VA Mortgage Rates

Find Today's Lowest Interest Rates on VA Loans

We will help you meet lenders that provide the best VA rates available online for 30-year refinancing, new home purchase loans and the streamline rate. Get help shopping for discount interest rates for veterans seeking home-buying or refinance loans to ensure lower monthly payments with interest rate deductions. Veteran homeowners, who already have existing mortgages, may qualify for the popular VA streamline program. This is a refinance loan that cut their interest rate quickly with very little costs involved. Take advantage of our guaranteed best VA rates that have been reduced for military and veteran borrowers. The VA program offers low mortgage rates and aggressive lending criteria like 100% refinancing and no money down purchasing. We have helped thousands of military applicants become homeowners with our low VA interest rates. Complete the form below and you will find out what the best VA mortgage rates currently online!

Loan Type Select ---------------> Mortgage Refinance Cash Out Refinance Home Equity New Home Purchase Property Type Select One-----------> Single-Family Detached Condominium Cooperative Multi-Family Dwelling Modular Mobile Home Manufactured Home Property Value Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 Over 800,000 Credit Rating Select ---------------> Excellent Good Fair Poor

See If You Qualify for Low 30-Year VA Mortgage Rates that Guarantee Fixed Monthly Payments for the Life of the Loan

In some cases VA borrowers can lower their mortgage rate with no points and no fees being charged. Military home mortgages enable veterans to qualify for competitive interest rates even if they currently have low credit scores. The current VA mortgage rates are at record low levels, so recommend qualifying and locking in your home loan today to maximize the historic interest rates.

The VA mortgage is very unique in the lending industry because there is no down-payment required, no monthly mortgage insurance and today's VA interest rates are competitive with any other type of loan.

Record Low VA Home Refinancing Guaranteed for 30-Years

100% VA Mortgage Rates Zero Down Financing with VA Low Interest VA Home Buying 90% Cash Out Refinancing VA Streamline Refinance Refinance for Debt Consolidation Cash out for Home Repairs 30 Year Fixed VA Mortgage Rates Refinancing for All Types of Credit Combine 1st & 2nd Mortgage Rates Past Bankruptcy OK- Low Credit OK Current interest rates on VA home Loans have remained affordable for military housing.

Finance a Home with Zero Down & Build Equity How A Military Veteran Can Buy A Home With No Down Payment

Do you need to lower your mortgage payment with a fixed rate and get access to cash out, but suffer from a bad credit scores?

It is very common for Veterans to run into financial obstacles after leaving the service. Most veterans pay their credit card bills, car loans and mortgage payments in a timely manner, but sometimes unexpected expenses arise and force the borrower to be late on some of their debts. Unfortunately, when your credit card and loan payments fall behind more than thirty days, your credit score begins to plummet. In some cases, veterans were forced to refinance with a subprime loan that charged a higher adjustable interest rate and a significant pre-payment penalty. We can help veterans refinance out of their high rate ARM into a more affordable mortgage that guarantees a fixed rate for thirty years. Another benefit of work with our VA lenders is that we do not charge a pre-payment penalty for any type of VA home mortgage whether you are refinancing or buying a home for the first time.

Talk to a lender at no cost and ask for more details on the home loan with no credit check. If everything sounds good, then you can move forward and complete a formal loan application that will consider your credit profile.

VA Loan Rates, Streamline or Purchase with Fixed 15-Year Rates

What is a Certificate of Eligibility? The Veterans Administration uses Form 26-1880 which is called a certificate of eligibility. This form determines the eligibility for participation in the VA mortgage loan program. Complete a VA Form 26-1880, Request for a Certificate of Eligibility: You can apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits, to the Winston-Salem Eligibility Center, along with proof of military service. In some cases it may be possible for VA to establish eligibility without your proof of service. However, to avoid any possible delays, it's best to provide such evidence. How does my VA lender get my Certificate of Eligibility? Approved lenders can help you get your certificate of eligibility through the automated certificate of eligibility. Get quotes from VA mortgage lenders that provide competitive VA mortgages to our automated system. This web based system establishes eligibility while issuing a Certificate of Eligibility online. We recommend that if a veteran does not have their eligibility cert to request this from their VA lender about obtaining a certificate.

What Will The Fed Decision Do to 30-Year VA Mortgage Rates?
by Drusilla Grubb

Federal Reserve System Chairman Ben Bernanke has lowered the rate the Federal Reserve System has established for banks to charge each other by half a point. How does this affect fixed interest rates for VA home loans? What does it mean for veterans refinancing their homes? What does it mean for government home loans? Unfortunately, the answer to all of these questions is, "Not very much." Will 100% home loans with no equity required still be available for veterans? Yes, but their interest rate will likely be higher than the rates available to those who are able to put 10 or 20 percent down on their homes.

Certainly the interest rate cut gave hope to many people who follow the residential real-estate market and boosted consumer confidence. Credit card interest rates are likely to dip a bit, as will new car loans, but the cut doesn't seem to have been enough to have a significant impact on the credit crunch, partly because the federal-funds rate has a greater impact on shorter-term financing, such as construction loans. Today's VA rates are evidence that military borrowers have a real edge in the home finance market in 2013.

The cut, the first since 2003, won't do much for those borrowers facing possible loss of their properties. Although adjustable rate mortgages may not go up as much as they would have otherwise, the difference won't be enough to help those in real trouble. Many borrowers are going to be stuck with their current loans because lenders have stopped taking risks. If they can't make higher monthly payments or convince their lenders to modify the terms of their mortgages, many sub-prime borrowers will go into default and foreclosure.

While cuts in Federal Reserve System rates don't directly reduce VA mortgage rates, any rate cut is, ultimately, a good thing for veterans refinancing existing homes or applying for new VA mortgages. Because lenders know (or think they know) in advance when the Federal Reserve System will be cutting rates, lower VA mortgage rates are often available even before the Federal Reserve System announces a rate cut.

The exact rate a veteran can expect to pay varies on a new or refinanced mortgage depends on whether he or she is buying or refinancing and upon how many points he or she is willing to pay.