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New Jersey FHA Mortgage Loan Limits
New Jersey homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $729,050 in designated high cost areas. Nationwide continues to provide Americans homeowners with cost effective home loans. Refinancing your home has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the New Jersey mortgage maximum limits for 2008 and the loan changes can be seen below by county.
MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
EDISON , NJ METROPOLITAN |
OCEAN |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
EDISON |
MONMOUTH |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
EDISON |
SOMERSET |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
EDISON |
MIDDLESEX |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NEW YORK-WHITE PLAINS- WAYNE , NY -NJ METRO |
BERGEN |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NEW YORK-WHITE PLAINS- WAYNE , NY -NJ METRO |
HUDSON |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NEW YORK-WHITE PLAINS- WAYNE , NY -NJ METRO |
PASSAIC |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NEWARK-UNION |
ESSEX |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NEWARK-UNION |
UNION |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NEWARK-UNION |
MORRIS |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NEWARK-UNION , NJ- |
SUSSEX |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NEWARK-UNION , NJ -PA METROPOLITAN |
HUNTERDON |
NJ |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
OCEAN CITY , NJ |
CAPE MAY |
NJ |
$487,500 |
$624,100 |
$754,350 |
$937,500 |
ATLANTIC CITY |
ATLANTIC |
NJ |
$453,750 |
$580,850 |
$702,150 |
$872,600 |
CAMDEN |
CAMDEN |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
CAMDEN |
BURLINGTON |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
CAMDEN |
GLOUCESTER |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
WILMINGTON, DE-MD-NJ |
SALEM |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
TRENTON-EWING |
MERCER |
NJ |
$440,000 |
$563,250 |
$680,850 |
$846,150 |
VINELAND-MILLVILLE-BRIDGETON , NJ |
CUMBERLAND |
NJ |
$405,000 |
$518,450 |
$626,700 |
$778,850 |
ALLENTOWN-BETHLEHEM-EASTON , PA -NJ |
WARREN |
NJ |
$402,500 |
$515,250 |
$622,850 |
$774,050 |
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