No Ratio -Second Mortgage:

Nationwide Mortgage Loans offers no ratio second mortgages and debt to income ratios are not calculated. Take advantage of reduced documentation programs that may help ease the pain of extra documentation. With this loan, borrowers are expected to include their employment info without stating or documenting any income.

No Ratio Second Mortgage:

  • Need continuous 2 Yrs. Employment history with the Same Employer or (must be in the same field)
  • Verbal Verification of Employment- (Wage Earners, 2 Yrs. Business Licenses For Self Employed.)
  • 2 Yrs. Business Licenses For Self Employed
  • Minimum of 2 Yrs. Required For Same Business.
  • Liquid Assets & Reserves Must Be Verified.
  • Mortgage coupon for existing mortgage
  • Declaration page of insurance (home policy)
  • Copy of Promissory Note for existing mortgage

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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - is a website and cannot make loans. All rights reserved.