100% Mortgage Refinancing
Refinance Loans with No Equity Financing

100% Mortgage Refinancing is available with VA refinance loans, FHA streamline financing & loan modifications to help homeowners get lower rates to avoid foreclosure. The traditional FHA loan refinancing is available to 96.5%, but the FHA short refinance enables borrowers to refinance above 100% with a principal reduction as well. VA refinancing is the only 100% refinance loan left. Nationwide gives their borrowers a one hundred percent effort by providing high LTV refinancing with 100% 1st mortgages and home equity loans for when you need to borrow up to the value of your home for cash out and debt consolidation options.

Having Trouble Qualifying for a Fixed Refinance or Loan Modifications? Nationwide has 100% refinancing solutions for all types of borrowers. Our lenders compare over 100 refinancing programs nationally in an effort to maximize the best rates to meet your financing needs.

Preferred Loan Type Select ---------------> Mortgage Refinance Cash Out Refinance Home Equity New Home Purchase Property Type Select One-----------> Single-Family Detached Condominium Cooperative Multi-Family Dwelling Modular Mobile Home Manufactured Home Property Value Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 Over 800,000 Credit Rating Select ---------------> Excellent Good Fair Poor What's your credit score? Click HERE to find out now!

Due to secondary market conditions, the 110% 1st mortgage has been put on hold until to market conditions improve. VA mortgage refinancing has become popular with military veterans and FHA refinancing loans allow rate and term refinancing to 97% and cash out options to 95%. In most cases, the FHA and VA streamline does not require a formal appraisal, so underwater consumers may still qualify for 100% refinance with no equity.

VA Refinance Loans to 100%

Never before have borrowers been able to refinance their mortgages to one hundred percent with one loan in first position. The VA refinance allows veterans to refinance 100% of the existing VA mortgage and 90% if they want cash out. VA streamline refinancing does not even require an appraisal and VA rates are very low! FHA mortgage refinancing allows borrowers to refinance any conventional mortgage to 97% and if they need money financed in the new loans, FHA will accept home refinancing to 95%.

The recent sub-prime melt-down has dramatically affected home lending, but this is still a good time for high LTV home equity lending, because our underwriting departments still offer no equity products so homeowners can borrow more than their home is worth. If you presently have an adjustable rate first mortgage, we can help you combine and refinance your second mortgage together into one loan with a fixed rate amortization. Choose from 80, 90 and 100% first and second mortgage combination loans or the all in one refinance loan to 100%.

Useful Refinance Tips from the 100% Mortgage Experts

Both 97% FHA Refinance and 100% VA loan options offer options to have mortgage insurance with or without your new mortgage loan. Private mortgage insurance is now tax deductible. Mortgage refinancing has never been offered at such a low interest rate with options that allow you to consolidate credit card debt while tapping additional funds for making home repairs or renovation. Ask a friendly loan officer at Nationwide for more details about these amazing 100% refinance loans that are helping borrowers save thousands of dollars a year. Credit score requirements range from 640-800 depending upon disposable income, debt to income ratios and job stability. 97% : Combine your first and second mortgages together for one low payment. - Mortgage guidelines have changed, but you can still borrow up to 97% of your homes' current appraised value. Choose from fixed or Hybrid ARM interest rates with fixed terms for 3 - 30 years. Lower mortgage payments Refinance existing 1st or 2nd mortgage Pay off credit card debt with your mortgage Subordinate with 100% financing solutions

Apply for a VA Loan and learn how easy refinancing to 100% can be.

100% Refinance Mortgages up to $650,000- Get a Free Quote

125% Second Mortgage: Lower your monthly payments and reduce the interest rates of credit cards. If you don't want to refinance your existing mortgage, this is a great option to consolidate debt. 125% Second Loans up to $200,000 - This popular no equity loan program has been placed on hold until market conditions ease up.