Washington Mortgage Loans

It is no secret that rates for home buying and refinancing in Washington are at record lows, but finance programs this affordable will not last forever. Our Washington mortgage lenders provide local incentives for low rate refinance, FHA home loans with fixed rate offers. Homeowners residing in Washington benefit with discount mortgage rates for adjustable refinancing and home equity loans with reduced and no cost loan offers. Borrowers continue to refinance with fixed rate mortgages that lock in fixed payment and interest with cash out features available with our FHA, VA, conforming and home equity loans offered exclusively to Pacific North West residents. Homeowners in Washington have been migrating towards fixed rate home financing. Washington homeowners continue to take advantage of the special incentives offered to qualified residents in the state.

Low Rate Home Loan Offers from Top Washington Mortgage Lenders

Since the subprime mortgage crash a few years ago, FHA, VA, Fannie Mae and Freddie Mac sponsored mortgage loans have been all the rage for borrowers who need a low rate refinance. Jumbo home mortgage have been difficult to find for borrowers residing in Washington, Oregon and California. Washington loan limits have finally been approved with increases from $271,050 to $567,500. Get more info and current pricing from our Washington Mortgage Lenders now.

Washington Mortgage Limits Remain High for FHA, Fannie & Freddie

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

KENNEWICK-RICHLAND-PASCO , WA

BENTON

WA

$275,000

$352,050

$425,550

$528,850

ELLENSBURG , WA

KITTITAS

WA

$328,750

$420,850

$508,700

$632,200

YAKIMA , WA

YAKIMA

WA

$271,050

$347,000

$419,400

$521,250

MOUNT VERNON-ANACORTES ,

SKAGIT

WA

$373,750

$478,450

$578,350

$718,750

SPOKANE , WA

SPOKANE

WA

$271,050

$347,000

$419,400

$521,250

BELLINGHAM ,

WHATCOM

WA

$375,000

$480,050

$580,300

$721,150

MOSES LAKE ,

GRANT

WA

$271,050

$347,000

$419,400

$521,250

OLYMPIA , WA

THURSTON

WA

$361,250

$462,450

$559,000

$694,700

PORT ANGELES,

CLALLAM

WA

$383,750

$491,250

$593,800

$738,000

SEATTLE-BELLEVUE-EVERETT , WA

KING

WA

$567,500

$726,500

$878,150

$1,091,350

SEATTLE-BELLEVUE-EVERETT , WA

SNOHOMISH

WA

$567,500

$726,500

$878,150

$1,091,350

TACOMA , WA

PIERCE

WA

$567,500

$726,500

$878,150

$1,091,350

WENATCHEE ,

DOUGLAS

WA

$323,750

$414,450

$500,950

$622,600

OAK HARBOR ,

ISLAND

WA

$381,250

$488,050

$589,950

$733,150

SHELTON , WA

MASON

WA

$310,000

$396,850

$479,700

$596,150

PORTLAND-VANCOUVER-BEAVERTON,

CLARK

WA

$418,750

$536,050

$648,000

$805,300

PORTLAND-VANCOUVER-BEAVERTON,

SKAMANIA

WA

$418,750

$536,050

$648,000

$805,300

PULLMAN , WA

WHITMAN

WA

$271,050

$347,000

$419,400

$521,250


BD Nationwide Mortgage offers a variety of Washington mortgage programs such as, home purchase loans, home equity mortgages, HARP refinances and debt consolidation loans with fixed interest rates for homeowners.

  • Stated Income, No Assets/No Reserves to 95% (Home Purchase or Refinance)
  • Full Document Refinancing for Fico Scores 525 - 600
  • 100% One Mortgage, Full Documentation up to $600,000 in WA (Purchase and Refinancing)
  • Full Doc Non-Owner-Occupied properties
Washington Mortgage
Many Washington homeowners are finding better ways to consolidate their credit card debt by refinancing their existing loan or taking out a 2nd mortgage.

Local Tips From The Underwriting Mortgage Pros: Did you know that you can qualify for a zero down loan and not have perfect credit? Many subprime lenders are offering programs for first time homebuyers and the traditional 20% down is not required. - K. Hinkley, Washington Mortgage Broker at WA Home Equity inc.

What "points" and fees are associated with this loan and being charged? Find out if the fees are being charged to you up front when the loan closes or if these loan fees will be added to principal balance of the new loan. Remember that every point charged equates to (see lender) of the mortgage loan amount. Make sure you have evaluated the costs, interest rate and terms for the loan to determine if the loan offers you significant benefits like, lower monthly payments, reduced interest rates, etc.

Lending Assistance For Washington Consumers

State of Washington Advice for Predatory Lending - Online publication that explains what predatory lending is and how to spot a predatory loan.
dfi.wa.gov/consumers/education/predatory_lending.htm

Radio: Tips for Borrowing Wisely >>MP3 File - Financing advice from the Washington State Department of Financial Institutions that reminds you to borrow wisely.
dfi.wa.gov/consumers/audio/Ernestine & Jeanie 60.mp3

WA State Facts: Washington Homeownership Rate 64.6%

For more information please visit commerce.gov/states/washingtonstate.html

Facts from The Mortgage Broker Practices Act

"The legislature finds and declares that the brokering of residential real estate loans substantially affects the public interest. The practices of mortgage brokers and loan originators have had significant impact on the citizens of the state and the banking & real estate industries."

For more information, please visit wamb.org

 

Resource Tools

Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of 4 types of loans.


Free Finance Guides & Helpful Consumer Reports
Equity Credit Line Fed Tips
Consumer Guide - Rate Locks
ARM Rate Mortgage- Guide

 

More Related Washington Pages:
Debt Consolidation Washington | Washington Mortgage Refinance | Washington Home Equity Rates | Washington Second Mortgage | State Guide Second Mortgages | State Guide Home Equity | FHA Home Refinance Loans in Washington | Texas Home Equity Loans | Why The FHA Home Loan Programs Are Safe | How Rising Home Mortgage Rates Could Affect The Housing Market | Will New FHA Mortgage Requirements Hinder Home Buying In 2014 | How Increased Mortgage Delinquencies Could Mean Higher Home Loan Rates | Mortgage Refinance Loans for Self Employed
Additional Mortgage Loan Pages:
Loan Specials | Adjustable Rate Refinance | Home Equity Refinance | Bad Credit Refinance | Bad Credit Home Loans | FHA Mortgage | How to Refinance a Mortgage | Home Loan Financing | Mortgage Refinancing | Second Mortgage Rates | HARP Refinance | How A Military Veteran Can Buy A Home With No Down Payment | FHA Rules For Gift Funds And Down Payments | How FHA Mortgages May Burden US Tax Payers | How FHA Financing Could Slow Housing Recovery | How to Know When to Refinance or Pre Pay Your Mortgage | Application for FHA Loan | Get Pre-Qualified for a FHA Mortgage | Down Payment Requirements on a FHA Loan | Pre-Approval Letter for a Home Loan with FHA | FHA Loan Qualification | CALHFA Down Payment Assistance for First Time Home Buyers in California | Mortgage Loans for First Time Home Buyers
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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2012 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved.