Texas FHA Mortgage Loan Limits

Many Texas homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $271,050 in designated high cost areas. Home refinancing has never been easier with cash out loans available up to 95% for qualified borrowers. For fair or less than perfect credit, consider getting cash out with a FHA home refinance loan that requires very little equity.

Our FHA mortgage lenders are in a position to offer deeper discounts with lower interest rates across the board for 15 and 30-year amortizations schedules. The Housing of Urban Development raised the Texas mortgage maximum limits for 2008 and the loan changes can be seen below by county.

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

BAY CITY , TX (MICRO)

MATAGORDA

TX

$271,050

$347,000

$419,400

$521,250

LAREDO , TX (MSA)

WEBB

TX

$271,050

$347,000

$419,400

$521,250

LONGVIEW , TX (MSA)

RUSK

TX

$271,050

$347,000

$419,400

$521,250

LONGVIEW , TX (MSA)

GREGG

TX

$271,050

$347,000

$419,400

$521,250

LONGVIEW , TX (MSA)

UPSHUR

TX

$271,050

$347,000

$419,400

$521,250

TYLER , TX (MSA)

SMITH

TX

$271,050

$347,000

$419,400

$521,250

LEVELLAND , TX (MICRO)

HOCKLEY

TX

$271,050

$347,000

$419,400

$521,250

RAYMONDVILLE , TX (MICRO)

WILLACY

TX

$271,050

$347,000

$419,400

$521,250

WACO , TX (MSA)

MCLENNAN

TX

$271,050

$347,000

$419,400

$521,250

WICHITA FALLS , TX (MSA)

CLAY

TX

$271,050

$347,000

$419,400

$521,250

WICHITA FALLS , TX (MSA)

ARCHER

TX

$271,050

$347,000

$419,400

$521,250

WICHITA FALLS , TX (MSA)

WICHITA

TX

$271,050

$347,000

$419,400

$521,250

LUFKIN , TX (MICRO)

ANGELINA

TX

$271,050

$347,000

$419,400

$521,250

UVALDE , TX (MICRO)

UVALDE

TX

$271,050

$347,000

$419,400

$521,250

HUNTSVILLE , TX (MICRO)

WALKER

TX

$271,050

$347,000

$419,400

$521,250

SHERMAN-DENISON , TX (MSA)

GRAYSON

TX

$271,050

$347,000

$419,400

$521,250

NACOGDOCHES , TX (MICRO)

NACOGDOCHES

TX

$271,050

$347,000

$419,400

$521,250

PAMPA , TX (MICRO)

GRAY

TX

$271,050

$347,000

$419,400

$521,250

PAMPA , TX (MICRO)

ROBERTS

TX

$271,050

$347,000

$419,400

$521,250

HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)

AUSTIN

TX

$271,050

$347,000

$419,400

$521,250

HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)

HARRIS

TX

$271,050

$347,000

$419,400

$521,250

HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)

WALLER

TX

$271,050

$347,000

$419,400

$521,250

HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)

LIBERTY

TX

$271,050

$347,000

$419,400

$521,250

HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)

BRAZORIA

TX

$271,050

$347,000

$419,400

$521,250

HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)

CHAMBERS

TX

$271,050

$347,000

$419,400

$521,250

HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)

FORT BEND

TX

$271,050

$347,000

$419,400

$521,250

HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)

GALVESTON

TX

$271,050

$347,000

$419,400

$521,250

HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)

MONTGOMERY

TX

$271,050

$347,000

$419,400

$521,250

HOUSTON-SUGAR LAND-BAYTOWN, TX (MSA)

SAN JACINTO

TX

$271,050

$347,000

$419,400

$521,250

VERNON , TX (MICRO)

WILBARGER

TX

$271,050

$347,000

$419,400

$521,250

LAMESA , TX (MICRO)

DAWSON

TX

$271,050

$347,000

$419,400

$521,250

SULPHUR SPRINGS , TX (MICRO)

HOPKINS

TX

$271,050

$347,000

$419,400

$521,250

GAINESVILLE , TX (MICRO)

COOKE

TX

$271,050

$347,000

$419,400

$521,250

MCALLEN-EDINBURG-MISSION , TX (MSA)

HIDALGO

TX

$271,050

$347,000

$419,400

$521,250

BROWNSVILLE-HARLINGEN , TX (MSA)

CAMERON

TX

$271,050

$347,000

$419,400

$521,250

DUMAS, TX (MICRO)

MOORE

TX

$271,050

$347,000

$419,400

$521,250

BEAUMONT-PORT ARTHUR, TX (MSA)

HARDIN

TX

$271,050

$347,000

$419,400

$521,250

BEAUMONT-PORT ARTHUR, TX (MSA)

ORANGE

TX

$271,050

$347,000

$419,400

$521,250

BEAUMONT-PORT ARTHUR, TX (MSA)

JEFFERSON

TX

$271,050

$347,000

$419,400

$521,250

BORGER , TX (MICRO)

HUTCHINSON

TX

$271,050

$347,000

$419,400

$521,250

KERRVILLE , TX (MICRO)

KERR

TX

$271,050

$347,000

$419,400

$521,250

AMARILLO , TX (MSA)

CARSON

TX

$271,050

$347,000

$419,400

$521,250

AMARILLO , TX (MSA)

POTTER

TX

$271,050

$347,000

$419,400

$521,250

AMARILLO , TX (MSA)

RANDALL

TX

$271,050

$347,000

$419,400

$521,250

AMARILLO , TX (MSA)

ARMSTRONG

TX

$271,050

$347,000

$419,400

$521,250

EL PASO , TX (MSA)

EL PASO

TX

$271,050

$347,000

$419,400

$521,250

EAGLE PASS , TX (MICRO)

MAVERICK

TX

$271,050

$347,000

$419,400

$521,250

ALICE , TX (MICRO)

JIM WELLS

TX

$271,050

$347,000

$419,400

$521,250

KINGSVILLE , TX (MICRO)

KENEDY

TX

$271,050

$347,000

$419,400

$521,250

KINGSVILLE , TX (MICRO)

KLEBERG

TX

$271,050

$347,000

$419,400

$521,250


 

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Nationwide Mortgage Loans rolls out new refinance loans with FHA Mortgage Programs that allow higher home loan limits with additional cash out options for refinancing to 95%.


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