Compare Home Equity Interest Rates


Compare Home Equity Interest Rates


Shop and Compare Today’s Home Equity Interest Rates

Home equity interest rates were bouncing around last year like an overinflated ball. Today’s home equity rates continue to trend downward which is a great thing for homeowners looking to borrow money in 2024. Take advantage of favorable home equity interest rates and get a free quote now.
BD Nationwide Mortgage provides financing info to borrowers across the country searching for today’s rates on home equity loans and HELOC credit lines from proven lenders. Now you can consider several options from competitive lending companies for special incentives that are state specific. Predicting home equity interest rates rates can be uncertain, and if you have significant home improvement plans, delaying them in hopes of potential savings next year might not be the most prudent decision.

What Home Equity Rates Do You Qualify for?

Get the current interest rates by State for home equity loans and credit lines with regional pricing incentives updated regularly.

Compare Interest rates for home equity loans vary by state, based on state laws for APR, pre-payment penalty and restrictions.
We continue to connect you with lenders that provide a multitude of home equity loan options that maintain competitive interest rates that are state specific. Ask your financing consultant about State specific home equity incentives that may enable you to lower your monthly payments even more!
We suggest that you take advantage of the current market conditions that are boasting low and fixed rate interest. Since property values may fluctuate and specific state laws are applicable, interest rates may vary slightly from state to state.
Talk to loan experts that can help you price your loan for your specific state and qualifications.
BD Nationwide provides a bridge to home equity loan lenders extending finance options featuring both fixed and adjustable mortgage rate terms. Many mortgage financing experts consider second mortgages as a valuable resource for accessing cash as a consumer.

Compare Interest Rates on Home Equity Loans and Lines of Credit

State Specific Home Equity Loan Programs: Please select the state page below to explore various local and regional loan options for home equity loans, 2nd mortgages and HELOCs. We offer updated info for rates on home equity loans and 2nd mortgages for homeowners seeking rate and term, cash out refinance and home purchase. Most consumers utilizing equity loans today are taking them out to get quick access to cash for home repairs, construction and of course debt consolidation.

What Is the Forecast for Home Equity Interest Rates in 2024?

Currently, the Federal Reserve’s efforts to counter rising prices seem effective, with the inflation rate dropping from its peak of 9.1% to the current 3.2%. Consequently, most Wall Street investors believe the Federal Reserve has largely concluded its rate hikes. Instead, discussions among Fed watchers revolve around when the Fed might initiate rate cuts and the extent of those cuts. This will effect first mortgage rates as well as home equity interest rates.

According to the CME Group FedWatch Tool, reflecting market sentiment through futures pricing data, the majority of investors anticipate the Fed maintaining current rates at least throughout the winter. However, come spring, investors speculate that the likelihood of a rate cut slightly exceeds 50-50. If these predictions materialize, home-equity loan rates are likely to remain in the 8% to 10% range they currently occupy for several months. Read more about the interest rate trend and forecast on the Wall Street Journal.

Evaluate the current interest rates for home equity loans and credit lines, considering both fixed and adjustable rate terms. We recommend seizing the opportunity presented by the current market conditions, which offer low and stable interest rates.
*All home equity loan programs are subject to credit and lender approval. Home equity rates are subject to change without notice.