX
$271,050
$347,000
$419,400
$521,250
LONGVIEW , TX (MSA)
UPSHUR
TX
$271,050
$347,000
$419,400
$521,250
TYLER , TX (MSA)
SMITH
TX
$271,050
$347,000
$419,400
$521,250
LEVELLAND , TX (MICRO)
HOCKLEY
TX
$271,050
$347,000
$419,400
$521,250
RAYMONDVILLE , TX (MICRO)
WILLACY
TX
$271,050
$347,000
$419,400
$521,250
WACO , TX (MSA)
MCLENNAN
TX
$271,050
$347,000
$419,400
$521,250
WICHITA FALLS , TX (MSA)
CLAY
TX
$271,050
$347,000
$419,400
$521,250
WICHITA FALLS , TX (MSA)
ARCHER
TX
$271,050
$347,000
$419,400
$521,250
WICHITA FALLS , TX (MSA)
WICHITA
TX
$271,050
$347,000
$419,400
$521,250
LUFKIN , TX (MICRO)
ANGELINA
TX
$271,050
$347,000
$419,400
$521,250
UVALDE , TX (MICRO)
UVALDE
TX
$271,050
$347,000
$419,400
$521,250
HUNTSVILLE , TX (MICRO)
WALKER
TX
$271,050
$347,000
$419,400
$521,250
SHERMAN-DENISON , TX (MSA)
GRAYSON
TX
$271,050
$347,000
$419,400
$521,250
NACOGDOCHES , TX (MICRO)
NACOGDOCHES
TX
$271,050
$347,000
$419,400
$521,250
PAMPA , TX (MICRO)
GRAY
TX
$271,050
$347,000
$419,400
$521,250
PAMPA , TX (MICRO)
ROBERTS
TX
$271,050
$347,000
$419,400
$521,250
HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)
AUSTIN
TX
$271,050
$347,000
$419,400
$521,250
HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)
HARRIS
TX
$271,050
$347,000
$419,400
$521,250
HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)
WALLER
TX
$271,050
$347,000
$419,400
$521,250
HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)
LIBERTY
TX
$271,050
$347,000
$419,400
$521,250
HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)
BRAZORIA
TX
$271,050
$347,000
$419,400
$521,250
HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)
CHAMBERS
TX
$271,050
$347,000
$419,400
$521,250
HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)
FORT BEND
TX
$271,050
$347,000
$419,400
$521,250
HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)
GALVESTON
TX
$271,050
$347,000
$419,400
$521,250
HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)
MONTGOMERY
TX
$271,050
$347,000
$419,400
$521,250
HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)
SAN JACINTO
TX
$271,050
$347,000
$419,400
$521,250
VERNON , TX (MICRO)
WILBARGER
TX
$271,050
$347,000
$419,400
$521,250
LAMESA , TX (MICRO)
DAWSON
TX
$271,050
$347,000
$419,400
$521,250
SULPHUR SPRINGS , TX (MICRO)
HOPKINS
TX
$271,050
$347,000
$419,400
$521,250
GAINESVILLE , TX (MICRO)
COOKE
TX
$271,050
$347,000
$419,400
$521,250
MCALLEN-EDINBURG-MISSION , TX (MSA)
HIDALGO
TX
$271,050
$347,000
$419,400
$521,250
BROWNSVILLE-HARLINGEN , TX (MSA)
CAMERON
TX
$271,050
$347,000
$419,400
$521,250
DUMAS, TX (MICRO)
MOORE
TX
$271,050
$347,000
$419,400
$521,250
BEAUMONT-PORT ARTHUR, TX (MSA)
HARDIN
TX
$271,050
$347,000
$419,400
$521,250
BEAUMONT-PORT ARTHUR, TX (MSA)
ORANGE
TX
$271,050
$347,000
$419,400
$521,250
BEAUMONT-PORT ARTHUR, TX (MSA)
JEFFERSON
TX
$271,050
$347,000
$419,400
$521,250
BORGER , TX (MICRO)
HUTCHINSON
TX
$271,050
$347,000
$419,400
$521,250
KERRVILLE , TX (MICRO)
KERR
TX
$271,050
$347,000
$419,400
$521,250
AMARILLO , TX (MSA)
CARSON
TX
$271,050
$347,000
$419,400
$521,250
AMARILLO , TX (MSA)
POTTER
TX
$271,050
$347,000
$419,400
$521,250
AMARILLO , TX (MSA)
RANDALL
TX
$271,050
$347,000
$419,400
$521,250
AMARILLO , TX (MSA)
ARMSTRONG
TX
$271,050
$347,000
$419,400
$521,250
EL PASO , TX (MSA)
EL PASO
TX
$271,050
$347,000
$419,400
$521,250
EAGLE PASS , TX (MICRO)
MAVERICK
TX
$271,050
$347,000
$419,400
$521,250
ALICE , TX (MICRO)
JIM WELLS
TX
$271,050
$347,000
$419,400
$521,250
KINGSVILLE , TX (MICRO)
KENEDY
TX
$271,050
$347,000
$419,400
$521,250
KINGSVILLE , TX (MICRO)
KLEBERG
TX
$271,050
$347,000
$419,400
$521,250
Podcast: Loan Talk "Refinancing with FHA Mortgage Loans"
Press Play To Hear Podcast
Nationwide Mortgage Loans rolls out new refinance loans with FHA Mortgage Programs that allow higher home loan limits with additional cash out options for refinancing to 95%.
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How does a fixed rate 1st mortgage compare to a variable rate mortgage or an interest only home loan?