No Income Verification Second Mortgage

Nationwide offers NIV second mortgages with low rates for borrowers who would rather not document their income. NIV stands for "No Income Verification." This is a very popular 2nd mortgage program for self-employed borrowers seeking cash out. Most lenders will require some equity on no income mortgages to mitigate the risks of default.

Get a quick quote from our experienced loan officers, who specialize in home equity transactions. If you are considering cashing in on the increased equity you have earned with the real estate appreciation, then it is well worth your time to speak with one of our home equity specialists.

By refinancing your current debt with a new second mortgage you could save a significant amount of cash over time. No income mortgage programs can be complicated, so discuss your eligibility with your loan officer before making plans.



We have helped countless self-employed homeowners get cash out with a 2nd mortgage that requires "No Income Verification".

Second Mortgage Program - NIV

2nd Loan Purpose

Debt Consolidation Home Improvement Cash Out

Primary Residence, Owner Occupied
No Income Documentation

Single Family Residence 1-4 unit Condo unlimited stories

Credit Score

Maximum Loan
Amount

CLTV
DTI

(720+)

$100,000

100%
50%

$300,000

100%
50%
$500,000
80%
45%
$1,000,000
70%
45%
(680-719)
$100,000
100%
55%
$300,000
100%
50%
$500,000
80%
45%

 

Preferred Loan Type
Property Type
Property Value
Credit Rating


Resource Tools

ARM vs. Fixed Rate Calculator
What is the payment difference between a fixed home equity loan and a line of credit with an interest only payment? How does a fixed rate 1st or 2nd mortgage compare to an ARM?

Compare Home Equity Loans in your state with a local lender.

No Income Mortgage Refinance - Do you have what it takes for a reduced or no income verification loan?
More Exclusive Second Mortgage Loan Programs:
AVM | Fixed Rate Refinance | Second Mortgage Specials | State Guide | 2nd Mortgage Loans | No Doc Mortgage | No Income Mortgage | Top Home Refinance Loans in 2013
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change.