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Nevada FHA Mortgage Loan Limits
Thousands of Nevada homeowners should benefit from the new increased FHA mortgage loan limits with fixed rate refinance loans up to $468,750 in designated high cost areas. Refinance your 1st and 2nd Mortgage together for one low payment with a reduced rate mortgage that carries a fixed rate for 30 years. Home refinancing has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Nevada mortgage maximum limits for 2008 and the loan changes can be seen below by county.

MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
FERNLEY , NV (MICRO) |
LYON |
NV |
$331,250 |
$424,050 |
$512,600 |
$637,000 |
GARDNERVILLE RANCHOS, NV (MICRO) |
DOUGLAS |
NV |
$468,750 |
$600,100 |
$725,350 |
$901,450 |
CARSON CITY , NV (MSA) |
CARSON CITY |
NV |
$398,750 |
$510,450 |
$617,050 |
$766,850 |
PAHRUMP , NV (MICRO) |
NYE |
NV |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
LAS VEGAS-PARADISE, NV (MSA) |
CLARK |
NV |
$400,000 |
$512,050 |
$618,950 |
$769,250 |
NON-METRO |
LANDER |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
LINCOLN |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
MINERAL |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
HUMBOLDT |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
PERSHING |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
ESMERALDA |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WHITE PINE |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FALLON , NV (MICRO) |
CHURCHILL |
NV |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
RENO-SPARKS , NV (MSA) |
STOREY |
NV |
$403,750 |
$516,850 |
$624,750 |
$776,450 |
RENO-SPARKS , NV (MSA) |
WASHOE |
NV |
$403,750 |
$516,850 |
$624,750 |
$776,450 |
ELKO , NV (MICRO) |
ELKO |
NV |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
ELKO , NV (MICRO) |
EUREKA |
NV |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
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