Washington Home Loan Rates
Refinance, Cash Out, Home Equity Refinancing
Check with Loan Officer for State Specific Pricing

Washington consumers enjoy low rate home refinance and equity loans with local specials for cash out refinancing and competitive credit lines.

Nationwide offers Washington homeowners local refinancing incentives with flexible HELOC's that provide cash to borrowers when they need it most. Our Washington lenders provide unique home equity offers with favorable refinancing loans with fixed or adjustable interest rates. We offer loans for Washington residents seeking cash or simple rate and term refinancing.


Call your Washington Account Executive and find out about the latest loan incentives by state.

We offer a wide variety of mortgage refinance loan programs for homeowners who need to access money, but prefer not to pay off their existing mortgage in the process. At this time, the sub-prime market is suffering, but prime rate FHA home loans are still available at affordable interest rates.

The guidelines for many of the programs are beginning to tighten, but we still offer low rate mortgages to 100% to qualified borrowers who have good credit scores and a healthy amount of disposable income each month.

Home equity products have been the most popular form of subordinate financing in the Pacific North West in 2007 and most forecasts indicate that 2008 and 2009 should be strong years for the home equity sector. Most experts believe the reason to be linked to the fact that fixed rates lower are actually lower than the adjustable rates of credit lines.


**Special Home Equity Incentives for Washington Homeowners Online**

Nationwide extending special loan incentives to Washington homeowners who are cashing in with a home equity loan or credit line. This is for refinance transactions only. 80-20 home loans do not qualify for this limited time promotion.

Nationwide is excited to offer residents in the Pacific Northwest reduced closing cost option that is offered to each qualified applicant who has a middle credit score over 680 and who 's CLTV does not exceed 95%.

When borrowers complete the loan request form online they will be contacted by one of our experienced loan professionals who will help them complete the application and update them about any new financing specials that may be applicable.

Washington homeowners save money with our No Point Home Equity Loans to Qualified Borrowers
Don't wait any longer, Call now to speak with a seasoned loan professional live. We offer a helpful consultation that includes a free loan quotes with no obligation.

New Washington Loan Limits for FHA, Fannie Mae and Freddie Mac home loans.

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

KENNEWICK-RICHLAND-PASCO

BENTON

WA

$275,000

$352,050

$425,550

$528,850

YAKIMA

YAKIMA

WA

$271,050

$347,000

$419,400

$521,250

SPOKANE

SPOKANE

WA

$271,050

$347,000

$419,400

$521,250

LONGVIEW

COWLITZ

WA

$271,050

$347,000

$419,400

$521,250

BELLINGHAM

WHATCOM

WA

$375,000

$480,050

$580,300

$721,150

CENTRALIA

LEWIS

WA

$271,050

$347,000

$419,400

$521,250

BREMERTON-SILVERDALE

KITSAP

WA

$475,000

$608,100

$735,050

$913,450

OLYMPIA

THURSTON

WA

$361,250

$462,450

$559,000

$694,700

PORT ANGELES

CLALLAM

WA

$383,750

$491,250

$593,800

$738,000

SEATTLE-BELLEVUE-EVERETT

KING

WA

$567,500

$726,500

$878,150

$1,091,350

SEATTLE-BELLEVUE-EVERETT

SNOHOMISH

WA

$567,500

$726,500

$878,150

$1,091,350

TACOMA

PIERCE

WA

$567,500

$726,500

$878,150

$1,091,350

WENATCHEE

DOUGLAS

WA

$323,750

$414,450

$500,950

$622,600

PORTLAND-VANCOUVER-BEAVERTON , OR -WA

CLARK

WA

$418,750

$536,050

$648,000

$805,300

PORTLAND-VANCOUVER-BEAVERTON , OR -WA

SKAMANIA

WA

$418,750

$536,050

$648,000

$805,300

PULLMAN

WHITMAN

WA

$271,050

$347,000

$419,400

$521,250


Washington Home Equity and Refinance Loan Applications Rise!

Washington 1st Refinancing to 100%

Fixed Second Mortgage Refinancing

Tax Deductible Second Mortgages

Low Rate Interest Only HELOC’s

Refinance with a Payment Option ARM

Home Equity Line of Credit - Take advantage of our home equity loans that offer either a fixed rate 2nd mortgage, or a flexible interest only home equity line of credit with prime adjustable rates. We now offer the fixed rate home equity credit lines that allow you to fix the rate for the first five years of the line. Another exclusive second mortgage feature available is the option to fix the rate of designated portions of the line. For example, if you have a $100,000 home equity line of credit, and you already used $40,000 of the line: You can choose to convert the used $40,000 of the equity line to a fixed rate second mortgage, and still keep the remaining $50,000 open as a revolving credit line. Get the best of both worlds with the peace of mind offered with a fixed rate-fixed payment second mortgage and the convenience of an open-end line of credit.

Whether you are purchasing a home in Seattle, Spokane or Tacoma we offer subordinate loans for purchase or refinance. If you need help with a "Zero Down" 80-20 combo loan, then you have found the right lending source.

Our loan team will help you finance new furniture, house improvements and they will show you a solution for consolidating high interest credit card debt. Nationwide offers many fixed rate solutions, that don't require you to refinance your first home loan. We offer competitive 2nd mortgages that will aid you in reducing your monthly expenses while returning you with significant savings.

Wouldn't you like to put more money in your pocket each month? Many of our second mortgage and refinance programs were created so people with less than perfect credit, can pay off debts, make improvements to their home, and offer access to additional funds for a multitude of reasons.

Before the rates get too high, Apply for a Fixed Rate Home Equity Loan. Stay online and complete one simple form and one of our experienced loan professionals will follow up with you shortly.

Relevant Washington Facts:
Pacific North-West Homeowners

Average home value for owner occupied primary residence, 2000: $168,300
Homeownership rate, 2000: 64.6%
Average household income, 1999: $45,776
Population,
2004 estimate: 6,203,788
% of people living in same home for 5+ years, 2000: 48.6%
Average commute time from home to work (minutes), 2000: 25.5

Get more info on negative equity loans in the state of Washington. >  Underwater Mortgage

* Loan terms are state and federal fee restrictions. Laws may vary per state.
Data source census.gov

 

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Additional Helpful Mortgage Loan Pages:
Adjustable Rate Refinance | Home Equity Refinance | Bad Credit Refinance | State Guide Second Mortgages | State Guide Home Equity Rates | FHA Home Refinance Loans in Washington | Home Equity Loan Credit | Home Equity Mortgage Loan Demand Soars
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved.