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Minnesota FHA Mortgage Loan Limits
Minnesota homeowners will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $296,250 in designated high cost areas. Home refinancing has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Minnesota mortgage maximum limits for 2008 and the loan changes can be seen below by county.
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Top Five Reasons Why People Refinance
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| If mortgage rates have dropped since you purchased your home, or if you choose a lower-rate adjustable mortgage, refinancing will lower your monthly payment, allowing you to save, spend or invest more money each month. |
MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
FARGO , ND-MN |
CLAY |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DULUTH , MN-WI |
CARLTON |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DULUTH , MN -WI (MSA) |
ST. LOUIS |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FARIBAULT-NORTHFIELD , MN |
RICE |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
WAHPETON, ND-MN |
WILKIN |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALEXANDRIA , MN |
DOUGLAS |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BRAINERD , MN |
CASS |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BRAINERD , MN (MICRO) |
CROW WING |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
OWATONNA , MN (MICRO) |
STEELE |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
AUSTIN , MN (MICRO) |
MOWER |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FAIRMONT , MN (MICRO) |
MARTIN |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ST. CLOUD, MN (MSA) |
BENTON |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ST. CLOUD, MN (MSA) |
STEARNS |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BEMIDJI , MN (MICRO) |
BELTRAMI |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MANKATO-NORTH MANKATO , MN |
NICOLLET |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MANKATO-NORTH MANKATO , MN |
BLUE EARTH |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MARSHALL , MN (MICRO) |
LYON |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ROCHESTER , MN (MSA) |
DODGE |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ROCHESTER , MN (MSA) |
OLMSTED |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ROCHESTER , MN (MSA) |
WABASHA |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
GRAND FORKS , ND -MN (MSA) |
POLK |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
HUTCHINSON , MN (MICRO) |
MCLEOD |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
COOK |
MN |
$296,250 |
$379,250 |
$458,400 |
$569,700 |
NON-METRO |
LAKE |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
PINE |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
POPE |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
ROCK |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
TODD |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
GRANT |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
SWIFT |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
AITKIN |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
BECKER |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
ITASCA |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
MEEKER |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
MURRAY |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
NORMAN |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
ROSEAU |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
SIBLEY |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WADENA |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WASECA |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
HUBBARD |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
JACKSON |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
KANABEC |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
KITTSON |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
LINCOLN |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
REDWOOD |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
STEVENS |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
CHIPPEWA |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
FILLMORE |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
LE SUEUR |
MN |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
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| Resource Tools |
ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?
Find the best loan in your state
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| Client Testimonials |
"After spinning our wheels with mortgage brokers online, it was nice to find a lender that met our needs with a low rate refinance that even gave us cash back. Thanks for all your help!"
– The Cassidy Family
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