Thousands of homeowners residing in Georgia will benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $346,250 in designated high cost areas. According to our FHA lenders in Georgia, refinancing loan applications have risen significantly because of the flexibility that FHA allows with bad credit. Borrowers continue to request cash out options that are available up to 95% for qualified borrowers.
FHA mortgage rates have dropped to historic low levels, as the Federal Reserve continues to drop key interest rates in an effort to fight off the foreclosure epidemic that continues to hinder the U.S. economy. The Housing of Urban Development raised the Georgia mortgage maximum limits for 2008 and the loan changes can be seen below by county.
MSA Name
County Name
State
One-Family
Two-Family
Three-Family
Four-Family
ALBANY
LEE
GA
$271,050
$347,000
$419,400
$521,250
ALBANY
BAKER
GA
$271,050
$347,000
$419,400
$521,250
ALBANY
WORTH
GA
$271,050
$347,000
$419,400
$521,250
ALBANY
TERRELL
GA
$271,050
$347,000
$419,400
$521,250
ALBANY
DOUGHERTY
GA
$271,050
$347,000
$419,400
$521,250
ST. MARYS
CAMDEN
GA
$271,050
$347,000
$419,400
$521,250
THOMASTON
UPSON
GA
$271,050
$347,000
$419,400
$521,250
MILLEDGEVILLE
BALDWIN
GA
$271,050
$347,000
$419,400
$521,250
MILLEDGEVILLE
HANCOCK
GA
$271,050
$347,000
$419,400
$521,250
ATLANTA-SANDY SPRINGS-MARIETTA
COBB
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
PIKE
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
BUTTS
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
HEARD
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
HENRY
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
LAMAR
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
BARROW
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
BARTOW
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
COWETA
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
DAWSON
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
DEKALB
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
FULTON
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
JASPER
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
NEWTON
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
WALTON
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
CARROLL
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
CLAYTON
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
DOUGLAS
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
FAYETTE
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
FORSYTH
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
PICKENS
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
CHEROKEE
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
GWINNETT
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
HARALSON
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETT
PAULDING
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
ROCKDALE
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
SPALDING
GA
$346,250
$443,250
$535,800
$665,850
ATLANTA-SANDY SPRINGS-MARIETTA
MERIWETHER
GA
$346,250
$443,250
$535,800
$665,850
CORNELIA
HABERSHAM
GA
$271,050
$347,000
$419,400
$521,250
GAINESVILLE
HALL
GA
$271,050
$347,000
$419,400
$521,250
CALHOUN,
GORDON
GA
$271,050
$347,000
$419,400
$521,250
JESUP,
WAYNE
GA
$271,050
$347,000
$419,400
$521,250
STATESBORO
BULLOCH
GA
$271,050
$347,000
$419,400
$521,250
THOMASVILLE
THOMAS
GA
$271,050
$347,000
$419,400
$521,250
WAYCROSS
WARE
GA
$271,050
$347,000
$419,400
$521,250
WAYCROSS
PIERCE
GA
$271,050
$347,000
$419,400
$521,250
COLUMBUS
HARRIS
GA
$271,050
$347,000
$419,400
$521,250
COLUMBUS
MARION
GA
$271,050
$347,000
$419,400
$521,250
COLUMBUS
MUSCOGEE
GA
$271,050
$347,000
$419,400
$521,250
COLUMBUS
CHATTAHOOCHEE
GA
$271,050
$347,000
$419,400
$521,250
FITZGERALD
IRWIN
GA
$271,050
$347,000
$419,400
$521,250
Podcast: Loan Talk "Refinancing with FHA Mortgage Loans"
Press Play To Hear Podcast
Nationwide Mortgage Loans rolls out new refinance loans with FHA Mortgage Programs that allow higher home loan limits with additional cash out options for refinancing to 95%.
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